Al Sagr - Steel
Al Sagr Steel guarantees health insurance for you and your family, incorporating an extensive array of medical services, including but not limited to prescription drugs coverage, consultation costs, outpatient/inpatient services, and others. Al Sagr Steel is designed with flexibility and personalized options to perfectly align with your family's unique requirements and financial preferences.read more
Insurer Highlights
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Network hospitals
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Network Name
NEXTCARE RN3
Starting Premium
AED 4/day
Sum Insured
AED 1 Million
4.7/5
43,419
Reviews2 Million+
Trusted Customers
35+
Insurance Partners
1 Million+
Policies Sold
AED 1 million Health cover starting @4/Day
Self Only
Both Self and Family
Family without Self
Domestic Workers
Investor
Regulatory credentials
Licensed by the Central Bank of the UAE (Registration No. 123)
DHA Health Insurance Intermediary Permit No. BRK-00041
Emirates Insurance Federation Membership No. B81
Information on this page is for general guidance only - not personalised financial or medical advice.Plan Summary
Plan NameSteel
Cover AmountAED 150,000
Pharmacy LimitUpto AED 1,500
TPANextcare
Al Sagr - Steel Details
Maternity Cover
Maximum benefit AED 7,000 per normal delivery, AED 10,000 for medically necessary C-section, complications and for medically necessary termination (All limits include co-payment).
Out-patient Maternity Services
Requires prior approval from the insurance company.Covered (9 months waiting period for non-working married females without continuity of coverage who are confirmed pregnant after time of enrollment
o Nil waiting period for employees & non-working married females with continuity of coverage)10% coinsurance payable by the insured. PHC Visits to include reviews. (All Care provided by Primary Health care obstetrician for low risk or specialist obstetrician for high risk referrals.)
New Born Cover
Cover from 30 days from birth BCD, Hepatitis B and neo-natal screening test. (Cover for 30 days from birth.)
Coverage Type
Full Access
In-Patient Services
Room Type
Semi Private Room upto AED 450 per day
Ambulance Service
Ground transportation services in the UAE provided by an authorized party for medical emergencies.
Companion Accomodation
Maximum AED 200 per night. (The cost of accomodating a person accompanying an insured child up to the age of 16 years.)Maximum AED 200 per night. (The cost of accommodation of a person accompanying an in-patient in the same room in case of medical necessity at the recommendation of the treating doctor and after the prior approval of the insurance company providing coverage.)
Territorial Scope Of Coverage
Coverage
UAEInsurance Coverage is only for Dubai visa holders.
Pre-Existing and Chronic Conditions
6 Months (Treatment for chronic and pre-existing conditions excluded for first 6 months of first scheme membership. After 6 months covered to the annual policy limit subject to declaration)
Network
NEXTCARE PCP-RN3
Other Services
Radiology diagnostic
20% co-insurance
Test, diagnosis, treatments related to surgeries in hospitals
Prior approval required from the insurance company / TPA.
Emergency Treatment
Approval required from the insurance company within 24 hours of admission to the authorized hospital.
Healthcare services for emergency cases
Prior approval required from the insurance company (Prior approval required from the insurance company Where a pre-existing or chronic condition develops into an emergency within the 6-month exclusion preriod this must be covered up to the annual aggregate limit.)
Medication
Co-Payment
30% Coinsurance (co-payment by the insured in respect of each and every prescription.)
Limit
Maximum Limit AED 1500
Description
No cover for drugs and medicines in excess of the annual limit. Restricted to a list of formulary products where available at the physician and the pharmacist.
Diagnostics (X-RAY, MRI, CT-SCAN)
Covered With 20% co-payment
Psychiatry
Not Covered
Alternative medicine
Not Covered
Dental and gum treatment
Not Covered
Hearing and Vision Aid
Emergency Treatment required to save or alleviate danger to life with 20% co-insurance
Physiotherapy Treatment
Covered up to 6 sessions per ailment/condition per person per year with 20% co-insurance
Region Coverage
- Where this policy is applicable
UAE Only
Al Sagr - Steel Added Network Hospitals
Name
Address
National Hospital - AUH (RN3 - Specialist + In-patient) (Hospitals)
P.O.Box 30666, Najda, Eldorado Cinema, Electra Street, Najda Area - 26711000
Al Dhannah Hospital (Ex Al Ruwais Hospital - AUH) (RN3 - Specialist + In-patient) (Hospitals)
Abu Dhabi, Ruwais, Near Ruwais Mall - 28007267
Das Hospital (RN3 - Specialist + In-patient) (Hospitals)
Al Dhannah Island, P.O Box11876 - 2601031
Ahalia Hospital (RN3 - Specialist + In-patient) (Hospitals)
Ahalia Hospital, Hamdan Street, P.O. Box - 2419 - 26262666
Al Ahli Hospital Company Llc-Branch 1 (RN3 - Specialist + In-patient) (Hospitals)
Ahalia Hospital, Tariff Road , M-24, Mussafah, P.O. Box - 2419 - 28119119
Magrabi Speciality Hospital (Day Care Surgeries,Eye,Ear,Nose And Throat (RN3 - Specialist + In-patient) (Hospitals)
Al Nakheel Tower, National bank of Oman, Hamdan Street, Baniyas street, Al Najda - 26345000
Magrabi Specialized Hospital Daycare Surgeries Eye,Ear,Nose, Throat Branch - Auh (RN3 - Specialist + In-patient) (Hospitals)
Al Kheel Tower, Tiol Bank Of Oman, Hamdan Street, Baniyas Street, Al Jda - 22434064
Bareen International Hospital (RN3 - Specialist + In-patient) (Hospitals)
Near Fatema Bent Mubark Mousque, Hamdan Street, Muroor Road, Mohammad Bin Zayed Area - 25545555
New Medical Centre Specialty Hospital Llc (Ex Nmc Specialty Hospital L.L.C Al Ain) (RN3 - Specialist + In-patient) (Hospitals)
Opp. Police Head Quarter, Near Zayed School - 37555999
Nmc Specialty Hospital - Auh (RN3 - Specialist + In-patient) (Hospitals)
Sheikh Zayed 2Nd Street (Electra Road) - 26332255
Other Al Sagr Health Insurance Plans
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