Outpatient services are limited to clinics & general practitioner. To access a hospital for outpatient a referral is required from your GP. If you need to go to a hospital, you'll need your doctor's approval. This is local coverage with a limited network of hospitals and clinics available Please note, you can access a hospital (within the network) during life threatening emergency situations.
Takaful Emarat
Plan NameECARE BLUE
Medical Cover (AED)150,000
Starting FromAED 5,391/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
E CARE Blue
Clinic and GP Only
Outpatient services are limited to clinics, However you can direct meet with a specialist with these plans. If you need to go to a hospital, you'll need your doctor's approval. This is local coverage with a limited network of hospitals and clinics available Please note, you can access a hospital (within the network) during life threatening emergency situations.
HAYAH Insurance
Plan NameBlue
Medical Cover (AED)150,000
Starting FromAED 5,739/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
Blue
Clinic With Specialist
Outpatient services are limited to clinics, However you can direct meet with a specialist with these plans. If you need to go to a hospital, you'll need your doctor's approval. This is local coverage with a limited network of hospitals and clinics available Please note, you can access a hospital (within the network) during life threatening emergency situations.
Orient Insurance
Plan NameHealth Plus - Plan 5
Medical Cover (AED)1,000,000
Starting FromAED 6,553/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
NEXTCARE RN3
Clinic + Hospital Access
You can see specialists and visit local clinics and hospitals directly. Certain plans provide coverage both in your home country and abroad (outpatient would be on a reimbursement bases and emergency situations are covered on a direct billing basis within network). This plan even covers some dental and optical expenses.
Cigna
Plan NameHealthguard Regional
Medical Cover (AED)2,750,000
Starting FromAED 35,608/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
General
Clinic + Hospital Access
You can see specialists and visit local clinics and hospitals directly. Certain plans provide coverage both in your home country and abroad (outpatient would be on a reimbursement bases and emergency situations are covered on a direct billing basis within network). This plan even covers some dental and optical expenses.
GIG Gulf (Previously AXA)
Plan NameGlobal
Medical Cover (AED)7,500,000
Network
The list of hospitals & clinics where your health insurance plan can be applied.
In-house A1
Clinic and GP Only
Outpatient services are limited to clinics, However you can direct meet with a specialist with these plans. If you need to go to a hospital, you'll need your doctor's approval. This is local coverage with a limited network of hospitals and clinics available Please note, you can access a hospital (within the network) during life threatening emergency situations.
Fidelity United
Plan NameHealth First Plan G
Medical Cover (AED)500,000
Starting FromAED 5,083/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
Network - PCP C/RN3
Clinic Only
Outpatient services are limited to clinics & general practitioner. To access a hospital for outpatient a referral is required from your GP. If you need to go to a hospital, you'll need your doctor's approval. This is local coverage with a limited network of hospitals and clinics available Please note, you can access a hospital (within the network) during life threatening emergency situations.
Dubai Insurance
Plan NameDubaiCare Next N5
Medical Cover (AED)1,000,000
Starting FromAED 6,097/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
DubaiCare Next
Clinic With Specialist
Outpatient services are limited to clinics, However you can direct meet with a specialist with these plans. If you need to go to a hospital, you'll need your doctor's approval. This is local coverage with a limited network of hospitals and clinics available Please note, you can access a hospital (within the network) during life threatening emergency situations.
Orient Takaful Insurance
Plan NamePlan 5
Medical Cover (AED)1,000,000
Starting FromAED 6,553/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
NEXTCARE RN3
Clinic With Specialist
Outpatient services are limited to clinics, However you can direct meet with a specialist with these plans. If you need to go to a hospital, you'll need your doctor's approval. This is local coverage with a limited network of hospitals and clinics available Please note, you can access a hospital (within the network) during life threatening emergency situations.
RAK Insurance
Plan NameNextcare RN3
Medical Cover (AED)1,000,000
Starting FromAED 6,787/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
NEXTCARE RN3
Dubai National Insurance
Plan NameEssential
Medical Cover (AED)150,000
Starting FromAED 7,350/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
Network - PCP/RN3
Clinic With Specialist
Outpatient services are limited to clinics, However you can direct meet with a specialist with these plans. If you need to go to a hospital, you'll need your doctor's approval. This is local coverage with a limited network of hospitals and clinics available Please note, you can access a hospital (within the network) during life threatening emergency situations.
Adamjee
Plan NameSilk Road
Medical Cover (AED)1,000,000
Starting FromAED 10,245/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
MEDNET Silk Road
Clinic and GP Only
Outpatient services are limited to clinics, However you can direct meet with a specialist with these plans. If you need to go to a hospital, you'll need your doctor's approval. This is local coverage with a limited network of hospitals and clinics available Please note, you can access a hospital (within the network) during life threatening emergency situations.
Watania Takaful (Previously Noor Takaful)
Plan NameNAS NRICare Plan 6
Medical Cover (AED)1,000,000
Starting FromAED 11,058/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
NAS-VN
Clinic + Hospital Access
You can see specialists and visit local clinics and hospitals directly. Certain plans provide coverage both in your home country and abroad (outpatient would be on a reimbursement bases and emergency situations are covered on a direct billing basis within network). This plan even covers some dental and optical expenses.
Sukoon Insurance (Prev. Oman Insurance)
Plan NameSafe
Medical Cover (AED)150,000
Starting FromAED 11,325/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
Vital Network
Clinic + Hospital Access
You can see specialists and visit local clinics and hospitals directly. Certain plans provide coverage both in your home country and abroad (outpatient would be on a reimbursement bases and emergency situations are covered on a direct billing basis within network). This plan even covers some dental and optical expenses.
Abu Dhabi National Insurance Company
Plan NameBronze
Medical Cover (AED)250,000
Starting FromAED 17,993/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
MSHI Bronze
Clinic + Hospital Access
You can see specialists and visit local clinics and hospitals directly. Certain plans provide coverage both in your home country and abroad (outpatient would be on a reimbursement bases and emergency situations are covered on a direct billing basis within network). This plan even covers some dental and optical expenses.
Allianz
Plan NameSelect Pearl (Comprehensive excl CCAD network)
Medical Cover (AED)6,426,800
Starting FromAED 69,491/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
In-house
Clinic + Hospital Access
You can see specialists and visit local clinics and hospitals directly. Certain plans provide coverage both in your home country and abroad (outpatient would be on a reimbursement bases and emergency situations are covered on a direct billing basis within network). This plan even covers some dental and optical expenses.
Sukoon Bupa
Plan NameSelect
Medical Cover (AED)6,239,000
Starting FromAED 69,883/Yearly
Plans shown as per selected filters. T&Cs apply
Plans shown as per selected filters. T&Cs apply
Founded in 1978, Al Buhaira National Insurance Company is one of the leading public shareholding companies in the UAE. The prestige of the company reflects in the fact that it has assets of over AED 2.3 billion with a paid-up capital of more than AED 250 million.
Al Buhaira Health Insurance Company offers a group medical insurance plan with a wide range of features and benefits for policyholders and their family members. Keep reading to know more about the Al Buhaira Health Insurance Plan.
Features and benefits of Al Buhaira Health Insurance Plans
Here are a few major features and benefits of Al Buhaira Health Insurance Plans.
Worldwide Coverage: With Al Buhaira Health Insurance Plans, you can get worldwide coverage benefits. The best part is that the insurance company has a vast network of hospitals throughout the world. The policyholders can choose to visit any of the nearest network hospitals and enjoy cashless benefits without any hassle.
Medical Providers: Al Buhaira Medical Insurance offers access to more than 2,400 types of medical service providers including hospitals, clinics, and other healthcare centres. As a policyholder, you can enjoy both in-patient and out-patient benefits at all the covered locations.
Affordable Plans: Compared to most other providers, Al Buhaira Insurance prices are pocket-friendly as the insurance firm offers affordable insurance plans at reasonable insurance rates.
Higher Sum Assured: Al Buhaira Health Insurance plans again score better than most other providers as they offer a higher sum assured for the policyholder. Depending upon your current medical condition, you can get a higher coverage at lower insurance rates.
Add-On Covers: Al Buhaira Health Insurance Plans offers a variety of add-on covers, including dental and optical covers for policyholders to help them extend the coverage of their insurance plans.
Cashless Benefits: As the insurance company has a large network of hospitals all over the world, you can enjoy cashless benefits at almost every medical care centre. Simply show your insurance card at the chosen hospital and report the medical claim to the Al Buhaira Health Insurance Company to avail of the benefits.
Dedicated Helpline: Al Buhaira Health Insurance UAE has a dedicated helpline for policyholders to find answers to their queries anytime, from any location. Policyholders can also contact the helpline to report medical claims in no time.
Minimal Documentation: You can be assured of a hassle-free experience with Health Insurance Plans, as they function with minimal documentation requirements. The list of the essential documents includes identity, address, and income verification documents, along with the ones stating your current medical condition.
Inclusions of Al Buhaira Health Insurance Plans
Here is the list of Al Buhaira Health Insurance Plans inclusions.
Cashless hospitalization benefits
Medical transportation
Doctor’s consultations
Diagnostics and tests
Pre and post-hospitalization benefits
Ambulance charges
Medical appliances
Maternity coverage
Room rent
Emergency care expenses
Exclusions of Al Buhaira Health Insurance Plans
Here is a list of exclusions of Al Buhaira Health Insurance Plans in the UAE.
Terminal Illnesses (unless the cover for the same has been added)
Non-allopathic treatment
Medical treatments for obesity
Plastic/cosmetic surgery
AIDS or other diseases of a similar nature
Medical issues caused by nuclear activity, terrorism, suicide, or war
Pre-existing diseases or critical illnesses
Hormonal replacement and sex transformation
Treatments or diagnostic tests that took place post completing covered medical care procedures
Documents Required to Get Al Buhaira Health Insurance Plans
As the Al Buhaira Health Insurance Company offers a group medical insurance plan, here are the documents you need to submit for all the applicants when applying to buy a health insurance plan.
A filled out application form
Emirates ID of all the applicants
A valid Passport with a residency visa for the primary policyholder
An excel sheet with details of all the applicants – Name, Nationality, Date of Birth, Marital Status, Gender, and relationship with the policyholder.
Note: The name has to be the Visa issued Emirate Name, and the income details must be mentioned with the gross salary. More information and documents required are as follows.
Existing insurance plan benefits if any
Passport-sized photographs
Claims report from the previous insurer if reported any claim before.
How to Apply for Al Buhaira Health Insurance Plans?
You can apply for an Al Buhaira Health Insurance Plan in a few simple steps.
Visit the Branch: You can visit any of the Al Buhaira Health Insurance Company’s branches to purchase a family health insurance plan. Moreover, you can extend the coverage of your insurance plan by including the add-on covers of your choices. Just make sure that you carry all the documents required to complete your application.
Call the Helpline: You can also contact the insurance company by calling their helpline numbers and apply for a health insurance plan with great ease. If opting to apply for the insurance plan over the phone, you might be required to send the documents via email or fax based on your convenience.
Visit Our Website: Another excellent option for you is to visit our health insurance section to purchase an Al Buhaira Health Insurance Plan. The advantage of this way is that you get to explore more plans based on your financial and medical preferences. You can also check out the detailed features and benefits of your chosen health insurance plan and make an informed financial decision. The rest of the process is similar, as you will have to provide the required documents via email or fax with us as well.
How to Report a Claim for an Al Buhaira Health Insurance Plan?
Here are a few simple ways to help you report a medical claim with an Al Buhaira Health Insurance Company.
Via Website: You can simply visit the Al Buhaira Health Insurance Company website and fill out the claims form to report a medical insurance claim. You need to provide information like your name, location, policy number, registered mobile number, registered email address, etc., to complete the claim report. Click on ‘Send Message’ after entering all the required details and your claim will be reported to the insurance company. One of the insurance representatives will contact you shortly to process the claim.
Via Phone: You can also call the bank’s fulltime available help and support line at +971 6 517 4444 to report the medical insurance claim. Once done, the representative on the call will help you process the claim and provide the required documents via email or fax.
Via Email: Sending an email could be another way of reporting your medical insurance claim. You can download the medical claims form from the insurance company’s website, fill it out, and attaché the same with the email. Don’t forget to attach the required documents such as your policy papers, identity proof, etc.
While the above-mentioned details are enough regarding the plan and its application, here are a few popular queries related to the plan that will solve any doubts or concerns you may have.
Frequently Asked Questions
Q1: How can I report medical insurance claim with Al Buhaira Health Insurance Company online? Ans: You can simply visit the company’s website, fill out the application form, and submit the same with all the essential documents to report the claim. Once done, one of the representatives will contact you and process your medical insurance claim.
Q2: What documents do I need to submit to buy an Al Buhaira Health Insurance Plan? Ans: The documents you will be required to submit when purchasing an Al Buhaira Health Insurance Plan are -
A completely filled out application form
Emirates ID of all the applicants
A valid Passport with a residency visa for the primary policyholder
An excel sheet with details of all the applicants – Name, Nationality, Date of Birth, Marital Status, Gender, and relationship with the policyholder.
Note: The name has to be the Visa issued Emirate Name and income details must be mentioned with gross salary.
Existing insurance plan benefits if any
Passport-sized photographs
Claims report from the previous insurer if reported any claim before.
Q3: How can I send my documents to the Al Buhaira Health Insurance Company? Ans: You can send the documents to the Al Buhaira Health Insurance Company either by sending an email to care@albuhaira.com or via fax on the number 06 574 8855.
Q4: What number do I need to call to report my medical insurance claim with Al Buhaira Health Insurance? Ans: You can report your Al Buhaira medical insurance claim via phone by calling numbers 06-5117500 or +971 6 517 4444.
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