Did You Know Medical Insurance Offers Free Health Check-Up?

Don’t gamble with your health, get the right cover at the right price.

Health Insurance UAE Plans

GP Clinic

Dubai Insurance

Plan NameEcare Blue

Medical Cover (AED)1,000,000

Starting FromAED 1,244/Yearly

NetworkE CARE Blue

GP Clinic

HAYAH Insurance

Plan NameBlue

Medical Cover (AED)150,000

Starting FromAED 1,275/Yearly

NetworkBlue

GP Clinic

Watania Takaful (Previously Noor Takaful)

Plan NameNAS NRICare Plan 6

Medical Cover (AED)1,000,000

Starting FromAED 2,049/Yearly

NetworkNAS-VN

Full Access

Abu Dhabi National Insurance Company

Plan NameBronze

Medical Cover (AED)250,000

Starting FromAED 4,541/Yearly

NetworkMSHI Bronze

Full Access

Cigna

Plan NameHealthguard Regional

Medical Cover (AED)2,750,000

Starting FromAED 10,651/Yearly

NetworkGeneral

Plans shown as per selected filters. T&Cs apply

Most of us think of medical insurance as a safety net for emergencies — something we turn to when illness strikes. But what if it could help you stay healthy in the first place?

In the UAE, many are surprised to find that their insurance doesn’t usually include basic preventive services like annual health check-ups. This often-overlooked gap can leave expats feeling unsure about how to manage their long-term health. However, there is also good news — you can find smarter insurance options out there that go beyond just emergency care.

Does Medical Insurance Offer Free Health Check-Ups in the UAE?

The short answer is — no, not usually.

In the UAE, most standard health insurance plans focus on covering medical treatment after you fall sick or meet with an emergency. Preventive services like annual health check-ups, full-body screenings, or wellness diagnostics are not generally included under basic or even comprehensive policies. This is even true for plans that meet only the mandatory coverage requirements set by regulatory bodies like the DHA (Dubai Health Authority) or DoH (Department of Health in Abu Dhabi).

For expats, this can be a real concern. It is especially the case for those who don’t visit home often or skip check-ups due to high private healthcare costs in the UAE. So, is there a way to get these benefits without upgrading to an expensive premium plan?

The answer is yes, and that's where platforms like Policybazaar.ae come in!

Policybazaar.ae: How PB Advantage Brings Free Health Check-Ups for Expats?

As mentioned above, finding a health insurance plan that covers preventive care like annual check-ups can be difficult in the UAE. That’s where Policybazaar.ae has stepped up with something unique — the PB Advantage.

Under PB Advantage, you can select plans that come with free annual health check-ups in India, specially designed for Indian expats living in the UAE. If you're visiting home or planning a trip, you can schedule a check-up at leading diagnostic centres across India at zero cost.

But that's not all. Apart from the free check-up, PB Advantage also brings a bundle of extra benefits to give your health policy more value and convenience —

🎁 PB Advantage Includes

30-Minute Claims Help: Quick support for any claim — no long waiting or chasing
Auto Recharge: If your sum insured is used up, it gets restored once a year for new illnesses
No Claim Bonus: Get 10% extra coverage every claim-free year (up to 50% more)
Quick Quotes for Pre-Existing Conditions: Get quotes in just 60 minutes
Free Annual Health Check-Up in India: One full-body check-up every year at no cost
Cashless Hospitalisation in India: No need to pay upfront at hospitals across 400+ cities in India
One Plan for UAE & India: No need to manage two separate policies
Policy Portability to India: Shift your plan to India after 4 years — without losing benefits

To know more about PB Advantage, click here.

Best Health Insurance Plans Offering Free Check-Ups & AED 1 Million Cover

As discussed, PB Advantage health insurance plans on Policybazaar.ae not only cover you in the UAE but also offer valuable benefits when you travel to India — including a free annual health check-up.

Find below some popular PB Advantage plans to consider —

Plan & Insurer	Medical Coverage (AED)	Pharmacy Limit (AED)
Ecare Blue – Dubai Insurance	1,000,000	Up to 5,000	Apply Now
NAS Plan 6 – Watania Takaful	1,000,000	Up to 4,500	Apply Now
Care RN3 – Hayah	1,000,000	Up to 5,000	Apply Now

Note: Plan features may vary based on age, region, and insurer policies. Please check with Policybazaar.ae for the latest updates before buying.

Health Insurance Popular Searches

No, most medical insurance plans in the UAE don’t include free annual health check-ups. These are usually available only with PB Advantage plans offered on Policybazaar.ae.

This benefit is mainly for Indian expats in the UAE who travel to India. If you purchase a PB Advantage plan, you can get a free health check-up once every year at partnered clinics in India.

Yes, it's completely cashless. You don't need to pay anything upfront, provided you use one of the approved hospitals or diagnostic centers in India.

You can use the check-up once per policy year, generally anytime after your policy becomes active. It's best to check the exact terms with Policybazaar.ae for your specific plan.

Yes, PB Advantage partners with hospitals and labs in 400+ cities in India. So, whether you're in a metro or a smaller town, you’re likely covered.

Yes. After 4 years of continuous coverage in the UAE, you can transfer your policy benefits to India.

PB Advantage offers 24x7 customer support and 30-minute claims assistance. This way, you’re never left in the dark without help — whether you're in the UAE or India.

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Mousree Das

Senior Content Writer

With over 3 years of experience in the UAE’s fintech market, Mousree specialises in crafting content for insurance sectors. Her portfolio extends to Travel, and Health Insurance. She incorporates industry knowledge into her writing, delivering insightful and engaging content. With a flair for storytelling, she creates unique and data driven content that boosts brand visibility and engagement.