Why Students Should Consider Buying Health Insurance in the UAE?
Health Insurance UAE Plans
Clinic Only
Outpatient services are limited to clinics & general practitioner. To access a hospital for outpatient a referral is required from your GP. If you need to go to a hospital, you'll need your doctor's approval. This is local coverage with a limited network of hospitals and clinics available Please note, you can access a hospital (within the network) during life threatening emergency situations.
Takaful Emarat
Plan NameECARE BLUE
Medical Cover (AED)150,000
Starting FromAED 1,025/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
E CARE Blue
Clinic Only
Outpatient services are limited to clinics & general practitioner. To access a hospital for outpatient a referral is required from your GP. If you need to go to a hospital, you'll need your doctor's approval. This is local coverage with a limited network of hospitals and clinics available Please note, you can access a hospital (within the network) during life threatening emergency situations.
Orient Insurance
Plan NameI-Med
Medical Cover (AED)150,000
Starting FromAED 1,031/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
Network - PCP/RN3
Dubai National Insurance
Plan NameEssential
Medical Cover (AED)150,000
Starting FromAED 1,197/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
Network - PCP/RN3
Clinic With Specialist
Outpatient services are limited to clinics, However you can direct meet with a specialist with these plans. If you need to go to a hospital, you'll need your doctor's approval. This is local coverage with a limited network of hospitals and clinics available Please note, you can access a hospital (within the network) during life threatening emergency situations.
Orient Takaful Insurance
Plan NamePlan 5
Medical Cover (AED)1,000,000
Starting FromAED 1,604/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
NEXTCARE RN3
Clinic Only
Outpatient services are limited to clinics & general practitioner. To access a hospital for outpatient a referral is required from your GP. If you need to go to a hospital, you'll need your doctor's approval. This is local coverage with a limited network of hospitals and clinics available Please note, you can access a hospital (within the network) during life threatening emergency situations.
Dubai Insurance (NRI Care)
Plan NameNRI DubaiCare Next N5
Medical Cover (AED)1,000,000
Starting FromAED 1,870/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
Care Next
Clinic + Hospital Access
You can see specialists and visit local clinics and hospitals directly. Certain plans provide coverage both in your home country and abroad (outpatient would be on a reimbursement bases and emergency situations are covered on a direct billing basis within network). This plan even covers some dental and optical expenses.
Dubai Insurance
Plan NameDubai Care N4 (Remnto)
Medical Cover (AED)1,000,000
Starting FromAED 2,308/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
Dubai Care
Clinic With Specialist
Outpatient services are limited to clinics, However you can direct meet with a specialist with these plans. If you need to go to a hospital, you'll need your doctor's approval. This is local coverage with a limited network of hospitals and clinics available Please note, you can access a hospital (within the network) during life threatening emergency situations.
Adamjee
Plan NameSilk Road
Medical Cover (AED)1,000,000
Starting FromAED 2,420/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
MEDNET Silk Road
Plans shown as per selected filters. T&Cs apply
Plans shown as per selected filters. T&Cs apply
It is often assumed that students do not need health insurance. The primary reason behind such an assumption being students’ age, hence the reduced vulnerability towards health problems. Owing to their age, an active lifestyle, a generally good health status; students often do not feel the need to purchase a health insurance plan. However, health insurance for students is just as important as it is for others.
Why do students need health insurance in the UAE?
Medical Emergency
Medical emergencies can knock on your door without warning. With a student's health insurance you can deal with any unexpected illness or accident without worrying about a medical bill. In case you are abroad, the insurance will pay for transportation to your homeland. health insurance for students covers:
Medical Evacuation
Permanent Partial Disability
Permanent Complete Disability
Temporary Complete Disability
Accidental Death
Repatriation of Mortal Remains
Cashless Treatment
When you fall sick on a university campus far away from home, paying for your medical treatment might become difficult. If you have health insurance for students, you would not need to worry about prices of hospital treatment might leave you helpless. A health insurance plan will take care of medical bills ensuring that you receive the best medical care irrespective of the financial barriers.
Lifestyle
If you are a student, your life is always on the go. Whether its that annual exam or that weekly presentation or that party, something or the other often keeps you busy leaving no time to care for your health. Contrary to the belief, unhealthy eating habits, mental stress, and other communicable diseases pose a serious threat to the students’ health. Under such circumstances, health insurance for students can offer you the care you need.
Basic Requirement
If you are planning to study abroad, you need to know that many foreign universities require seeing your health insurance documents before confirming your admission. Having health insurance for students will allow you to fulfil this requirement and receive admission without any hassle.
Health Companion
When you are going far from home to study, your parents are often concerned about your well-being and good health. A student's health insurance will offer peace of mind to your parents since with health insurance, you will never be alone. Irrespective of your location, you can access your health insurance. This ensures that even when you are alone, your health insurance takes care of you ensuring that you have all the medical care you need at your disposal.
Dealing with stress
Academics can be stressful. Besides migrating to another company leaving behind your hometown can be a taxing thing. Sometimes, you may require professional help to deal with the stress of moving and the stress of academics. If you do not have health insurance, visiting a therapist might drain your financial resources. However, students' health insurance plans will be able to receive professional help without worrying about financial resources.
Compensation for study interruption
Falling sick might force you to miss classes or prevent you from going to college at all for the next few days. The health insurance for students covers any kind of interruption in their studies due to their medical condition.
Managing your finances on your own
If you are a college student, you are probably considering financial independence. Purchasing a health insurance plan is the first step towards financial independence. If you have a student’s health insurance plan you can be relaxed since your health is already covered and you will not require financial aid from your parents.
Best health insurance providers in the UAE
ADNIC Health Insurance
Aetna Health Insurance
Al Sagar Health Insurance
Alliance Health Insurance
Aman Health Insurance
AXA Health Insurance
Cigna Health Insurance
Daman Health Insurance
DNIRC Health Insurance
MetLife Health Insurance
Noor Takaful Health Insurance
Oman Health Insurance
Orient Health Insurance
RAK Health Insurance
Salama Health Insurance
Sehteq Health Insurance
Takaful Emarat Health Insurance
Union Health Insurance
Watania Health Insurance
Conclusion:
So, if you are a student or parent of students-to-be, you must consider buying health insurance plans that’ll suit your lifestyle and budget. It’s evident that these plans might help you navigate through medical challenges seamlessly by offering quality treatment when you need it the most. So, don’t keep waiting, explore your option now, here at policybazaar.ae.
He has a content writing experience of over 6 years in academics, newspapers, and biography writings along with a Masters and M.Phil in History. A researcher at heart, he likes to read books, play games, and binge-watch. He seeks to garnish the driest of topics in humour whenever he can and believes in brevity and simplicity.
29 Aug 2025Semi-Comprehensive Health Insurance in UAEExplore Semi-Comprehensive Health Insurance plans in the UAE offering balanced coverage at affordable premiums. Compare benefits, inclusions, and exclusions to find the right plan for your needs.
07 Aug 2025How to Sponsor a Child in the UAE?Know how to sponsor a child in the UAE, including eligibility, required documents, legal process, and key considerations for both residents and expatriates.
18 Jul 2025Is AED 500K Health Insurance Worth It? A Practical GuideWondering if AED 500K health insurance is the right choice in the UAE? Discover coverage benefits, who needs it, and if it's worth the premium in this practical guide.
16 Jul 2025How to Check Medical Insurance Status with Emirates ID?Emiratis will now be able to use their Emirates ID cards not only to go through immigration gates at the airport but to avail of medical services in the UAE.
28 Aug 2025Best Health Insurance Companies in Dubai, UAE 2025Find the Top 10+ Health Insurance Companies in Dubai, UAE Offering Comprehensive Health Insurance Coverage and Exceptional Services at Affordable Prices.
04 Aug 2025Maternity Insurance UAE: Buy Pregnancy Insurance in UAEComprehensive maternity insurance policy will cover the costs of your pregnancy, From regular checkups, ultrasound, medication to delivery and hospitalization expenses.
28 May 2025How to Check the Status of Your Health Insurance Online?The easiest way to get familiar with your plan details or check the active status is to do it online. Let’s figure out how to check if your health insurance plan is active online.
11 Aug 2025Can You Buy Health Insurance for New Born Baby in UAE?Don't know whether you can buy medical insurance for new born baby in UAE? In this article we’ll share everything you need to know about health insurance for newborn baby.
Reviews
Self Only
Both Self and Family
Family without Self
Domestic Workers
Investor
.png)
29 Aug 2025Semi-Comprehensive Health Insurance in UAEExplore Semi-Comprehensive Health Insurance plans in the UAE offering balanced coverage at affordable premiums. Compare benefits, inclusions, and exclusions to find the right plan for your needs.
07 Aug 2025How to Sponsor a Child in the UAE?Know how to sponsor a child in the UAE, including eligibility, required documents, legal process, and key considerations for both residents and expatriates.
18 Jul 2025Is AED 500K Health Insurance Worth It? A Practical GuideWondering if AED 500K health insurance is the right choice in the UAE? Discover coverage benefits, who needs it, and if it's worth the premium in this practical guide.
16 Jul 2025AED 250K Health Insurance in UAE – Best Plans & Coverage OptionsGet AED 250,000 health insurance plans in the UAE with comprehensive benefits and affordable premiums. Compare top insurers & buy your policy online today.
16 Jul 2025AED 150K Health Insurance in UAE – Affordable Medical CoverageExplore AED 150,000 health insurance plans in the UAE offering wide coverage at low premiums. Compare top providers, benefits & get insured in minutes.
04 Jul 2025Birth and Death Certificate Services in the UAE | How to Apply & RequirementsEasily apply for birth or death certificates in the UAE. Learn about documents required, online process, government authorities, fees, and attestation steps for certificates.
16 Jul 2025How to Check Medical Insurance Status with Emirates ID?Emiratis will now be able to use their Emirates ID cards not only to go through immigration gates at the airport but to avail of medical services in the UAE.
28 Aug 2025Best Health Insurance Companies in Dubai, UAE 2025Find the Top 10+ Health Insurance Companies in Dubai, UAE Offering Comprehensive Health Insurance Coverage and Exceptional Services at Affordable Prices.
04 Aug 2025Maternity Insurance UAE: Buy Pregnancy Insurance in UAEComprehensive maternity insurance policy will cover the costs of your pregnancy, From regular checkups, ultrasound, medication to delivery and hospitalization expenses.
20 Aug 2025Health insurance for Children - Medical Policy for Kids OnlineGet comprehensive health insurance for your child in the UAE. Ensure your child's health and well-being with affordable and reliable coverage tailored to their needs.
28 May 2025How to Check the Status of Your Health Insurance Online?The easiest way to get familiar with your plan details or check the active status is to do it online. Let’s figure out how to check if your health insurance plan is active online.
11 Aug 2025Can You Buy Health Insurance for New Born Baby in UAE?Don't know whether you can buy medical insurance for new born baby in UAE? In this article we’ll share everything you need to know about health insurance for newborn baby.
