ADNIC - Shifa Gold Opt - 15
ADNIC Shifa Gold Opt - 15 guarantees health insurance for you and your family, incorporating an extensive array of medical services, including but not limited to prescription drugs coverage, consultation costs, outpatient/inpatient services, and others. ADNIC Shifa Gold Opt - 15 is designed with flexibility and personalized options to perfectly align with your family's unique requirements and financial preferences.read more
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AED 1 million Health cover starting @4/Day
Self Only
Both Self and Family
Family without Self
Domestic Workers
Investor
Worldwide Coverage
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Expert Advice
Plan Summary
Plan NameShifa Gold Opt - 15
Cover AmountAED 2,000,000
Pharmacy LimitUpto AED 1,000,000
TPAADNIC
ADNIC - Shifa Gold Opt - 15 Details
Maternity Cover
Deductible per Consultation
10% up to AED 30 per consultation
Waiting Period
Maternity
any pregnancy, which arises within forty calendar days from the date of policy issuance, shall not be covered under this policy under any condition No waiting period for maternity coverage upon payment of an additional premium, as per underwriting guidelines – coverage begins from Day 1.
Chronic Condition
All medical underwritten conditions will have no
waiting period. Undeclared pre-existing conditions will not be
covered during the policy period and will be underwritten at renewal.
Pre-existing diseases (PED)
Covered only if declared on additional payment
Additional Information
No waiting period applies to the above cases upon payment of an additional premium, as per underwriting guidelines—coverage begins from Day 1. Also, for renewals, no waiting period is applicable.
Hospital Access
Direct access to hospital
Coverage Type
Full Access
Out-Patient Services
Physiotherapy Treatment
Covered
Test, diagnosis, treatments related to surgeries in hospitals
Covered
Pharmacy Limit
Covered
Deductible per Consultation
Covered
In-Patient Services
Room Type
Private (Limited to AED 1,500 per day for outside NTW inside UAE and Overseas for Elective and Emergency Cases)
Other Services
Dental
Not Covered
Vision
Up to AED 750 per person per year
Pharmacy Limit
Nil Co- Insurance
Psychiatric Treatment
Up to AED 10,000
Deductible per Consultation
For Maternity Services: 10% up to AED 30 per consultation
For Other Services: 20% up to AED 30 per consultation
Lab and Scan / X-Ray Deductible
Nil Deductible
Psychological Counseling Services
Up to AED 10,000
ADNIC - Shifa Gold Opt - 15 Added Network Hospitals
Name
Address
NEW MEDICAL CENTRE (Hospitals)
SH ZAYED II STREET - 02-6332255
MEDICLINIC HOSPITALS LLC (AL NOOR HOSPITAL) (EXCLUDING DR.HATEM MOHAMED MOHYELDIN EBEID GD7336) (Hospitals)
KHALIFA STREET - 02-6139796
AL ABEER MEDICAL CENTER DAY SURGERY UNIT. L.L.C (Hospitals)
NAJDA STREET - 02-5095000
AHALIA HOSPITAL (Hospitals)
HAMDAN STREET - 02-6262666
SHEIKH KHALIFA MEDICAL CITY (Hospitals)
KARAMA - 02-8196491
LLH HOSPITAL LLC (Hospitals)
ELECTRA STREET - 80-0555333
MEDICLINIC HOSPITALS LLC (AIRPORT ROAD HOSPITAL) (Hospitals)
AIRPORT ROAD - 02-4944841
CORNICHE HOSPITAL (EXCLUDING DENTAL) (Hospitals)
CORNICHE HOSPITAL - 02-6724900
LLH HOSPITAL AL MUSAFFAH (Hospitals)
MUSAFFAH - 02-5557711
MADINAT ZAYED HOSPITAL (DENTAL INCLUDED EFFECTIVE FROM 01/11/2018) (Hospitals)
MADINAT ZAYED, WESTERN REGION - 02-8071443
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