Al-Ittihad Al-Watani, established back in 1947, became a part of the Nasco Insurance Group in 2016. The company is a major insurance provider in the UAE, notably offering financial protection with only ‘A’ rated reinsurers.Designed to make way for a wide spectrum of insurance needs, the company presents various flexible car insurance packages.
Best Car Insurance Plans in UAE
Some of the best and the cheapest car insurance quotes in Dubai are:
Comprehensive
Third Party
*Above mentioned prices are for Honda City EX 1.5L, 2017 model.
*Above mentioned prices are for Honda City EX 1.5L, 2017 model.
Extended Legal Liability for Third-Party and Family Members
Covered
Covered
Riot, Flood, Storm, and Strike Cover
Covered
NA
Windscreen Damage
Up to 3,000
NA
Personal Injury Cover
NA
NA
Annual Aggregate Limit for Personal Belongings
4,000
NA
No Claims Discount
Available
Available
Off-Road Cover
Included
NA
Oman Cover
As an Add-on
As an Add-on
Windscreen Damage
Up to 3,000
NA
Personal Accident Benefit for Driver
Covered
Covered
New for Old Cover
First 12 months
NA
Personal Accident Benefit for Passengers
Covered
Covered
Lock Replacement
Up to 2,000
NA
Dealer Repair
Up to 5 years (Optional)
NA
24/7 Breakdown Recovery
Included
Included
Theft in Valet Parking
Sum Insured
NA
Hired Car Benefit
Available as an Add-on
Available as an Add-on
Read More
Key Features and Benefits of Al Itthihad Al Watani Car Insurance in the UAE
Check out the major features of Al Itthihad Al Watani motor insurance
Flexible Policies with Great Add-Ons — Al Itthihad Al Watani car insurance can be customised to fit your needs. You can add coverage for additional risks such as hired car benefits, Oman cover, and more, giving you more control over your insurance protection.
No Claims Discount — If you don't make any claims on your insurance policy, you get a discount when you renew it. This is like a reward for being a careful driver and not needing to use your insurance.
Unlimited Third-Party Bodily Injury Cover — If you're involved in an accident where someone is injured, this coverage can take care of their medical expenses without any cap on how much the insurance will pay for their injuries.
Roadside Assistance — With Al Ittihad Al Wattani car insurance in Dubai or any other Emirate, you can receive assistance to help you get back on track if your car breaks down on the road. Any help required in terms of repairs, towing, or even accidents shall be provided.
24x7 Breakdown Recovery — No matter when your car breaks down, Al Watani is there to help. With its round-the-clock breakdown recovery services, rest assured that you're never stranded for long.
Eligibility Criteria for Al Itthihad Al Watani Motor Insurance in UAE
To buy Al Itthihad Al Watani car insurance online or offline, you must fulfill the following requirements
You must be a UAE resident
You must be at least 18 years old at the time of applying
Documents Required to Apply for Al Ittihad Al Watani Car Insurance
To buy car insurance in the UAE, the following documents may be required —
Driving licence
Emirates ID copy
Details like the chassis number, engine number, and more if your vehicle is being registered in the UAE for the first time
Mulkiya if the vehicle is already registered in the UAE
Note: You may be required to present some other documents on the insurer's demand.
How to Apply for Al Ittihad Al Watani Car Insurance?
The hands-down easiest way to buy Ittihad Al Wattani car insurance online in UAE is via Policybazaar.ae. On this user-friendly platform, you can quickly compare quotes and choose the best-suited policy right from the comfort of your sofa.
Here's how
Go to the 'car insurance' section on policybazaar.ae.
Fill out the lead form, which will redirect you to our car insurance quotes page.
Evaluate and compare available options as per their features, premiums, and other relevant factors.
Select the most suitable option to meet your needs.
Choose the option to apply for your chosen car insurance plan.
Al Ittihad Al Watani Car Insurance in the UAE Claim Process
Having explored the features of Al Itthihad Al Watani motor insurance, lets understand the claim procedure
If you're involved in an incident, the first thing to do is contact the police to get the accident report.
Gather the necessary documents to register your claim. The list includes -;
Police report or court verdict
Copy of your vehicle registration card (both sides)
Emirates ID copy (both sides)
Copy of your driving licence (both sides)
Connect with the Ittihad Al Watani motor insurance claims team. You can reach out to:
+971 4 210 6803 or +971 4 210 6808
tobin.itty@unic-aiaw.com or binesh.anthony@unic-aiaw.com
Once your claim is filed, a team from Ittihad Al Watani will provide you with a claim reference number and guide you through the next steps of the claims process.
Note: You can request roadside assistance by dialling 600 575 751 for quick assistance with your vehicle or injuries (if any).
Highly SatisfiedI'm very pleased with my car insurance provider. From the easy buying process to the quick claim handling, everything has been great. The coverage is solid, and I feel confident knowing that I'm protected. I would recommend it to anyone looking for something reliable and simple.
MOTASEM ALHAJEBDubai, July 6, 2025
★★★★★
Easy Car Insuarnce Purchase ExperiencePurchasing car insurance was simple and quick. The website is user-friendly, I could easily compare different plans, and the team gave me all the info I needed. Signing up was fast, and I felt good about my choice. Definitely a smooth experience!
Reshin Thattantavida PuthiyaveettilDubai, July 5, 2025
★★★★★
Smooth Claim ProcessI had to file a claim for my car recently, and it was much easier than I thought. The team was very friendly and explained everything clearly. My claim was processed quickly, and I received the payout as promised. Very happy with how it went!
Christian NwosuJune 21, 2025
★★★★★
Clear Info Provided I recently purchased car insurance in Dubai, and the experience was fantastic! The process was quick, with clear policy details and excellent customer support. They gave info like competitive rates and a wide network of garages. This helps in making repairs easy. Overall, I am extremely satisfied.
Rajesh Peripadath MenonAbu Dhabi, June 19, 2025
★★★★★
Reliable Coverage My car broke down on Sheikh Zayed Road and having 24/7 roadside assistance helped me a lot. I also got compensation for the repairs. There was no delay. I felt relieved.
Ramayya AslamDubai, June 18, 2025
★★★★★
Smooth Claim ProcessI had to make a car insurance claim in UAE recently, and it was pretty smooth overall. The tracking was easy, and the support team was very helpful. My claim got approved fast,the service was good, and having someone assist through the process made it way less stressful.
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