DIC Travel Insurance UAE: Compare & Buy Travel Insurance in UAE

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If you’re travelling to and from the UAE, DIC travel insurance keeps you protected against unforeseen events, whether it’s a medical emergency, lost baggage, or travel interruption. The travel insurance policies from Dubai Insurance Company (DIC) are tailored for inbound, outbound, and transit travellers covering the UAE region.

Why Choose Travel Insurance via Dubai Insurance?

Here are the top reasons explaining why DIC travel insurance is best for you–

Established UAE insurer with local expertise and regulatory compliance.
Dedicated travel product issued for a specific journey or stay.
Easy online issuance of certificate/policy.
Because you have a UAE-based policy, you have easier access to local customer service and claims management.

What are the Common Benefits of DIC Travel Insurance?

You get the following privileges on choosing a Dubai Insurance travel plan–

Emergency medical treatment abroad: hospitalisation, doctor visits, diagnostic tests (within the defined policy period).
Repatriation of remains or evacuation in case of serious illness or accident abroad.
Loss of baggage or delay of baggage.
Trip interruption or unexpected return due to covered causes.
24/7 emergency assistance, helping you coordinate when you are abroad or in transit.
Cover for multiple entries (in some inbound or visitor plans) or single-trip cover, depending on your situation.

What are the Eligibility Criteria for Obtaining Travel Insurance Through DIC?

Must be a resident or visitor as defined by the policy wording, with valid travel documents (passport, visa) for entering the UAE or travelling from the UAE.
The minimum age to get insured is 30 days, and the maximum age is 85 years (unless specified in the policy document)
A maximum travel duration of 92 days.

DIC Travel Insurance Inclusions

The major coverages included in a Dubai Insurance travel policy are as follows–

Emergency medical and hospitalisation expenses abroad
Trip cancellation/ curtailment
Delay/ loss of checked-in baggage
Accidental death or dismemberment
Personal liability, bail bond, and legal fees

DIC Travel Insurance Exclusions

The insurer doesn’t cover certain circumstances under their travel plans. They are as follows–

Pre-existing medical conditions (unless specifically accepted)
Travel undertaken against medical advice or for the purpose of obtaining medical treatment.
War, civil commotion, riot, nuclear risk, or acts of terrorism
Participating in high-risk activities or extreme sports (unless covered by a special add-on).
Claims arising from illegal acts, intoxication, or negligence of the insured.
Loss or damage of valuables/ personal items unless specifically included in baggage cover.

Add-On Covers

You may opt for the following coverages by paying an additional premium to the insurer–

Sports Extension–
- Piste Closure
- Ski Equipment
- Ski Pack
- Summer/ Winter Sports Limit
Golf Extension
- Golf Equipment Cover
- Golf Equipment Hire

How to Claim DIC Travel Insurance

Initiate the DIC travel insurance claim process by contacting Swan International Assistance.

Below are the contact details–

International- +9619211662
Europe/ France- +33975185299
Canada/ USA- +15144484417
Email ID- request@swanassistance.com

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Travel insurance isn’t strictly mandatory for all travellers to the UAE, but many visa processes require it.

No, pre-existing conditions are not included, unless specifically declared and accepted. Standard travel plans exclude pre-existing illnesses. Always check the policy wording.

Yes, delayed or lost luggage is covered in a DIC travel insurance policy.

Your policy ends at the date or duration specified in your policy. In case you plan to stay longer, you must extend or take a new policy as per the insurer’s terms.

Contact the 24-hour assistance helpline immediately. They will advise you of forward cover, hospital network, if applicable, and claim submission procedures.

Yes, usually before the start date, and provided no claim has been made, the insurer’s cancellation/refund terms apply.