ADNIC - Shifa Gold Opt - 23
Give your family the gift of a wholesome health insurance with ADNIC. This inclusive ADNIC Shifa Gold Opt - 23 provides coverage for a wide range of medical services. These services include consultation charges, prescription medication, alternative medicines, physiotherapy treatment, etc.You can customise plans depending upon your family’s specific requirements, all at your own accord.read more
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AED 1 million Health cover starting @4/Day
Self Only
Both Self and Family
Family without Self
Domestic Workers
Investor
Worldwide Coverage
Wide Choices
Expert Advice
Regulatory credentials
Licensed by the Central Bank of the UAE (Registration No. 123)
DHA Health Insurance Intermediary Permit No. BRK-00041
Emirates Insurance Federation Membership No. B81
Information on this page is for general guidance only - not personalised financial or medical advice.Plan Summary
Plan NameShifa Gold Opt - 23
Cover AmountAED 2,000,000
Pharmacy LimitUpto AED 1,000,000
TPAADNIC
ADNIC - Shifa Gold Opt - 23 Details
Maternity Cover
Deductible per Consultation
10% up to AED 30 per consultation
Waiting Period
Maternity
any pregnancy, which arises within forty calendar days from the date of policy issuance, shall not be covered under this policy under any condition No waiting period for maternity coverage upon payment of an additional premium, as per underwriting guidelines – coverage begins from Day 1.
Chronic Condition
All medical underwritten conditions will have no
waiting period. Undeclared pre-existing conditions will not be
covered during the policy period and will be underwritten at renewal.
Pre-existing diseases (PED)
Covered only if declared on additional payment
Additional Information
No waiting period applies to the above cases upon payment of an additional premium, as per underwriting guidelines—coverage begins from Day 1. Also, for renewals, no waiting period is applicable.
Hospital Access
Direct access to hospital
Coverage Type
Full Access
Out-Patient Services
Physiotherapy Treatment
Covered
Test, diagnosis, treatments related to surgeries in hospitals
Covered
Pharmacy Limit
Covered
Deductible per Consultation
Covered
In-Patient Services
Room Type
Private (Limited to AED 1,500 per day for outside NTW inside UAE and Overseas for Elective and Emergency Cases)
Other Services
Dental
Not Covered
Vision
Up to AED 750 per person per year
Pharmacy Limit
Nil Co- Insurance
Psychiatric Treatment
Up to AED 10,000
Deductible per Consultation
For Maternity Services: 10% up to AED 30 per consultation
For Other Services: 20% up to AED 30 per consultation
Lab and Scan / X-Ray Deductible
Nil Deductible
Psychological Counseling Services
Up to AED 10,000
ADNIC - Shifa Gold Opt - 23 Added Network Hospitals
Name
Address
No Network Hospital is available at this Location.
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