Tesla Car Insurance

Tesla Car Insurance

Owning a Tesla in the UAE is more than just driving a car, it's an investment in innovation, performance, and sustainability. However, ...read more

Whether you drive a Model S, Model 3, Model X, or Model Y, understanding your insurance options ensures peace of mind and long-term protection on the road.

Overview of Tesla Insurance

A Tesla car insurance is especially designed to meet the specific needs of the electric vehicle owners. Just like regular insurance, car insurance for Tesla is as important and mandatory. This coverage financially covers the higher upfront costs, advanced technology, and damaged specialised components.

The main components repaired and covered are charging equipment, specialised repairs, and battery-related issues.

Top UAE Car Insurance Plans

Some of the best and the cheapest car insurance quotes in Dubai are:

*Above mentioned prices are for Honda City EX 1.5L, 2017 model.

Features and Benefits of Tesla Car Insurance

Tesla is reputed for its advanced safety features and high-performance capabilities. These EVs are fragile and need insurance that is tailored to meet your requirements.

Here's why you should buy the best car insurance for Tesla:

Higher Repair Costs – Owing to the cutting-edge technology of this vehicle, its repair can be expensive. This is why a Tesla car insurance policy is needed. It ensures that your electric vehicle is repaired using genuine parts and expertise.
Value Protection – With Tesla motor insurance, you protect the value of the car and receive a fair settlement in case of total loss or theft.
Tailored Coverage – Tesla insurance can be customised as per your requirement, budget, and needs of your EV.

Best Motor Insurance Plans for Tesla 2025 in UAE

1. Sukoon Comprehensive (Gold Agency) -

Features and Benefits	Exclusion	Add-ons
Blood money Third-party liability Damage to the insured vehicle Ambulance service Loss of personal belongings Lock replacement MD/Strikes/Riots Agency repair Emergency medical expenses Windscreen damage Valet parking theft cover Off-road cover Personal injury Fire and theft cover Car hire cash benefit read more	New car replacement in case of total loss Off-road recovery	Personal accident cover for the driver and passengers Natural calamity cover Oman cover Roadside assistance — Mechanical assistance Lockout service Towing service – within the same city Battery service Flat tyre service

Features and Benefits

Exclusion

Add-ons

Blood money
Third-party liability
Damage to the insured vehicle
Ambulance service
Loss of personal belongings
Lock replacement
MD/Strikes/Riots
Agency repair

Emergency medical expenses
Windscreen damage
Valet parking theft cover
Off-road cover
Personal injury
Fire and theft cover
Car hire cash benefit

New car replacement in case of total loss
Off-road recovery

Personal accident cover for the driver and passengers
Natural calamity cover
Oman cover
Roadside assistance —
- Mechanical assistance
- Lockout service
- Towing service – within the same city
- Battery service
- Flat tyre service

Click here to Buy Sukoon Comprehensive Car Insurance

2. DIC Comprehensive (Gold Garage) -

Features and Benefits	Exclusion	Add-ons
Third-party damage limit Third-party liability Damage to the insured vehicle (UAE only) Blood money MD/Riots/Strikes Windscreen damage Lock replacement Off-road cover Loss of personal belongings Emergency medical expenses Valet parking theft cover	Ambulance service Taxi fares Involuntary loss of employment insurance No claim discount protection New car replacement in case of a total loss - Auto Gap Agency repair	Roadside assistance — Mechanical assistance Lockout service Fuel delivery service International driving licence discount Automobile maintenance pick and drop service On-site battery replacement Claims documents delivery service Window glass and sunroof damage Battery service Flat tyre service Towing service Car registration service Home maintenance service Personal courier service Baby capsules and child car seats Claim transportation cost read more

Click here to Buy DIC Comprehensive Car Insurance

3. Al Sagr Comprehensive (Garage) -

Features and Benefits	Add-ons	Exclusion
Third-party damage limit Third-party liability Damage to the insured vehicle (UAE only) Blood money Windscreen damage Ambulance service Emergency medical expenses	Personal accident cover for the driver and passengers Natural calamity cover Replacement of the vehicle Oman cover Roadside assistance — Mechanical assistance Lockout service Towing service Battery service Flat tyre service	Agency repair

Click here to Buy Al Sagr Car Insurance

4. Sukoon Comprehensive (Gold Garage) -

Features and Benefits	Exclusion	Add-ons
Third-party damage limit Third-party liability (UAE and Oman) Damage to the insured vehicle (UAE and Oman) Blood money Ambulance service Loss of personal belongings Lock replacement MD/Strikes/Riots Emergency medical expenses Windscreen damage Valet parking theft cover Off-road cover Personal injury Fire and theft cover Car hire cash benefit read more	New car replacement in case of total loss Off-road recovery	Personal accident cover for the driver and passengers Natural calamity cover Oman cover Roadside assistance — Mechanical assistance Lockout service Towing service – within the same city Battery service Flat tyre service

Click here to Buy Sukoon Comprehensive Car Insurance

5. Al Wathba Comprehensive (Agency) -

Features and Benefits	Exclusion	Add-ons
Third-party damage limit Third-party liability Damage to the insured vehicle (UAE and Oman) Blood money Loss of personal belongings Ambulance service Agency repair Car registration service Windscreen excess waiver Fire and theft cover International driving licence free read more	Emergency medical expenses New car replacement in case of a total loss - Auto Gap Valet parking theft cover No claim discount protection Lock replacement	Personal accident cover for the driver and passengers Natural calamity cover Replacement of the vehicle Oman cover Roadside assistance — Mechanical assistance Lockout service Towing service Battery service Flat tyre service Off-road recovery

Click here to Buy Al Wathba Comprehensive Car Insurance

6. GIG Gulf Third Party Only -

Features and Benefits	Exclusion	Add-ons
Third-party damage limit Third-party liability Blood money Ambulance service	Personal accident cover for the driver and passengers Oman cover Roadside assistance	Damage to the insured vehicle

Factors Affecting the Tesla Insurance Costs

There are several factors affecting your Tesla insurance costs — car's value, driver's claim history, use of car, driver's age and experience, and more. These factors that affect the Tesla auto insurance premium are discussed in detail below:

Driver's Age and Experience – The age and driving experience of the vehicle owner are major factors in determining the insurance premium for a Tesla. Young drivers, especially those under 30 or with limited driving experience, are considered higher risk.
Car Usage – How and how often the Tesla is used also impacts the insurance premium. If the car is mainly used for long daily commutes or business purposes, the risk of wear and tear and road accidents increases, resulting in higher Tesla car insurance costs.
Location – Where the Tesla is driven and parked has a direct impact on the insurance cost. Areas with heavy traffic, frequent accidents, or high theft rates typically lead to higher premiums.
Car's Value – Tesla vehicles are high-value cars, and their repair or replacement costs are usually more expensive than lower-end models. This makes them more costly to insure. In case of an accident, even minor damage to a Tesla can lead to expensive repairs due to the use of advanced parts and technology. Therefore, the higher the vehicle's market value, the higher the insurance premium.
Driver's Claim History – Your past insurance claim record plays a big role in determining how much you’ll pay. If you’ve filed multiple claims in recent years, insurers may consider you a high-risk customer.

Hacks to Reduce Tesla Car Insurance Cost

The following are the tips to decrease Tesla insurance premium —

Browse through the Options – Rather than buying the first plan, browse through your options. Go to third-party aggregators like Policybazaar.ae. We offer you the platform to compare Tesla car insurance quotes and benefits. Buy a plan that meets your requirements.
Increase Deductibles – If you opt for paying a higher deductible, your premium will be lowered. However, ensure that you are financially prepared to manage this deductible in case a claim arises.
Stay Updated with Policy Renewal – Stay in sync with your insurance policy’s renewal dates and terms and conditions to ensure continuous financial protection for your Tesla.

How to Buy Tesla Car Insurance in the UAE?

You can easily buy your Tesla car insurance on Policybazaar.ae. We offer you plans and options from the leading insurance companies in the country. Simply fill in the application form and you will be directed to the quotes page in no time. There you can compare plans and pick the one that suits your budget and requirement.

Frequently Asked Questions

The premium for Tesla car insurance varies from provider to provider and also depends on the platform from where you buy it. The basic plan for Tesla insurance on Policybazaar.ae is AED 840.

You can get comprehensive coverage or third-party liability coverage for your Tesla. You can choose from these types of plans as per your requirement.

The following are the documents required to buy Tesla insurance —

Vehicle registration
Emirates ID
Valid driving licence
Bank statements
Passport and residential visa
Confirmation letter to prove your car is GCC-spec

Most Tesla auto insurance plans cover repairs at Tesla-approved garages and authorised workshops that have genuine parts. The workshops have professionals who are familiar with Tesla’s technology.