DIC Travel Insurance UAE

If you’re travelling to and from the UAE, DIC travel insurance keeps you protected against unforeseen events, whether it’s a medical emergency, lost baggage, or travel interruption. The travel insurance policies from Dubai Insurance Company (DIC) are tailored for inbound, outbound, and transit travellers covering the UAE region. 

Why Choose Travel Insurance via Dubai Insurance?

Here are the top reasons explaining why DIC travel insurance is best for you–

• Established UAE insurer with local expertise and regulatory compliance.
• Dedicated travel product issued for a specific journey or stay.
• Easy online issuance of certificate/policy.
• Because you have a UAE-based policy, you have easier access to local customer service and claims management.

What are the Common Benefits of DIC Travel Insurance?

You get the following privileges on choosing a Dubai Insurance travel plan–

• Emergency medical treatment abroad: hospitalisation, doctor visits, diagnostic tests (within the defined policy period).
• Repatriation of remains or evacuation in case of serious illness or accident abroad.
• Loss of baggage or delay of baggage.
• Trip interruption or unexpected return due to covered causes. 
• 24/7 emergency assistance, helping you coordinate when you are abroad or in transit.
• Cover for multiple entries (in some inbound or visitor plans) or single-trip cover, depending on your situation. 

What are the Eligibility Criteria for Obtaining Travel Insurance Through DIC?

• Must be a resident or visitor as defined by the policy wording, with valid travel documents (passport, visa) for entering the UAE or travelling from the UAE.
• The minimum age to get insured is 30 days, and the maximum age is 85 years (unless specified in the policy document)
• A maximum travel duration of 92 days.

DIC Travel Insurance Inclusions

The major coverages included in a Dubai Insurance travel policy are as follows–

• Emergency medical and hospitalisation expenses abroad 
• Trip cancellation/ curtailment 
• Delay/ loss of checked-in baggage 
• Accidental death or dismemberment 
• Personal liability, bail bond, and legal fees 

DIC Travel Insurance Exclusions

The insurer doesn’t cover certain circumstances under their travel plans. They are as follows–

• Pre-existing medical conditions (unless specifically accepted)
• Travel undertaken against medical advice or for the purpose of obtaining medical treatment.
• War, civil commotion, riot, nuclear risk, or acts of terrorism 
• Participating in high-risk activities or extreme sports (unless covered by a special add-on).
• Claims arising from illegal acts, intoxication, or negligence of the insured.
• Loss or damage of valuables/ personal items unless specifically included in baggage cover.

Add-On Covers 

You may opt for the following coverages by paying an additional premium to the insurer–

• Sports Extension–
  • Piste Closure 
  • Ski Equipment 
  • Ski Pack 
  • Summer/ Winter Sports Limit 
• Golf Extension 
  • Golf Equipment Cover 
  • Golf Equipment Hire 

How to Claim DIC Travel Insurance

Initiate the DIC travel insurance claim process by contacting Swan International Assistance. 

Below are the contact details–

• International- +9619211662
• Europe/ France- +33975185299
• Canada/ USA- +15144484417
• Email ID- request@swanassistance.com

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