Noor Takaful Car Insurance

Noor Takaful helps you discover the Car Takaful that gives you some much-needed peace of mind behind the wheel. As per law, Car Insurance in UAE is mandatory. If you’re a car owner, you must buy a car insurance policy for your cars plying on the UAE roads.

Noor Takaful Car Insurance Plan at a Glance with Table

Here is the insurance coverage offered by Noor Takaful Car Insurance.

These optional covers can be availed with the basic Noor Takaful car insurance plan for an extra contribution. For more details, refer to your certificate schedule. The certificate has all the terms and conditions applicable to the covers including extra benefits (if any) or amendments (if applicable).

Why Noor Takaful Car Insurance?

Noor Takaful provides insurance solutions against a wide variety of losses or damages. Its fast and smooth customer care support ensures that insurance buyers are happy with the company’s services. Its ‘round-the-clock roadside assistance service provides relief when an insured is stranded. 

Agency repair is a must-have feature of vehicle insurance in UAE. Therefore, it provides repair services at the workshop of the authorized dealer. The insurance provider extends insurance coverage to the passengers.

Noor Takaful Car Insurance Inclusions

• Accidental loss and damage cover
• Standard Agency Repair Cover
• No claims discount for maintaining claim free record with Noor Takaful or the previous insurer
• Accidental loss or damage cover in case of natural calamities like flood, earthquakes
• Emergency medical expenses cover
• Personal belongings cover in case of loss or damage due to accident or fire
• Car windscreen and damage cover
• Valet parking cover

Noor Takaful Car Insurance Exclusions 

Here are the scenarios that aren’t covered by Noor Takaful Insurance company -

• Willful Violation of Law- If a car is damaged or any bodily injury is caused as a result of willful participation in an act resulting in a violation of law.
• Driving in an Intoxicated State- If the driver is driving under the influence of intoxicants such as drugs, alcohol or any narcotic substances.
• Driving without a Valid License- If the driver is driving without a valid driving license.
• Damage Caused Outside the Insured Geographical Territory- Any damages or losses occurring outside the geographical territory as specified in the Takaful certificate.

Add-on-Covers in Noor Takaful Car Insurance

• Personal accident benefit for passengers & drivers
• Oman extension cover
• Off-road coverage
• Car hire service

How to File a Claim for Noor Takaful Car Insurance in UAE?

Noor Takaful’s car insurance claim filing process is very easy and convenient. Before you file a claim, read the certificate carefully and make sure that the incurred damages are covered. For instance, damages due to accidental collisions, fire, overturning, external explosion, theft, any malicious act or self-ignition, legal liability and related costs, third-party liability, property damages, and bodily injuries are covered unless it is specifically excluded.

Here are the steps to be followed to file a claim hassle-free.

Step 1

Get the police report and cross check that all the details mentioned in the police report are accurate.

Step 2

Get in touch with Noor Takaful using helpline number 800 6667 and report your claim. The helpline is available from 8 AM - 4 PM Sunday to Thursday. For the smooth processing of your car insurance claim, the customer care executive will record the details relevant to the incident. After that, the customer care executive will follow the procedures mentioned below.

• Confirm whether your certificate covers the reported incident.
• Inform you of the amount you have to pay from your own pocket.
• Confirm that you have followed all the steps involved in your claim filing.
• Assist you with which garage to go to.

Note- It is recommended that you report any accident/damage to your insured car to the car insurance provider as well as to the police as soon as possible, even if you aren’t registering a claim under your certificate. Once you have reported the claim, you will get the necessary details such as claim reference number and details of the assigned garage via call.

Step 3

You have to send your vehicle to the assigned garage. Once there, you need to provide the garage service advisor with the following details:

• Your claim reference number.
• Original copy of the police report.
• A photocopy of the driving license of the person who was driving the vehicle at the time of the accident
• A photocopy of the car’s registration

After the garage provides you with an estimate of repair expenses, the auto insurance provider will get in touch with you to inquire whether you have approved your vehicle’s repairs at the assigned garage or if you wish to request estimates from other garages impanelled with Noor Takaful Car Insurance.

Noor Takaful Car Insurance FAQs

Q1. What Exactly is offered in a comprehensive car insurance certificate?

Ans: Comprehensive car Takaful certificate provides coverage against damages, losses, & third-party liabilities. Let’s take detailed look at these covers.

• Damages- Damages caused to your car due to overturning, accidental collision, fire, self-ignition, theft, a malicious act or external explosion are covered, unless it specifically excluded.
• Legal Liability- It covers legal liability and agreed expenses/costs against third-party property damage/ bodily injury caused by the insured car, unless it is excluded.