Q1. I want to claim my Fidelity United third party car insurance. Do I need to submit any documents during the process?

Ans: Yes, you must submit the following documents during the car insurance claim process - Original police report A valid copy of driving licence A valid copy of the car registration

Fidelity United Third Party Car Insurance

Q: Q2. Does my basic third-party insurance plan cover theft?

Ans: No, Fidelity United third-party car insurance plan does not provide coverage for theft.

Q: Q3. How can I contact the representatives of Fidelity United via call?

Ans: You can get in touch with the concerned Fidelity United personnel by dialling 800842.

Among all the insurance providers, Fidelity United is one of the leading and oldest companies in the UAE market. With its third-party car insurance plan, you can easily fulfil legal requirements and secure third-party liability coverage.read more

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Written ByNupur JainSenior Content Writer (Expertise - Motor Insurance)

Reviewed ByToshita Chauhan BalochiChief Business Officer – General Insurance @ Policybazaar.ae

Last updated on 02 July 2025Editorial Standards

As per UAE laws, car owners must necessarily have car insurance. Driving without a valid policy can lead to several consequences such as hefty fines, confiscation of driving licence, and so on.

Let’s look into the Fidelity United third-party car insurance, coverages offered, benefits, and more!

Top UAE Car Insurance Plans

Choose Cheap & Best Third Party Car Insurance in UAE

*Above mentioned prices are for Honda City EX 1.5L, 2022 model.

Table of Content

Third-Party Car Insurance v/s Comprehensive Car Insurance
What are the Benefits of Fidelity United Third-Party Car Insurance?
Fidelity United Third Party Car Insurance – Inclusions
FAQ's

Third-Party Car Insurance v/s Comprehensive Car Insurance

Have a look at the table below for the fundamental differences between third-party liability car insurance and comprehensive car insurance -

Third-Party Liability Car Insurance	Comprehensive Car Insurance
In the UAE, it is mandatory to have third-party car insurance for every car owner.	One may or may not opt for this coverage as it is not mandatory.
It covers damages that are caused to the third party. These primarily include damages to individuals, vehicles, or properties.	Comprehensive plans provide extensive coverage for own vehicle damages on top of third-party coverage.
Limited options are available for add-ons.	Multiple add-ons and riders are included such as towing service, roadside assistance, mechanical assistance, and more.
The premium for this type of car insurance Dubai is low compared to comprehensive plans.	The premiums are higher as the plan covers both own vehicle and third-party damages.

What are the Benefits of Fidelity United Third-Party Car Insurance?

Mentioned below are the key benefits of buying Fidelity United third party car insurance in the uae -

Instant Online Processing - You can easily buy Fidelity United car insurance third via online means without any hassle. This saves time and allows users to explore multiple options without being required to visit the insurer’s office in person.
Quick Claim Settlement - Policyholders can remain rest assured that their claims are processed promptly by the concerned officials.
24/7 Customer Support - As a policyholder, you can seek assistance regarding your insurance policy via the customer support team of Fidelity United at any time.
Affordable Premiums - Fidelity United’s third-party liability car insurance plan is available at an economical premium.

Fidelity United Third Party Car Insurance – Inclusions

The coverage of Fidelity United third-party car insurance includes the following -

Bodily injury for the third party
Damage to the property of the third party as per the unified wording - subject to the limit specified in the Certificate

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FAQ's

Ans: Yes, you must submit the following documents during the car insurance claim process -

Original police report
A valid copy of driving licence
A valid copy of the car registration

Ans: No, Fidelity United third-party car insurance plan does not provide coverage for theft.

Ans: You can get in touch with the concerned Fidelity United personnel by dialling 800842.

Reviews & Ratings

★★★★★4.7 / 5

(based on 43,725 reviews)

Veli kaplanAbu Dhabi, 27 May 2026

★★★★★

Quite Affordable Car Insurance in the UAEPolicybazaar.ae was the place where I found the cheapest car insurance in UAE, but without any compromise on what I wanted in coverage. Got a solid comprehensive plan and the difference this time was I thoroughly informed by the team, so chose only the necessary add-ons and saved on costs.

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★★★★★

Hands Down the Best Place for Motor Insurance in the UAEI'd heard of PB.ae from a colleague and decided to try out for car insurance this time. Turns out, this was the best decision with how easy the whole journey was. Never did I ever expect to find the best policies with this much clarity, and that too with detailed explanations. Best site, delivered a 10/10 experience.

Laura Anne HaigDubai, 11 May 2026

★★★★★

Sound Advice on Car InsuranceCredits to Policybazaar.ae for getting me the best car insurance in UAE. The website was great as I could see the top plans, prices and whatnot, but the team was outstanding too. They took time and understood my requirements without rush. This zero pressure thing worked with me, like I actually made an informed choice!

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★★★★★

Helpful Experts and Clear Car Insurance OptionsPB people made it easier for me to understand car insurance plans in Dubai. The experts explained the important points in simple language and helped me compare the available options. I could check the premium, coverage and benefits before deciding. The experience was good and I did not feel pushed into buying something I did not need. So YESSSSSS!!!

YasirDubai, 28 April 2026

★★★★★

Expert Advice Made Car Insurance EasierI was not sure which car insurance in the UAE would be right for me. The expert advice from Policybazaar.ae really helped. Instead of just looking at the premium, I understood what coverage I should check, what add-ons may be useful and what things I should avoid. It made me feel more confident before buying the insrance.

Lino JohnDubai, 19 April 2026

★★★★★

Good Platform for Comprehensive Insurance in DubaiI wanted comprehensive car insurance in Dubai and was not sure which plan would offer the right coverage. Policybazaar.ae showed multiple options from different insurers, which helped me compare prices and benefits easily. I liked that I could see important details like coverage, add-ons and claim support before making a decision. It felt more transparent than choosing a plan blindly.