ADNIC - Shifa Silver Opt - 1
Safeguard your family's health with ADNIC Shifa Silver Opt - 1, a health insurance package that covers an extensive range of medical services, encompassing maternity care, medication, pre-existing and chronic conditions, diagnostics costs, and much more. This highly customizable ADNIC Shifa Silver ...read more
4.6/5
35,368
Reviews
AED 1 million Health cover starting @4/Day
Self Only
Both Self and Family
Family without Self
Domestic Workers
Investor
Worldwide Coverage
Wide Choices
Expert Advice
Plan Summary
Plan NameShifa Silver Opt - 1
Cover AmountAED 500,000
Pharmacy LimitUpto AED 1,000,000
TPAADNIC
ADNIC - Shifa Silver Opt - 1 Details
Maternity Cover
10% up to AED 30 per consultation
Waiting Period
Maternity Waiting Period
any pregnancy, which arises within forty calendar days from the date of policy issuance, shall not be covered under this policy under any condition No waiting period for maternity coverage upon payment of an additional premium, as per underwriting guidelines – coverage begins from Day 1.
Chronic Condition Waiting Period
All medical underwritten conditions will have no
waiting period. Undeclared pre-existing conditions will not be
covered during the policy period and will be underwritten at renewal.
Pre-existing diseases (PED)
Covered only if declared on additional payment
Additional Information
No waiting period applies to the above cases upon payment of an additional premium, as per underwriting guidelines—coverage begins from Day 1. Also, for renewals, no waiting period is applicable.
Hospital Access
Direct access to hospital
Coverage Type
Full Access
Out-Patient Services
Physiotherapy Treatment
Covered
Pharmacy Limit
Covered
Deductible per Consultation
Covered
Lab and Scan / X-Ray Deductible
Covered
Minor Surgery
Covered
In-Patient Services
Room Type
Private (Limited to AED 750 per day for outside NTW inside UAE and Overseas for Elective and Emergency Cases)
Other Services
Dental
Not covered
Vision
Not covered
Pharmacy Limit
Nil Co- Insurance
Psychiatric Treatment
Up to AED 1,500/-
Deductible per Consultation
For Maternity Services: 10% up to AED 30 per consultation
For Other Services: 20% up to AED 30 per consultation
Lab and Scan / X-Ray Deductible
Nil Deductible
Kidney Dialysis Treatment
Covered up to AED 15,000 per year
Psychological Counseling Services
Up to AED 1,500/-
ADNIC - Shifa Silver Opt - 1 Added Network Hospitals
Name
Address
NEW MEDICAL CENTRE (Hospitals)
SH ZAYED II STREET - 02-6332255
MEDICLINIC HOSPITALS LLC (AL NOOR HOSPITAL) (EXCLUDING DR.HATEM MOHAMED MOHYELDIN EBEID GD7336) (Hospitals)
KHALIFA STREET - 02-6139796
AL ABEER MEDICAL CENTER DAY SURGERY UNIT. L.L.C (Hospitals)
NAJDA STREET - 02-5095000
AHALIA HOSPITAL (Hospitals)
HAMDAN STREET - 02-6262666
SHEIKH KHALIFA MEDICAL CITY (Hospitals)
KARAMA - 02-8196491
LLH HOSPITAL LLC (Hospitals)
ELECTRA STREET - 80-0555333
MEDICLINIC HOSPITALS LLC (AIRPORT ROAD HOSPITAL) (Hospitals)
AIRPORT ROAD - 02-4944841
CORNICHE HOSPITAL (EXCLUDING DENTAL) (Hospitals)
CORNICHE HOSPITAL - 02-6724900
LLH HOSPITAL AL MUSAFFAH (Hospitals)
MUSAFFAH - 02-5557711
MADINAT ZAYED HOSPITAL (DENTAL INCLUDED EFFECTIVE FROM 01/11/2018) (Hospitals)
MADINAT ZAYED, WESTERN REGION - 02-8071443
Other ADNIC Health Insurance Plans
Related Health Insurance
More From Health Insurance
- Recent Articles
- Popular Articles
Last Updated : 13 Mar 2026Understanding the Concept of Room Rent Limit under Health InsuranceRoom Rent Limit - Learn about health insurance room rent limits and how they could affect your budget- strategies for mitigating the impact of these limits..jpg)
Last Updated : 20 Feb 2026How To Update Emirates ID In Etisalat?Knowing how to update Emirates ID in Etisalat helps you keep your telecom services active and compliant with UAE regulations.
Last Updated : 16 Feb 2026Emirates ID Authority Sharjah- Services, Locations, and Working HoursThe Emirates ID Authority (Sharjah) Emirates ID Centre in Sharjah provides services such as biometrics registration and identification for UAE Nationals; it also serves as a home base for the majority of UAE residents.
Last Updated : 16 Feb 2026Best Health Insurance for Surgery in UAE 2026Health insurance pays for the medical expenses associated with a surgical procedure. This includes hospital admit, surgeon fees, diagnostic tests and post-surgery care.
Last Updated : 10 Feb 2026Dubai Healthcare CityDubai Healthcare City (DHCC) is a leading medical free zone in Dubai, offering world-class hospitals, clinics, wellness centres, and healthcare services.
Last Updated : 30 Jan 2026Emirates ID Tracking – Track Your Emirates ID CardTrack your Emirates ID status online in the UAE. Learn how to check application status, processing stages, delivery details online in the UAE.
Last Updated : 10 Feb 2026How to Check Medical Insurance Status with Emirates ID?Emiratis will now be able to use their Emirates ID cards not only to go through immigration gates at the airport but to avail of medical services in the UAE.
Last Updated : 28 Jan 2026Best Health Insurance Companies in Dubai, UAE 2026Find the Top 10+ Health Insurance Companies in Dubai, UAE Offering Comprehensive Health Insurance Coverage and Exceptional Services at Affordable Prices.
Last Updated : 27 Nov 2025How to Check the Status of Your Health Insurance Online?The easiest way to get familiar with your plan details or check the active status is to do it online. Let’s figure out how to check if your health insurance plan is active online.
Last Updated : 11 Feb 2026Can You Buy Health Insurance for New Born Baby in UAE?Don't know whether you can buy medical insurance for new born baby in UAE? In this article we’ll share everything you need to know about health insurance for newborn baby.
Last Updated : 08 Jan 2026Dental Insurance UAE: Dental Insurance Types, Coverage & BenefitsDental Insurance UAE: Know All about Dental Insurance, Types, Coverage & Benefits. Dental Insurance Covering Most of the Dental Treatments, You can Drop off Your Worries About Costly Therapies.
Last Updated : 27 Nov 2025Where Can I Get Medical Help Without Having Health Insurance in UAE?Not everyone in the UAE can afford to buy a health insurance policy to avail of quality medical care benefits. To help out such people, we have listed here a few places and ways of getting medical help.
