Watania provides both comprehensive car insurance and third-party liability insurance to cover you financially in the direst situations on the road. Comprehensive car insurance particularly provides coverage like roadside assistance, off-road damage cover, mechanical and accident towing service, and emergency medical expenses (in case the drivers or passengers get injured). Its comprehensive car insurance makes the insurance provider a preferred choice among insurance seekers.read more ...read more
With this tagline, WATANIA was founded in the year 2011. It is a joint initiative of Aldar Properties, Abu Dhabi National Energy Company, Abu Dhabi National Islamic Finance, and Abu Dhabi National Insurance Company. However, the shareholding structure changed in August 2014
Watania Car Insurance is crafted to keep you moving and to safeguard you against unexpected events. Car damage may cause you inconvenience and, to provide peace of mind to its customers, WATANIA has its Claims process very efficient, simple, trustworthy and user-friendly.
Types of Watania Car Insurance Policies
Watania offers two kinds of car insurance policies to suit your insurance requirements and budget. They are described below:
Watania Comprehensive Car Insurance Policy
Watania Comprehensive Car Insurance Policy, as the name suggests, offers complete coverage against any unintentional/accidental damage to your car, its spare parts and accessories. Any liability towards a third party, whether property damage or bodily injury/death, caused due to your driver’s or your negligence is also covered under this policy.
Watania comprehensive car insurance policy offers coverage for driver and passenger and it includes:
Battery Boosting: Watania motor insurance offers battery boosting anywhere anytime on a complimentary basis. But please note that no new battery and/or battery replacement will be offered under this cover.
Mechanical and Accident Towing Service: In an unforeseen event of mechanical failure or an accident, the policyholder’s vehicle will be towed to the nearby garage or the dealer’s garage across the UAE borders under Watania Motor Insurance.
Excess Waiver on Windscreen Damage: You will be liable to pay excess if damages except the damage to the windscreen occur. But if it is windscreen then the excess is not payable by you. Generally, the limit is already pre-decided in both cases.
Roadside Assistance: This cover of emergency roadside assistance service offers the basic services round the clock, 365 days across the UAE. Please note that roadside assistance & program for all members is valid for 13 months from the date of activation of the membership card.
Off-road Coverage: This feature under Watania Car Insurance covers for damage or loss of the insured vehicle while being driven off-road, considering that the vehicle is private use SUV vehicles with the capability of four-wheel drive and it should not participating in any competitive event like race. In addition to this, it excludes dune bashing from this cover.
Emergency Medical Expenditures: Emergency medical expenditures are extended under personal accident benefit cover for the driver as well as passengers under the motor insurance policy.
Natural Calamity: This benefit covers any damage to the insured vehicle caused by riots, strikes or civil commotion, flood storm, typhoon, hurricane, cyclone, earthquake, etc.
Watania Third Party Car Insurance Policy
Third Party Liability Motor Insurance safeguards its policyholder against the liability towards the third party’s property, death/bodily injury.
Watania is one of the leading car insurance providers in the UAE that aims to put its customers first and believe in offering the best-quality car insurance products and services. Though there are several reasons to choose Watania Car Insurance over others, below-mentioned are the major ones:
Discounted International Driving License: Upon opting for a Watania car insurance policy, you will be eligible for a discount on International driving license.
Additional Benefits from IMC: Under this benefit, policyholders can get amazing discounted offers for several automobile-related products & services in their motor insurance policy.
Car Registration Service: Watania motor insurance plan covers the service for its policyholders, providing one free service per year which is applicable for only one vehicle per member under IMC benefits.
Comprehensive Car Insurance Policies: Having a car insurance in the UAE is mandatory as per the law and is often the first line of defense between your involvement in accident that might have led to the third-party and/or self injuries, damage, or death. In this regard, Watania Car Insurance offers comprehensive car insurance policy as well as third-party liability car insurance policy. Both the motor insurance plans offered by the Watania includes exclusive features and benefits with an hassle-free claim process as expected from the best car insurance plan.
Customer Support: Watania offers round the clock customer support to ensures that all the concerns and queries of its potential customers are sorted out when they arise.
Watania Car Insurance Claim
It is the claim which proves the worth of your Insurance. It is at the time of claim when the Insurance provider is expected to fulfil its responsibility towards it’s customers. At Watania, claims are not considered to be a liability but as an opportunity to assist the customers at the time of their need.
Watania: The Claims Process
While reporting a claim, you’re required to submit a few important documents which are as follows:
Original copy of the Police Report
A copy of your registration card
A copy of the Policy or policy number
ID proof (Passport copy/Emirates ID) as a proof of age of the driver
Ans: A Comprehensive Car Takaful is the plan that covers your car completely.The insured is covered against all losses and damages, including third-party liability.
Q2. What is Third Party Liability (TPL) Insurance?
Ans: Third-party Liability Insurance is the bear minium level of cover which is mandatory according to UAE Laws. Third Party libialty is designed to cover third party for their property,death/permanent disablity or bodily injury.
Q3. Important Factors for Evaluating Insurance Premium
Ans: Your car insurance premium is computed from your car’s value. A small percent (2-6%) of the value will be computed as the premium. If your car has had accidents, it would be accounted for in the premium. If your vehicle has had no accident, a no-claims discount will be offered while renewing the policy.
Policybazaar Changed My Car Insurance Game!Policybazaar UAE changed my car insurance game entirely! Their user-friendly platform made it effortless to compare quotes, leading me to the best deal. Thanks to them, I saved time, money, and found the perfect car insurance coverage. Highly recommended!
Sayyid SanoobDubai, August 13, 2023
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Secured My Chevrolet Car Insurance from Policybazaar!I chose Policybazaar.ae for my Chevrolet car insurance in Dubai due to their seamless online platform, offering quick comparisons and competitive rates. Their excellent customer service and comprehensive coverage options gave me peace of mind, making it the perfect choice for my car insurance needs. Highly recommended!
Nilar SoeDubai, August 12, 2023
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Policybazaar Gave Me the Best Comprehensive Car Insurance Plan!After hopping from one provider to another, I was left feeling bewildered by the various car insurance options out there. Fortunately, I stumbled upon Policybazaar.ae, and they made the process seamless. Opting for their comprehensive car insurance plan was a no-brainer! The website's user-friendly interface and detailed comparisons helped me understand my options better. I felt confident in my decision, knowing I had chosen the right coverage to protect my car. Kudos to Policybazaar.ae for simplifying the insurance hunt!
HashimAbu Dhabi, August 12, 2023
★★★★★
Policybazaar Gave Me the Best Comprehensive Car Insurance Plan!After hopping from one provider to another, I was left feeling bewildered by the various car insurance options out there. Fortunately, I stumbled upon Policybazaar.ae, and they made the process seamless. Opting for their comprehensive car insurance plan was a no-brainer! The website's user-friendly interface and detailed comparisons helped me understand my options better. I felt confident in my decision, knowing I had chosen the right coverage to protect my car. Kudos to Policybazaar.ae for simplifying the insurance hunt!
Mirza qadeerDubai, August 11, 2023
★★★★★
Watania Car Insurance for the Win!I needed a reliable car insurance plan, and Policybazaar.ae connected me with Watania. Their team understood my specific needs and provided a tailored policy that fit perfectly. Now I drive with confidence, knowing I have the right coverage at my side. Excellent service!
TinaSharjah, August 11, 2023
★★★★★
Best platform for car insurance purchaseThe comprehensive car insurance from Policybazaar UAE is indeed comprehensive! The ease of getting quotes, the variety of options and the transparent process make it my top recommendation for car insurance.
Bassem AbdullahDubai, August 10, 2023
★★★★★
Transparent & Reliable Insurance with Policybazaar UAEI bought my third-party liability car insurance from Policybazaar UAE and couldn't be happier! They explained every term and condition in detail and made sure I understood the policy completely. Excellent service!
Rommel TuscanoAbu Dhabi, August 10, 2023
★★★★★
Seamless Insurance Experience at Policybazaar UAEThe third-party liability car insurance through Policybazaar UAE was a breeze to purchase. The transparency and clear communication provided by their team exceeded my expectations. Highly recommend their service!
IsmayilUmm Al Quwain, August 10, 2023
★★★★★
Smooth Insurance Process with Policybazaar UAEAs a first-time insurance buyer, I found Policybazaar UAE to be incredibly helpful. Their team guided me through the process with great patience. Got my third-party liability car insurance in no time!
John DoeAjman, August 9, 2023
★★★★★
Unparalleled Peace of Mind with Policybazaar UAEUnravelling the complexities of third-party liability car insurance was a breeze with Policybazaar UAE. The website was easy to navigate, and the customer service was second to none. I was thoroughly impressed with the professionalism displayed by their team.
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