Coronavirus Health Insurance Plans

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The coronavirus pandemic outbreak has been in existence for more than two years now. With the passage of time, the virus has undergone multiple mutations to bring multiple variants. Such variants have ensured that uncertainty over the pandemic situation remains.

To help policyholders provide the best possible treatment for coronavirus infection, insurance companies in the UAE have started including Covid-19 medical treatment into their regular health insurance plans. 

We have shared a list of coronavirus health insurance policies to help you choose one based on your medical and financial needs and enjoy a wide range of medical care benefits with great ease. 

Top Coronavirus Health Insurance Plans

Find below the health insurance plans with coronavirus covered.

Adamjee Health Insurance – Silk Road Plan A

Silk Road Plan A, offered by Adamjee Insurance, is one of the most popular coronavirus health insurance plans available in the UAE. 

Features and Benefits

  • Medical Cover: The insurance plan offers a medical cover of up to AED 1,000,000 that can be claimed to cover medical bills and other related expenses.  
  • Worldwide Coverage: Adamjee coronavirus health insurance plan provides worldwide coverage so that you can get medical care treatment at any location across the world. However, the coverage against international medical treatment is limited to 90 days per incident.
  • Network List: Adamjee Insurance network list has a vast catalogue of eminent hospitals at numerous locations in the world. You can reach out to the nearest covered hospital anytime to get quality medical treatment.
  • Cashless Benefits: Adamjee coronavirus health insurance plan offers cashless benefits at all the network hospitals. In case you require medical assistance, you can simply visit one of the nearest network hospitals and show your insurance card to avail of the benefits.
  • Maternity Benefits: You can receive maternity cover with the Adamjee health insurance plan having a waiting period of 40 days from the policy inception date. The maternity cover provides both in-patient and out-patient benefits for the policyholder.
  • Dental and Gum Treatment: Adamjee coronavirus health insurance plan also covers dental and gum treatment with a 20 per cent co-payment of up to AED 3,500.

Takaful Emarat Medical Insurance – Platinum

This is another Takaful Emarat coronavirus health insurance plan with extended coverage benefits. With an extensive list of benefits available, you can always select your preferred add-ons and add them to your insurance plan to enhance the coverage. 

Features and Benefits

  • Scope of Coverage: Takaful coronavirus health insurance plan offers coverage against medical expenses incurred by the policyholder at any location in the world. 
  • Medical Cover: A medical cover of up to AED 1,000,000 (with a pharmacy limit of up to AED 10,000) can be obtained with Takaful Emarat Platinum Medical Insurance. 
  • Network List: Due to a vast network of hospitals at numerous locations in the world, the Takaful Insurance network list allows you to reach out to the nearest covered hospital for high-quality medical treatment.
  • Maternity Benefits: Takaful coronavirus health insurance plan also offers maternity cover with a waiting period of 40 days from the policy inception date. The maternity cover allows access to both in-patient and out-patient benefits for the policyholder.
  • Cashless Benefits: You can enjoy cashless benefits at all the hospitals covered in the Takaful Emarat Insurance network list. In case you require medical assistance, you can simply visit one of the nearest network hospitals and avail of the benefits by showing your insurance card.

Orient UNB Insurance – Plan 2

Orient UNB Insurance Plan 2 covers all the medical expenses caused due to coronavirus infection. Policyholders can avail of the benefits of this health insurance plan at any of the covered hospitals worldwide.

Features and Benefits

  • Worldwide Coverage: Orient UNB coronavirus health insurance plan offers worldwide coverage to help you get quality medical treatment at any location in the world (wherever the insurance policy is applicable).
  • Medical Cover: Orient UNB Insurance Plan 2 provides a medical cover of AED 1,000,000 with a pharmacy limit of up to AED 10,000. You can claim the coverage amount to pay for your medical bills and other related expenditures.  
  • Dental and Gum Treatment: With the Orient UNB coronavirus health insurance plan, you can get cover for dental and gum treatment with a 20 per cent co-payment.
  • Cashless Benefits: Orient UNB coronavirus health insurance plan gives you access to cashless benefits at all the network hospitals so that you can visit one of the nearest network hospitals in case you need medical assistance. Showing your insurance card is sufficient, in such a case, to avail of the benefits.
  • Network List: Orient UNB Insurance network list has a massive network of hospitals across the world. You can always reach out to the nearest covered hospital anytime to get the required medical treatment.
  • Maternity Benefits: Orient UNB coronavirus health insurance plan also offers maternity cover to customers, with the waiting period being of 40 days from the policy inception date. Both in-patient and out-patient benefits are covered in this maternity cover.

Takaful Emarat Medical Insurance – Silver

Takaful Emarat is renowned for offering a Silver coronavirus health insurance plan having numerous health care benefits like dental cover, maternity cover, hospitalisation expenses, and more.

Features and Benefits

  • Medical Cover: Takaful Emarat Silver Medical Insurance offers a medical cover of AED 1,000,000, with an aggregate annual limit of AED 250,000 and a pharmacy limit of up to AED 5,000. 
  • Scope of Coverage: You can avail of coverage against medical expenses by Takaful coronavirus health insurance plan anywhere in the world. 
  • Network List: With Takaful Insurance network list consisting of various leading hospitals at different locations in the world, you can always visit the nearest covered hospital anytime to receive quality medical treatment.
  • Cashless Benefits: You can enjoy cashless benefits at all the hospitals covered in the Takaful Emarat Insurance network list. In case of adverse medical situations, you can visit any one of the network hospitals and show your insurance card to receive medical care.
  • Maternity Benefits: Takaful coronavirus health insurance plan also gives maternity cover with a waiting period of 40 days from the policy inception date. With this maternity cover, you can get both in-patient and out-patient benefits as a policyholder.
  • Drugs and Medicines: Takaful coronavirus health insurance plan grants prescribed drugs and medicine cover of up to AED 5,000 with a co-pay amount of 15 per cent.
  • Dental and Gum Treatment: Takaful coronavirus health insurance plan also covers dental and gum treatment with a 20 per cent co-payment provision.

Dubai National Insurance – Silk Road Plan A

You can get coverage against coronavirus and other medical issues at some of the world’s leading locations with Dubai National Insurance Silk Road Plan A. 

Features and Benefits

  • Network Hospitals: As the DNIRC network list has a vast network of hospitals around the world, customers can contact the nearest covered hospital to get quality medical treatment whenever needed.
  • Cashless Benefits: DNIRC coronavirus health insurance plan offers cashless benefits at all the hospitals covered in the network hospital list. To avail of the benefits, you can simply visit one of the nearest network hospitals and show your insurance card.
  • Maternity Benefits: DNIRC coronavirus health insurance plan also offers maternity cover with a waiting period of 40 days from the policy inception date. The maternity cover allows access to both in-patient and out-patient benefits.
  • Worldwide Coverage: While the DNIRC coronavirus health insurance plan is known for offering a medical cover at any location across the world, the coverage against medical treatment outside the UAE is limited to 90 days per incident.
  • Medical Cover: This DNIRC coronavirus health insurance plan offers a medical cover of up to AED 1,000,000, which ensures minimal financial strain for the policyholder in case of medical bills and other related expenses.  
  • Dental and Gum Treatment: DNIRC coronavirus health insurance plan also covers dental and gum treatment with a 20 per cent co-payment.

Adamjee Health Insurance – Silk Road Plan C

Adamjee Health Insurance Silk Road Plan C offers coronavirus insurance in Dubai, Abu Dhabi, and many other locations in the UAE. However, it should be noted that the policyholder availing of this plan must be a UAE resident and possess a valid UAE visa. 

Features and Benefits

  • Cashless Benefits: Adamjee coronavirus health insurance plan offers cashless benefits at all the network hospitals. This frees you from the stress of carrying cash, as you can always visit the nearest network hospital and show your insurance card to seek the benefits.
  • Worldwide Coverage: The medical coverage provided by Adamjee health insurance for Covid-19 extends to most locations worldwide. However, the coverage against medical treatment outside the UAE is limited to 90 days per incident.
  • Medical Cover: This Adamjee Covis-19 health insurance plan offers a medical cover of AED 1,000,000 that you can claim to pay for your medical bills and other related expenses.  
  • Maternity Benefits: Adamjee coronavirus health insurance plan also allows customers to avail of maternity cover with a waiting period of 40 days from the policy inception date, with the maternity cover including both in-patient and out-patient benefits for the policyholder.
  • Network List: Due to Adamjee having a vast network of excellent hospitals at several locations across the world, you can reach out to the nearest covered hospital anytime to get medical treatment.
  • Dental and Gum Treatment: Adamjee coronavirus health insurance plan also has the provision of cover for dental and gum treatment with a 20 per cent co-payment of up to AED 3,500.

Orient UNB Insurance – Plan 4

Besides various types of illnesses and accidental injuries, Orient UNB Insurance Plan 4 also covers medical expenses caused due to coronavirus infection. The policyholder can avail of the benefits of the health insurance plan at any of the covered hospitals worldwide.

Features and Benefits

  • Medical Cover: Orient UNB coronavirus health insurance plan offers a medical cover of AED 1,000,000, with the pharmacy limit going up to AED 5,000. You can claim the coverage amount to pay for your medical bills and other related expenditures.  
  • Network List: One of the salient features of this insurance plan is the Orient UNB Insurance network list which comprises several hospitals across the world. This allows you to conveniently reach out to the nearest covered hospital to receive the required medical treatment anytime.
  • Worldwide Coverage: Orient UNB coronavirus health insurance plan offers worldwide coverage to help you get quality medical treatment at leading locations in the world (wherever the insurance policy is applicable).
  • Dental and Gum Treatment: You can get dental and gum treatment cover with a 20 per cent co-payment with the Orient UNB coronavirus health insurance plan.
  • Cashless Benefits: Orient UNB coronavirus health policy provides cashless benefits at all the network hospitals. If you require medical assistance, you can simply visit one of the nearest network hospitals and show your insurance card to avail of the benefits.
  • Maternity Benefits: Orient UNB Insurance Plan 4 also offers maternity cover with a waiting period of 40 days from the policy inception date. The maternity cover offers both in-patient and out-patient benefits for the policyholder.

Takaful Emarat Medical Insurance – Iridium

This is another Takaful Emarat health insurance for coronavirus with extended coverage benefits. With multiple options available, you can select your preferred add-ons and add them to your insurance plan to enhance the coverage. 

Features and Benefits

  • Scope of Coverage: Takaful coronavirus health insurance plan provides coverage against medical expenses incurred by the policyholder at any location in the world. 
  • Medical Cover: Takaful Emarat Iridium Medical Insurance offers a medical cover of AED 1,000,000 with a pharmacy limit of up to AED 5,000. 
  • Network List: Takaful Insurance network list has a large network of hospitals at numerous locations in the world. You can contact the nearest covered hospital anytime to get quality medical treatment.
  • Cashless Benefits: You can enjoy cashless benefits at all the hospitals covered in Takaful Emarat Insurance network list. In case you face a situation where you need medical assistance, you can simply visit any nearby network hospitals and present your insurance card to avail of the benefits.
  • Maternity Benefits: Takaful coronavirus health insurance plan also offers maternity cover with a waiting period of 40 days counted from the policy inception date. The maternity cover offers both in-patient and out-patient benefits for the policyholder.
  • Dental and Gum Treatment: Takaful coronavirus health insurance plan also covers dental and gum treatment with a 20 per cent co-payment.

Dubai National Insurance – Silk Road Plan C

Dubai National Insurance Silk Road Plan C offers coverage against coronavirus and other different medical issues at any location in the world. 

Features and Benefits

  • Cashless Benefits: DNIRC coronavirus health policy offers cashless benefits at all the hospitals covered in the network hospital list. To receive the benefits, you can simply visit one of the nearest network hospitals and show your insurance card.
  • Network Hospitals: DNIRC network list has a vast network of hospitals across the world. You can always contact the nearest covered hospital to get quality medical treatment.
  • Worldwide Coverage: DNIRC coronavirus health insurance plan offers medical coverage across different locations of the world. However, the essential thing to note here is that the coverage against medical treatment outside the UAE is limited to 90 days per incident.
  • Maternity Benefits: A maternity cover with a waiting period of 40 days from the policy inception date can be obtained with a DNIRC coronavirus health insurance plan. Both in-patient and out-patient benefits are included in the maternity cover for the policyholder.
  • Medical Cover: With this DNIRC coronavirus health insurance plan, customers can get a medical cover of AED 1,000,000 that can be claimed to pay for their medical bills and other related expenses.  
  • Dental and Gum Treatment: DNIRC coronavirus health insurance plan also covers dental and gum treatment with a 20 per cent co-payment.

Orient UNB Insurance – Plan 5

This is another Orient UNB Covid-19 health insurance plan that covers medical expenses related to coronavirus infection. The policyholder can easily avail of the benefits of the health insurance plan at any of the covered hospitals worldwide.

Features and Benefits

  • Worldwide Coverage: Orient UNB coronavirus medical insurance plan offers worldwide coverage to help you get the requisite medical treatment at any site in the world where the insurance policy is applicable.
  • Maternity Benefits: Orient UNB Insurance Plan 4 also offers maternity cover that has a waiting period of 40 days from the policy inception date. The maternity cover offers both in-patient and out-patient benefits for the policyholder.
  • Medical Cover: Orient UNB coronavirus health insurance plan provides a medical cover of AED 1,000,000 with a pharmacy limit of AED 5,000. You have the option of claiming the coverage amount to pay for your medical bills and other related expenditures without straining your financial planning.  
  • Network List: With a large array of hospitals across the world, the Orient UNB Insurance network list ensures that you always have the option of contacting the nearest covered hospital anytime for the required medical treatment.
  • Cashless Benefits: Orient UNB coronavirus health insurance plan offers cashless benefits at all the network hospitals. In case a customer needs medical assistance, they can simply visit one of the nearest network hospitals and present their insurance card to secure the benefits.

If you want to explore more coronavirus medical insurance plans, you can also visit our health insurance section and find plans as per your requirements. This option has the advantage of allowing you to compare multiple plans and select the best one out of them. Moreover, you can also call and speak to one of our professional experts to understand the benefits and features of the Covid-19 health insurance plan of your choice.

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