Why Students Should Consider Buying Health Insurance in the UAE?

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  | Published: 26 July 2021 | Last Updated On: 29 July 2021

Don’t gamble with your health, get the right cover at the right price.

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Buying health insurance for?
  • Self/Family
  • Domestic Workers
  • Investor

It is often assumed that students do not need health insurance. The primary reason behind such an assumption being students’ age, hence the reduced vulnerability towards health problems. Owing to their age, an active lifestyle, a generally good health status; students often do not feel the need to purchase a health insurance plan. However, health insurance for students is just as important as it is for others.

Why do students need health insurance in the UAE?

Medical Emergency

Medical emergencies can knock on your door without warning. With a student's health insurance you can deal with any unexpected illness or accident without worrying about a medical bill. In case you are abroad, the insurance will pay for transportation to your homeland. health insurance for students covers:

  • Medical Evacuation
  • Permanent Partial Disability
  • Permanent Complete Disability
  • Temporary Complete Disability
  • Accidental Death
  • Repatriation of Mortal Remains

Cashless Treatment

When you fall sick on a university campus far away from home, paying for your medical treatment might become difficult. If you have health insurance for students, you would not need to worry about prices of hospital treatment might leave you helpless. A health insurance plan will take care of medical bills ensuring that you receive the best medical care irrespective of the financial barriers.

Lifestyle

If you are a student, your life is always on the go. Whether its that annual exam or that weekly presentation or that party, something or the other often keeps you busy leaving no time to care for your health. Contrary to the belief, unhealthy eating habits, mental stress, and other communicable diseases pose a serious threat to the students’ health. Under such circumstances, health insurance for students can offer you the care you need.

Basic Requirement

If you are planning to study abroad, you need to know that many foreign universities require seeing your health insurance documents before confirming your admission. Having health insurance for students will allow you to fulfil this requirement and receive admission without any hassle.

Health Companion

When you are going far from home to study, your parents are often concerned about your well-being and good health. A student's health insurance will offer peace of mind to your parents since with health insurance, you will never be alone. Irrespective of your location, you can access your health insurance. This ensures that even when you are alone, your health insurance takes care of you ensuring that you have all the medical care you need at your disposal.

Dealing with stress

Academics can be stressful. Besides migrating to another company leaving behind your hometown can be a taxing thing. Sometimes, you may require professional help to deal with the stress of moving and the stress of academics. If you do not have health insurance, visiting a therapist might drain your financial resources. However, students' health insurance plans will be able to receive professional help without worrying about financial resources.

Compensation for study interruption

Falling sick might force you to miss classes or prevent you from going to college at all for the next few days. The health insurance for students covers any kind of interruption in their studies due to their medical condition.

Managing your finances on your own

If you are a college student, you are probably considering financial independence. Purchasing a health insurance plan is the first step towards financial independence. If you have a student’s health insurance plan you can be relaxed since your health is already covered and you will not require financial aid from your parents.

Best health insurance providers in the UAE 

  • ADNIC Health Insurance
  • Aetna Health Insurance
  • Al Sagar Health Insurance
  • Alliance Health Insurance
  • Aman Health Insurance
  • AXA Health Insurance
  • Cigna Health Insurance
  • Daman Health Insurance 
  • DNIRC Health Insurance
  • MetLife Health Insurance
  • Noor Takaful Health Insurance
  • Oman Health Insurance
  • Orient Health Insurance
  • RAK Health Insurance
  • Salama Health Insurance
  • Sehteq Health Insurance
  • Takaful Emarat Health Insurance
  • Union Health Insurance
  • Watania Health Insurance

Conclusion:

So, if you are a student or parent of students-to-be, you must consider buying health insurance plans that’ll suit your lifestyle and budget. It’s evident that these plans might help you navigate through medical challenges seamlessly by offering quality treatment when you need it the most. So, don’t keep waiting, explore your option now, here at policybazaar.ae.