Al-Ittihad Al-Watani, established back in 1947, became a part of the Nasco Insurance Group in 2016. The company is a major insurance provider in the UAE, notably offering financial protection with only ‘A’ rated reinsurers.Designed to make way for a wide spectrum of insurance needs, the company presents various flexible car insurance packages.
Best Car Insurance Plans in UAE
Some of the best and the cheapest car insurance quotes in Dubai are:
Comprehensive
Third Party
*Above mentioned prices are for Honda City EX 1.5L, 2017 model.
*Above mentioned prices are for Honda City EX 1.5L, 2017 model.
Extended Legal Liability for Third-Party and Family Members
Covered
Covered
Riot, Flood, Storm, and Strike Cover
Covered
NA
Windscreen Damage
Up to 3,000
NA
Personal Injury Cover
NA
NA
Annual Aggregate Limit for Personal Belongings
4,000
NA
No Claims Discount
Available
Available
Off-Road Cover
Included
NA
Oman Cover
As an Add-on
As an Add-on
Windscreen Damage
Up to 3,000
NA
Personal Accident Benefit for Driver
Covered
Covered
New for Old Cover
First 12 months
NA
Personal Accident Benefit for Passengers
Covered
Covered
Lock Replacement
Up to 2,000
NA
Dealer Repair
Up to 5 years (Optional)
NA
24/7 Breakdown Recovery
Included
Included
Theft in Valet Parking
Sum Insured
NA
Hired Car Benefit
Available as an Add-on
Available as an Add-on
Read More
Key Features and Benefits of Al Itthihad Al Watani Car Insurance in the UAE
Check out the major features of Al Itthihad Al Watani motor insurance
Flexible Policies with Great Add-Ons — Al Itthihad Al Watani car insurance can be customised to fit your needs. You can add coverage for additional risks such as hired car benefits, Oman cover, and more, giving you more control over your insurance protection.
No Claims Discount — If you don't make any claims on your insurance policy, you get a discount when you renew it. This is like a reward for being a careful driver and not needing to use your insurance.
Unlimited Third-Party Bodily Injury Cover — If you're involved in an accident where someone is injured, this coverage can take care of their medical expenses without any cap on how much the insurance will pay for their injuries.
Roadside Assistance — With Al Ittihad Al Wattani car insurance in Dubai or any other Emirate, you can receive assistance to help you get back on track if your car breaks down on the road. Any help required in terms of repairs, towing, or even accidents shall be provided.
24x7 Breakdown Recovery — No matter when your car breaks down, Al Watani is there to help. With its round-the-clock breakdown recovery services, rest assured that you're never stranded for long.
Eligibility Criteria for Al Itthihad Al Watani Motor Insurance in UAE
To buy Al Itthihad Al Watani car insurance online or offline, you must fulfill the following requirements
You must be a UAE resident
You must be at least 18 years old at the time of applying
Documents Required to Apply for Al Ittihad Al Watani Car Insurance
To buy car insurance in the UAE, the following documents may be required —
Driving licence
Emirates ID copy
Details like the chassis number, engine number, and more if your vehicle is being registered in the UAE for the first time
Mulkiya if the vehicle is already registered in the UAE
Note: You may be required to present some other documents on the insurer's demand.
How to Apply for Al Ittihad Al Watani Car Insurance?
The hands-down easiest way to buy Ittihad Al Wattani car insurance online in UAE is via Policybazaar.ae. On this user-friendly platform, you can quickly compare quotes and choose the best-suited policy right from the comfort of your sofa.
Here's how
Go to the 'car insurance' section on policybazaar.ae.
Fill out the lead form, which will redirect you to our car insurance quotes page.
Evaluate and compare available options as per their features, premiums, and other relevant factors.
Select the most suitable option to meet your needs.
Choose the option to apply for your chosen car insurance plan.
Al Ittihad Al Watani Car Insurance in the UAE Claim Process
Having explored the features of Al Itthihad Al Watani motor insurance, lets understand the claim procedure
If you're involved in an incident, the first thing to do is contact the police to get the accident report.
Gather the necessary documents to register your claim. The list includes -;
Police report or court verdict
Copy of your vehicle registration card (both sides)
Emirates ID copy (both sides)
Copy of your driving licence (both sides)
Connect with the Ittihad Al Watani motor insurance claims team. You can reach out to:
+971 4 210 6803 or +971 4 210 6808
tobin.itty@unic-aiaw.com or binesh.anthony@unic-aiaw.com
Once your claim is filed, a team from Ittihad Al Watani will provide you with a claim reference number and guide you through the next steps of the claims process.
Note: You can request roadside assistance by dialling 600 575 751 for quick assistance with your vehicle or injuries (if any).
Strong CoverageI was really worried about finding the right motor insurance for my car, but the process turned out to be super easy! They helped me understand my options, and I got a policy that fits my budget. Now, I drive with peace of mind knowing I am covered.
Ahmed SharabyJune 10, 2025
★★★★★
Ease of Use I was really worried about finding the right motor insurance for my car, but the process turned out to be super easy! They helped me understand my options, and I got a policy that fits my budget. Now, I drive with peace of mind knowing I am covered.
Samer SalibiDubai, June 9, 2025
★★★★★
Reliable ServiceGetting motor insurance Dubai was a smooth experience. I compared different plans online and found one with great benefits, including roadside assistance. The customer service was excellent, and I feel confident knowing my car is protected. Definitely a great decision.
MAJID SALEMSharjah, June 7, 2025
★★★★★
Great Value for moneyThey helped me find the best car insurance at a very low price. The process was easy and fast. I got great coverage too. Very happy with the service.
DhshDubai, June 6, 2025
★★★★★
Easy ProcessBuying car insurance was confusing before. Policybazaar UAE make it simple. Many options, easy to compare, and quick approval. Happy customer.
ShahAbu Dhabi, June 3, 2025
★★★★★
Affordable Car InsuranceI wanted a car insuranvce with full coverage for my new car! My friend told to browse Policybazaar UAE. PB helped me find the best complete coverage and I now feel stress free just cause of them. Thanks PB UAE!
22 May 2025Difference Between Private & Commercial Car Insurance in UAEPrivate & Commercial Car Insurance - Know the Difference Between Private & Commercial Vehicle Insurance in UAE like Purpose, Coverage, Policy Terms, Cover for Goods in Transit, & more.
22 May 2025Car Hire Insurance in UAE | Car Hire Excess InsuranceCar Hire Insurance - Rental car insurance protects you from unexpected expenses due to accidents, theft, or damage. Must read this article for car hire excess insurance.
22 May 2025What’s Covered and Not Covered in Third-party Car Insurance in UAEThird-party car insurance is the most basic and legally required coverage for drivers in the UAE. While it offers essential protection by covering damages or injuries you cause to others in an accident, it’s important to understand what is — and isn’t — included in the policy. Many drivers choose third-party motor insurance for its affordability, but are often unaware of its limitations.
06 May 2025How to Check Car Insurance Status Online in UAECheck Car Insurance Status Online - Checking your vehicle insurance status online in UAE with these methods RTA Website , EVG , MoI ,Policybazaar.ae & more.
09 Jun 2025Best Car Insurance Companies in Dubai, UAE - 2025Best car insurance in UAE - Checkout the list of top 10 best car insurance companies in Dubai, UAE with their products & service benefits that they offer so you can choose best as per your needs.
25 Apr 2025Black Points in UAE & How to Reduce Black PointsBlack Points in UAE: Want to Know How to Reduce Black Points on Your License in UAE. Read This Article and You Will Know About Black Points on How to Reduce Black Point.
11 Mar 2025How to Check Car History by Chassis Number in UAECar History by Chassis Number - Check car detail by chassis number using various methods like MOI, EVG, RTA, Abu Dhabi Police Site & More.