ADNIC - Shifa Platinum Opt - 3
Embrace peace of mind with ADNIC Shifa Platinum Opt - 3, an all-encompassing health insurance solution curated for you and your family. From diagnostics and tests, to maternity care and outpatient/inpatient services, this plan covers it all. Customise this ADNIC Shifa Platinum Opt - 3 according to your family's unique requirements and affordability with its flexible features.read more
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AED 1 million Health cover starting @4/Day
Self Only
Both Self and Family
Family without Self
Domestic Workers
Investor
Worldwide Coverage
Wide Choices
Expert Advice
Regulatory credentials
Licensed by the Central Bank of the UAE (Registration No. 123)
DHA Health Insurance Intermediary Permit No. BRK-00041
Emirates Insurance Federation Membership No. B81
Information on this page is for general guidance only - not personalised financial or medical advice.Plan Summary
Plan NameShifa Platinum Opt - 3
ADNIC - Shifa Platinum Opt - 3 Details
Waiting Period
Maternity
any pregnancy, which arises within forty calendar days from the date of policy issuance, shall not be covered under this policy under any condition No waiting period for maternity coverage upon payment of an additional premium, as per underwriting guidelines – coverage begins from Day 1.
Chronic Condition
All medical underwritten conditions will have no
waiting period. Undeclared pre-existing conditions will not be
covered during the policy period and will be underwritten at renewal.
Pre-existing diseases (PED)
Covered only if declared on additional payment
Additional Information
No waiting period applies to the above cases upon payment of an additional premium, as per underwriting guidelines—coverage begins from Day 1. Also, for renewals, no waiting period is applicable.
Hospital Access
Direct access to hospital
Coverage Type
Full Access
In-Patient Services
Standard Suite (At Actual Cost outside NWT Inside UAE and limited to AED 7,500 per day for Overseas for Elective and Emergency Cases)
Other Services
Dental
Up to AED 7,000 per person per year (20% co-insurance)
Vision
Not Covered
Alternative Medicine
Up to AED 15,000 per year
Airfare Ticket
Covered , in case treatment is less than 70% of UAE cost. Covering up to AED 2,000 per ticket , on reimbursement basis. Economy Class
Kidney Dialysis Treatment
Covered up to AED 100,000 per year
Routine Health Checkup
Up to AED 2,500 per year
Diabetes Tests/Consumables
Covered up to AED 7,500 per yearFrequency is restricted to every 3 years from age of 30. High risk individuals annually from age 18.
ADNIC - Shifa Platinum Opt - 3 Added Network Hospitals
Name
Address
No Network Hospital is available at this Location.
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