DNI currently has different health insurance plans to meet all your requirements. So, if you are in the market for such insurance plans, learn about the DNI health insurance features and benefits in detail and then decide.
Valid on select insurers. T&C apply *
Considering the increase in demand for healthcare services, the UAE government ensured to regulate the healthcare sector further so that it becomes easily accessible to every other individual.
In this regard, the Emirate of Abu Dhabi enacted Law 23 in 2005. The primary aim of implementing the health insurance law in Abu Dhabi was to ensure that all citizens of Abu Dhabi gain access to affordable and quality healthcare.
If you are a resident of this Emirate or are planning to settle here, knowing about the legal health insurance requirements is a must. Read through the following sections to know more.
The journey of Abu Dhabi towards its mandatory health insurance law started in 2005. This law made it mandatory for all citizens and expats to have health insurance from June 1 2006. Consequently, the health insurance regulations featured two divisions -
Under the basic health insurance plan, which comes under the management of HAAD, you get the option of two policies:
The laws regarding health insurance law are particular and strict in Abu Dhabi. Keep reading to know more.
As per the provisions of the health insurance law, the health insurance scheme applies to all non-resident UAE nationals and their families in Abu Dhabi. This law also applies to UAE nationals staying in the country by a resolution of the Executive Council.
Furthermore, this law's regulations shall apply to all visitors who have sponsorship from their relatives.
According to the law, the following categories are exempted from health insurance schemes:
The compulsory health insurance scheme comes with the following inclusions:
These inclusions are indicative and can be changed by the Executive Council if necessary.
Having said that, these compulsory medical policies do not provide coverage for the following healthcare services:
These exclusions are indicative and might change by the Executive Council if needed.
As per health insurance law in Abu Dhabi, individuals get the option to choose from three types of health insurance plans. Find about them below:
This plan is applicable for individuals with lower income and their dependents who receive salaries of:
It is also applicable for expats who do not have coverage from their Employer's health insurance.
This type of policy is available to individuals entering Abu Dhabi on a visit visa. Additionally, children who have sponsorship from their father/mother do not have any plans of staying in the Emirates. However, you will have to submit relevant documents to avail of this plan.
This type of medical insurance policy is available to all categories. Ensure to keep all needed documents handy to avail of this policy.
Following are a few points you should keep in mind regarding the mandatory health insurance law in Abu Dhabi:
With this health insurance law in Abu Dhabi, availing of healthcare services becomes accessible for everyone staying in the Emirates. Consider educating yourself on the different kinds of policies and the legal requirements associated with them before availing of a medical insurance plan.