Plan NameSelect Pearl (Comprehensive excl CCAD network)
Medical Cover (AED)6,426,800
Starting FromAED 19,321/Yearly
NetworkIn-house
Plans shown as per selected filters. T&Cs apply
Plans shown as per selected filters. T&Cs apply
Watania is a shariah-compliant takaful provider based in Abu Dhabi, UAE. The company was incorporated in the year 2011 and since has been providing comprehensive health and general takaful solutions to its customers in the UAE and middle east. The head office of Watania insurance is located in Abu Dhabi, UAE along with regional offices located all across the UAE.
Watania offers a wide array of shariah-compliant takaful solutions for both corporate and individual customers. The family care plan from Watania insurance is a complete individual takaful plan that ensures that the insured party receives the required medical assistance in case diagnosed with any sort of medical illness or ailment.
With increasing stress in day to day life and modern standards of living the occurrence of diseases and ailments amongst people has increased substantially within the past few decades. Therefore, in order to safeguard and protect your loved ones against unexpected illnesses, it is vital to purchase a health insurance plan.
If you are looking forward to buying a health insurance plan in the UAE that safeguards and protects your loved ones against the strokes of uncertainties on the trail of life Watania is a choice to consider. The company offers innovative health takaful solutions that are designed and developed to take care of medical expenses incurred in the treatment of ailments, illnesses, and accidents.
Features and Benefits of Watania Health Insurance
Watania health insurance is packed with numerous features and benefits. Listed below are the major features and benefits of Watania health insurance in UAE-
Physician Consultation
Watania health insurance provides the feature of physician consultation via which customers can get the right medical treatment from the right registered medical practitioner. In case the policyholder or any of the insured family members experience any symptoms of illness all they need to do is to visit the medical expert and seek the required treatment for which all the expenses will be borne by the Watania health insurance policy.
Pharmaceuticals
A distinct feature that makes Watania health insurance different from other shariah-compliant takaful providers is the expenses of pharmaceuticals. Most of the medical procedures and treatments require pre and post administration of oral and intravenous pharmaceuticals and medications.
With the Watania health insurance in place, the policyholder does not need to worry about expenses these medications as they are covered within the takaful plan. In case the policyholder or any of the insured family members are diagnosed with any medical illness that requires administration of medications they can apply for reimbursement of the expenses as it is covered within the policy.
Day Care Treatment
Watania health insurance plan not only covers the expenses of hospitalization but also covers all the expenses that are incurred in the daycare treatment of the policyholder or any of the insured family members. With the Watania health insurance in place, the policyholder and their loved ones are safe against illnesses that require daycare treatment such as viral fever, flu, cold and cough, dysentery, etc.
Maternity Coverage
Maternity coverage is the heart of any health insurance uae policy. With the Watania health takaful customers get inbuilt maternity coverage that covers all the expenses incurred in the treatment of mother and the child.
Maternity coverage is a vital component of Watania health takaful as the expenses of childbearing and delivery are quite high. However, with Watania health takaful customers don’t need to worry about these expenses as they are covered within the policy. The health takaful from Watania not only covers the expenses of maternity coverage but also covers all the expenses that are incurred in pre and post maternity treatment.
New Born Baby Coverage
Apart from maternity health insurance coverage Watania health takaful provides well-versed coverage for the newborn baby under the feature of newborn baby coverage. The feature is quite useful for couples that are about to become parents as they don’t need to purchase a new health takaful plan that will cover the newborn child.
The Watania health takaful provides coverage for the newborn baby apart from the maternity coverage and expenses. In case the newborn baby falls ill or requires medical assistance after birth, the policyholder does not need to pay anything extra as all the expenses incurred are already covered within the health plan.
Diagnostic and Lab Tests
A significant amount of capital is typically spent on diagnosis and lab tests while seeking medical assistance for any illness or ailment. In order to ensure that one is completely financially safe from medical problems insurance seekers should choose a takaful plan that covers all the expenses incurred in the diagnosis and lab tests of the ill.
The Watania health takaful covers all the expenses incurred in the diagnosis and medical tests of the policyholder or any of the family members that are covered in the policy.
Emergency Ambulance Service
Very often especially in the case of critical and terminal illnesses, there is an urgent requirement of a special ambulance with medical equipment that is quite expensive. However, the Watania health takaful covers all the expenses that are incurred in case of emergency ambulance is required.
In a Nutshell
As mentioned earlier the changing modern-day lifestyle and increasing levels of stress have substantially added on to the number of people that are diagnosed with medical illnesses. In order to ensure that an individual and their family are safe against medical illnesses, it is vital to opt for the right health takaful. With the Watania health takaful customers can ensure that their loved ones are safe against all sorts of medical illnesses.
Last Updated : 30 Jan 2026Emirates ID Tracking – Track Your Emirates ID CardTrack your Emirates ID status online in the UAE. Learn how to check application status, processing stages, delivery details online in the UAE.
Last Updated : 28 Jan 2026Is the Nipah Virus Outbreak a Concern for UAE Travellers?Should UAE Travellers be concerned about the new Nipah Virus Outbreak? Read the latest health updates, travel precautions, and expert advice for safe travel amid regional screening and low risk.
Last Updated : 23 Jan 2026Burnout vs Stress: Signs You Shouldn’t IgnoreBurnout and stress aren’t the same. Learn the key differences, warning signs, and when to take action to protect your mental and physical health.
Last Updated : 16 Jan 2026Healthy Meal Planning For Working ProfessionalsDiscover healthy meal planning ideas for working professionals. Save time, eat clean, and stay energized with simple, balanced meal plans.
Last Updated : 09 Jan 2026Top Wellness Trends in 2026 You Can Actually TryDiscover the top wellness trends of 2026 that are practical, affordable, and easy to follow. Simple habits to improve health, fitness, and mental well-being.
Last Updated : 06 Jan 2026How to change Mobile number in Emirates IDLearn how to update or change your mobile number linked to Emirates ID online or offline. Simple steps, required documents, and FAQs explained.
Last Updated : 09 Dec 2025How to Check Medical Insurance Status with Emirates ID?Emiratis will now be able to use their Emirates ID cards not only to go through immigration gates at the airport but to avail of medical services in the UAE.
Last Updated : 28 Jan 2026Best Health Insurance Companies in Dubai, UAE 2026Find the Top 10+ Health Insurance Companies in Dubai, UAE Offering Comprehensive Health Insurance Coverage and Exceptional Services at Affordable Prices.
Last Updated : 15 Jan 2026Maternity Insurance UAE: Buy Pregnancy Insurance in UAEComprehensive maternity insurance policy will cover the costs of your pregnancy, From regular checkups, ultrasound, medication to delivery and hospitalization expenses.
Last Updated : 27 Nov 2025How to Check the Status of Your Health Insurance Online?The easiest way to get familiar with your plan details or check the active status is to do it online. Let’s figure out how to check if your health insurance plan is active online.
Last Updated : 18 Nov 2025Health insurance for Children - Medical Policy for Kids OnlineGet comprehensive health insurance for your child in the UAE. Ensure your child's health and well-being with affordable and reliable coverage tailored to their needs.
Last Updated : 18 Nov 2025Can You Buy Health Insurance for New Born Baby in UAE?Don't know whether you can buy medical insurance for new born baby in UAE? In this article we’ll share everything you need to know about health insurance for newborn baby.