ADNIC - Shifa Silver Opt - 1
Safeguard your family's health with ADNIC Shifa Silver Opt - 1, a health insurance package that covers an extensive range of medical services, encompassing maternity care, medication, pre-existing and chronic conditions, diagnostics costs, and much more. This highly customizable ADNIC Shifa Silver Opt - 1 is designed to adapt to your family's specific needs and health conditions.read more
4.7/5
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AED 1 million Health cover starting @4/Day
Self Only
Both Self and Family
Family without Self
Domestic Workers
Investor
Worldwide Coverage
Wide Choices
Expert Advice
Regulatory credentials
Licensed by the Central Bank of the UAE (Registration No. 123)
DHA Health Insurance Intermediary Permit No. BRK-00041
Emirates Insurance Federation Membership No. B81
Information on this page is for general guidance only - not personalised financial or medical advice.Plan Summary
Plan NameShifa Silver Opt - 1
Cover AmountAED 500,000
Pharmacy LimitUpto AED 1,000,000
TPAADNIC
ADNIC - Shifa Silver Opt - 1 Details
Maternity Cover
10% up to AED 30 per consultation
Waiting Period
Maternity
any pregnancy, which arises within forty calendar days from the date of policy issuance, shall not be covered under this policy under any condition No waiting period for maternity coverage upon payment of an additional premium, as per underwriting guidelines – coverage begins from Day 1.
Chronic Condition
All medical underwritten conditions will have no
waiting period. Undeclared pre-existing conditions will not be
covered during the policy period and will be underwritten at renewal.
Pre-existing diseases (PED)
Covered only if declared on additional payment
Additional Information
No waiting period applies to the above cases upon payment of an additional premium, as per underwriting guidelines—coverage begins from Day 1. Also, for renewals, no waiting period is applicable.
Hospital Access
Direct access to hospital
Coverage Type
Full Access
Out-Patient Services
Physiotherapy Treatment
Covered
Pharmacy Limit
Covered
Deductible per Consultation
Covered
Lab and Scan / X-Ray Deductible
Covered
Minor Surgery
Covered
In-Patient Services
Room Type
Private (Limited to AED 750 per day for outside NTW inside UAE and Overseas for Elective and Emergency Cases)
Other Services
Dental
Not covered
Vision
Not covered
Pharmacy Limit
Nil Co- Insurance
Psychiatric Treatment
Up to AED 1,500/-
Deductible per Consultation
For Maternity Services: 10% up to AED 30 per consultation
For Other Services: 20% up to AED 30 per consultation
Lab and Scan / X-Ray Deductible
Nil Deductible
Kidney Dialysis Treatment
Covered up to AED 15,000 per year
Psychological Counseling Services
Up to AED 1,500/-
ADNIC - Shifa Silver Opt - 1 Added Network Hospitals
Name
Address
No Network Hospital is available at this Location.
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