Islamic Arab Insurance Company is also known as Salama a Shariah-compliant insurance provider that is headquartered in Dubai. The company was established in 1979 and is listed on the Dubai Financial market. Salama offers a wide range of takaful solutions to its customers and its subsidiaries operate in various countries all across the Middle East i.e. Algeria, Egypt, Saudi Arabia, Senegal.
Salama insurance is considered as one of the biggest takaful providers operating in the UAE. The company offers health insurance solutions to cater to the needs of its corporate as well as individual customers. Salama health insurance is known for its unique features and benefits that are designed to meet a wide range of needs and requirements of different customers.
If you are looking forward to buying health insurance in the UAE it is vital to analyze and research the needs so that insurance seekers can make the right decision. In this thread, we will shed light on various features and benefits of Salama Health Insurance along with the additional aids’ that can be used by customers to safeguard their loved ones against the strokes of uncertainties on the trail of life.
Features and Benefits
The features and benefits of Salama health insurance plans in the UAE are as follows-
Critical Illness Coverage
The modern-day lifestyle and stress have increased the cases of critical illnesses substantially not just in the UAE but globally. In order to ensure proper medical assistance and treatment, it is crucial to opt for a critical illness coverage that comes inbuilt within the Salama health insurance plans.
Critical illness coverage is one of the major features of Salama health insurance in the UAE. In case the insured or any of the family members of the policyholder are diagnosed with any sort of critical illness, a sum assured is paid for the treatment and medical assistance of the patient. With the Salama health insurance plan in place, customers can ensure that their loved ones are safe against critical illness.
With the Salama, health insurance policy travel freely within the UAE and overseas without worrying about medical assistance and treatment. Salama health insurance plan offers the facility of international medical assistance via which customers can access a large number of healthcare providers in case of medical emergencies globally.
This feature of Salama health insurance plans is extremely beneficial for customers who tend to travel frequently due to work. With the Salama health insurance plan in place, customers can ensure that they are safe while traveling within the UAE and overseas.
Salama health insurance policy offers the feature of medi-claim settlement by which insurance seekers can ensure quick and hassle-free medical assistance for themselves and their loved ones. In case the insured is diagnosed with an illness or is hospitalized due to any reason, the Salama health insurance policy provides medical assistance and treatment which reduces the financial burden over the shoulders of customers in the UAE.
Cashless Hospitalization and Reimbursement
The Salama health insurance policy is designed and developed to provide complete healthcare solutions to its customers. In case the policyholder or any of the family members is diagnosed with an ailment or meets an accident that requires hospitalization the policy provides the facility of cashless hospitalization and treatment to quickly provide quality treatment.
However, if the customer pays for the treatment of the ill person in the hospital, Salama's health insurance policy provides the provision of reimbursement via which customers can later retrieve the expenses incurred in the treatment. The policy includes pre and post-hospitalization expenses as well which reduces the financial burden over the customers.
Salama insurance company provides an array of health insurance plans for its customers that are designed and developed to meet the needs of both corporate and individual customers in the UAE. For corporate clients Salama health insurance policy ensures financial and medical assistance during emergencies. Corporate clients can apply for special policies that cover numerous employees of a company and provide medical assistance.
Similarly, Salama health insurance plans for individuals are affordable and flexible shariah-compliant solutions that ensure the medical and financial security of family members and loved ones during times of turmoil.
As mentioned earlier Salama insurance company is one of the biggest market players when it comes to Shariah-compliant Takaful solutions. Salama health insurance plans are offered at affordable prices to meet the different needs of its customers.
Summing it Up
As we all know that the modern-day lifestyle and habits have led to a surge in diseases and ailments moreover, the trail of life is extremely uncertain therefore it is crucial to ensure preventive measures. The Salama health insurance policy will ensure that you and your loved ones are safe against ailments and get the required medical assistance when needed.