Al Sagr Health Insurance Plans

Health insurance is an essential component of modern life, providing peace of mind and financial protection to individuals and families in times of illness or injury. In the United Arab Emirates (UAE), the requirement for comprehensive health insurance is particularly crucial due to the high cost of medical care and the increasing prevalence of chronic diseases. With the UAE's rapidly growing population and expanding healthcare sector, it is more important than ever to have access to high-quality health insurance coverage. ...read more

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AED 1 million Health cover starting @4/Day
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The above plans and premiums are for AED 1,000,000 Sum insured for 1 Adult of 30 Years for Dubai city.

One of the leading insurance providers in the UAE is Al Sagr Insurance, a company that has been operating in the region for over three decades. Al Sagr Insurance has a wide range of insurance products like health insurance plans that are designed to meet the diverse needs of individuals and families. With a focus on customer satisfaction and a commitment to providing comprehensive coverage, Al Sagr Insurance has become a trusted name in the UAE insurance market.

If you want to learn more about Al Sagr Insurance's health insurance plans, read the article below where we will take a closer look at some of the key features and benefits of Al Sagr's health insurance products. With this knowledge, you can truly make an informed decision about your healthcare coverage.

An Overview of Al Sagr Health Insurance Plans

With more than 30 years of experience in the field of medical insurance, Al Sagr Insurance is one of the top insurance providers. Through a variety of solutions for people, families, SMEs (Small & Medium Enterprises), and business organisations, it provides clients with a remarkable experience and market-leading service level.

Al Sagr health insurance packages offer a great degree of flexibility, a large range of benefits, and coverage for all requirements of citizens of the UAE.

Here are some key features of Al Sagr Health Insurance Plans -

  • As one of the authorised PIs, Al Sagr Insurance offers a fundamental plan (known as ASASI) in accordance with the DHA for workers (including domestic helpers), who have a Dubai visa and have a gross annual wage of AED 4,000.00 or less. The ASASI Plan allows you to offer your employee(s) a vital, legally required medical insurance programme to uphold their health and defend both their and your interests.
  • For individuals and families, there are more than 20 distinct options for specially created enhanced medical insurance policies with the brand name ‘Flexi’. 
  • Specially created solutions with affordable premiums for Northern Emirates visa holders are available in 4 alluring options (Executive, Standard, Economic, and Essential) to meet your insurance requirements.
  • A cap of AED 1,000,000 every year.
  • Option to choose whether you want worldwide coverage or only a small area covered.
  • The most recognised TPAs in the UAE offer network services.
  • Up to the yearly limit or lower limitations for medications and substances
  • Options for dental and vision insurance
  • Faster turnaround times for policy issuance, activation, and delivery of medical cards
  • An exclusive value-added service that offers special discounts from selected healthcare professionals for your overall health and preventive programme is included with the Al Sagr medical insurance plan.

Types of Health Insurance Plans Offered by Al Sagr

Check out the table below for the types of health insurance plans offered by Al Sagr Insurance -

  • ASASI Dependents┃

  • Flexi - Steel |

  • Flexi-Bronze |

  • Flexi-Silver |

  • Flexi - Gold |

  • Flexi - Diamond |

  • Flexi - Platinum

Medical Coverage - Up to AED 150,000

Pharmacy Limit - Up to the Medical Cover Limit

Plan Details - Here are the salient features of this Al Sagr medical insurance plan:

  • Outpatient Services - Consultation, newborn cover, physiotherapy treatments, lab tests, and ambulance service
  • Inpatient Services - Semi-private room, emergency treatment, and attendee accommodation
  • Pre-existing Medical Conditions - All medical conditions declared in medical application form are covered and are subject to medical underwriting
  • Alternative Medicine - Up to the annual limit of AED 1,500
  • Essential Vaccines and Preventive Measures
  • Network - NAS Value Lite/Value Network
  • Hearing and Vision Aids - Covered only in case of medical emergencies (subject to 20% co-insurance)
  • Dental and Gum Treatment - Covered only if there is a medical emergency (subject to 20% co-insurance)

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Medical Coverage - Up to AED 150,000

Pharmacy Limit - Up to AED 1,500

Plan Details - Here are the salient features of this Al Sagr health insurance plan:

  • Geographical Coverage - UAE only
  • Maternity Cover - Outpatient services (subject to 10% co-insurance) and inpatient services (up to AED 7,000 for every normal delivery, up to AED 10,000 for every medically essential C-section, complications and medically essential termination)
  • Newborn Cover - From 30 days from the day of birth against Hepatitis B and neonatal care tests
  • Outpatient Services - AED 50 per consultation  (subject to 20% co-insurance)
  • Inpatient Services - Semi-private room (up to AED 450 a day), ambulance service, and attendee accommodation
  • Pre-existing Medical Conditions - Subject to a waiting period of 6 months for the first scheme membership. After that, only declared pre-existing medical conditions are covered.
  • Network - Outpatient Services: Nextcare - PCP; Inpatient and Emergency Services: Nextcare - RN3
  • Other Services - Lab tests, physiotherapy, emergency treatment, radiology diagnostics, and more
  • Essential Vaccines and Preventive Services

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Medical Coverage - Up to AED 150,000

Pharmacy Limit - Up to AED 2,000

Plan Details - Key features of this Al Sagr health insurance plan are:

  • Geographical Coverage - UAE, India, and the Philippines
  • Maternity Cover - Outpatient services (subject to 10% co-insurance) and inpatient services (up to AED 7,000 for every normal delivery, up to AED 10,000 for every medically essential C-section, complications and medically essential termination); waiting period of 9 months for non-working, married females
  • Outpatient Services - AED 50 per consultation  (subject to 20% co-insurance)
  • Inpatient Services - Semi-private room (up to AED 450 a day), ambulance service, attendee accommodation (up to AED 200 per night)
  • Pre-existing Medical Conditions - Subject to a waiting period of 6 months for the first scheme membership. After that, only declared pre-existing medical conditions are covered as per the annual limit.
  • Network - Nextcare - RN3
  • Other Services - Physiotherapy, lab tests, radiology diagnostics, emergency treatment, diagnosis and treatment related to the surgeries in hospitals
  • Dental and Gum Treatment - Emergency cases only
  • Hearing and Vision Aids - Emergency cases only

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Medical Coverage - Up to AED 150,000

Pharmacy Limit - Up to the Medical Cover Limit

Plan Details - Here are the main features of this Al Sagr Health Insurance Plan:

  • Maternity Cover - Outpatient services (subject to 10% co-insurance) and inpatient services (up to AED 7,000 for every normal delivery, up to AED 10,000 for every medically essential C-section, complications and medically essential termination); waiting period of 9 months for non-working, married females
  • Outpatient Services - AED 50 per consultation  (subject to 20% co-insurance)
  • Inpatient Services - Semi-private room (up to AED 450 a day), ambulance service, and attendee accommodation (up to AED 200 per night)
  • Pre-existing Medical Conditions - Subject to a waiting period of 6 months for the first scheme membership - afterwards, only the declared pre-existing medical conditions are covered as per the annual limit
  • Network - Outpatient Services: Nextcare - RN2 Zulekha Hospital; Inpatient Services: Nextcare - RN2
  • Other Services - Physiotherapy, lab tests, radiology diagnostics, emergency treatment, diagnosis, and treatment related to the surgeries in hospitals
  • Dental and Gum Treatment - Emergency cases only 
  • Hearing and Vision Aids - Emergency cases only
  • Geographical Coverage - UAE, Middle-East, GCC, and Southeast Asia (including India)

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Medical Coverage - Up  AED 250,000

Pharmacy Limit - Up to the Medical Cover Limit

Plan Details -

  • Geographical Coverage - UAE, Southeast Asia (including India), GCC, and the ME
  • Network - Nextcare RN
  • Maternity Cover - Outpatient Services (subject to a 9 months waiting period for non-working females without continuity coverage); inpatient services (up to AED 7,000 for every normal delivery, up to AED 10,000 for every medically essential C-section, complications, and medically essential termination)
  • Newborn Cover - Covered from 30 days of birth for Hepatitis B and neonatal screening test
  • Dental and Gum Treatment - Only in case of emergencies
  • Hearing and Vision Aids - Only in case of emergencies
  • Outpatient Services - Up to AED 50 or subject to 20% co-insurance (whichever is lower); 15% co-payment for Zulekha Hospital and Al Zahraa Hospital
  • Inpatient Services - Private room accommodation, ambulance service, and attendee accommodation (up to AED 200 every night)
  • Other Services - Lab tests, radiology diagnostics, emergency treatment, physiotherapy, diagnosis and treatments for surgeries in the hospital
  • Essential Immunisation Services

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Medical Coverage - Up to AED 500,000

Pharmacy Limit - Up to the Medical Cover Limit

Plan Details - Key features of this Al Sagr health insurance plan are:

  • Geographical Coverage - Worldwide excluding the USA and Canada
  • Network - Nextcare GN 
  • Maternity Cover - Outpatient Services (non-working, married women who are confirmed to be pregnant will be subject to a waiting period of 9 months, coverage for up to 8 visits examinations and tests as per the DHA Antenatal Care guidelines); inpatient services (AED 10,000 for every normal delivery and AED 15,000 for every medically essential C-section, pregnancy complications, and medically essential termination)
  • Newborn Cover - Covered for 30 days from the date of birth against Hepatitis B, congenital adrenal hyperplasia, PKU, and more)
  • Inpatient Services - Private room accommodation; surgeon’s, GP’s, specialist’s fees; medical expenses and nursing fees; prescribed medication and drugs; X-rays, diagnostic tests, pathology, oncology tests, drugs and consultant’s charges, MRI, PET, and CT Scans; ground transportation services; hospital cash benefit; attendee accommodation
  • Outpatient Services - Up to AED 50 or subjected to 20% co-insurance (whatever is lower); 20% co-insurance for all outpatient services at Saudi German Hospital, Al Zahra Hospital, Mediclinic Group
  • Other Services - Lab tests, radiology diagnostics, physiotherapy, and emergency treatment
  • Mandatory Immunisations and Vaccines

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Medical Coverage - Up to AED 1,000,000

Pharmacy Limit - Up to the Medical Cover Limit

Plan Details - 

  • Geographical Coverage - Worldwide
  • Network - Nextcare-GN with American Hospital
  • Maternity Cover - Outpatient Services (non-working, married women who are confirmed to be pregnant will be subject to a waiting period of 9 months, coverage for up to 8 visits examinations and tests as per the DHA Antenatal Care guidelines); inpatient services (AED 15,000 for every normal delivery and AED 20,000 for every medically essential C-section, pregnancy complications, and medically essential termination)
  • Newborn Cover - Covered for 30 days from the date of birth
  • Dental and Gum Treatment - Covered in emergency cases only
  • Hearing and Vision Aids - Covered in emergency cases only
  • Inpatient Services - Private room accommodation; surgeon’s, GP’s, specialist’s fees; medical expenses and nursing fees; prescribed medication and drugs; X-rays, diagnostic tests, pathology, oncology tests, drugs and consultant’s charges, MRI, PET, and CT Scans; ground transportation services; hospital cash benefit; attendee accommodation
  • Outpatient Services - Up to AED 50 or subject to 20% co-insurance (whichever is lower); 20% co-insurance for all outpatient services at Saudi German Hospital, Al Zahra Hospital, Mediclinic Group
  • Other Services - Lab tests, radiology diagnostics, physiotherapy, and emergency treatment
  • Mandatory Immunisations and Vaccines

View Quotes

Al Sagr Insurance Network Hospital Lists

Al Sagr Health Insurance Network Hospitals List in uae
Name
Address
Ahalia Hospital (Hospitals)
Ahalia Hospital, Hamdan Street, P.O. Box - 2419 - 26262666
Al Ahli Hospital Company LLC-Branch 1 (Hospitals)
Ahalia Hospital, Tariff Road , M-24, Mussafah, P.O. Box - 2419 - 28119119
Phoenix Hospital L.L.C. (Ex Al Bustan Specialty Hospital L.L.C.) (Hospitals)
Plot - 1, M-10, Shabiyah, Musaffah, P.O. Box - 2419 - 26151515
Mediclinic Hospitals L.L.C. (Al Ain Branch Hospital) Ex: Al Noor Hospital-AAN (Hospitals)
Al Mada Complex, Khalifa St., Al Ain, Abu Dhabi - 8002000
Mediclinic Hospitals L.L.C. (Al Noor Hospital) Ex: Al Noor Hospital-AUH (Hospitals)
Mohammad Bin Butti Bldg., Khalifa St., Abu Dhabi, Uae - 8002000
Al Ruwais Hospital - AUH (Hospitals)
Abu Dhabi, Ruwais, Near Ruwais Mall - 8007267
Al Salama One Day Surgery Center - AUH (Hospitals)
Al Salama One Day Surgery Center Bldg, Opposite Al Roashid Mosque, Sector-7, Baniyas East, Abu Dhabi - 5047900
Bareen International Hospital (Hospitals)
Near Fatema Bent Mubark Mousque, Hamdan Street, Muroor Road, Mohammad Bin Zayed Area - 25545555
NMC Royal Womens Hospital LLC (EX. Bright Point Royal Womens Hospital LLC) (Hospitals)
Near Al Jazira Stadium, Muroor Road, Abu Dhabi - 25082000
Gulf Diagnostic Center Hospital (Hospitals)
Gulf Diagnostic Center Hospital - Wll Khalfan Khamis Saeed Al Amimi Villa . No : 4, Al Khaleej Al Arabi Street, Bateen, Abu Dhabi, Abudhabi, United Arab Emirates, 30702 - 24177222

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