ADNIC - Shifa Platinum Opt - 1
ADNIC Shifa Platinum Opt - 1 guarantees health insurance for you and your family, incorporating an extensive array of medical services, including but not limited to prescription drugs coverage, consultation costs, outpatient/inpatient services, and others. ADNIC Shifa Platinum Opt - 1 is designed with flexibility and personalized options to perfectly align with your family's unique requirements and financial preferences.read more
4.7/5
44,602
Reviews
AED 1 million Health cover starting @4/Day
Self Only
Both Self and Family
Family without Self
Domestic Workers
Investor
Worldwide Coverage
Wide Choices
Expert Advice
Regulatory credentials
Licensed by the Central Bank of the UAE (Registration No. 123)
DHA Health Insurance Intermediary Permit No. BRK-00041
Emirates Insurance Federation Membership No. B81
Information on this page is for general guidance only - not personalised financial or medical advice.Plan Summary
Plan NameShifa Platinum Opt - 1
ADNIC - Shifa Platinum Opt - 1 Details
Waiting Period
Maternity
any pregnancy, which arises within forty calendar days from the date of policy issuance, shall not be covered under this policy under any condition No waiting period for maternity coverage upon payment of an additional premium, as per underwriting guidelines – coverage begins from Day 1.
Chronic Condition
All medical underwritten conditions will have no
waiting period. Undeclared pre-existing conditions will not be
covered during the policy period and will be underwritten at renewal.
Pre-existing diseases (PED)
Covered only if declared on additional payment
Additional Information
No waiting period applies to the above cases upon payment of an additional premium, as per underwriting guidelines—coverage begins from Day 1. Also, for renewals, no waiting period is applicable.
Hospital Access
Direct access to hospital
Coverage Type
Full Access
In-Patient Services
Standard Suite (At Actual Cost outside NWT Inside UAE and limited to AED 7,500 per day for Overseas for Elective and Emergency Cases)
Other Services
Dental
Not Covered
Vision
Not Covered
Alternative Medicine
Up to AED 15,000 per year
Airfare Ticket
Covered , in case treatment is less than 70% of UAE cost. Covering up to AED 2,000 per ticket , on reimbursement basis. Economy Class
Kidney Dialysis Treatment
Covered up to AED 100,000 per year
Routine Health Checkup
Up to AED 2,500 per year
Diabetes Tests/Consumables
Covered up to AED 7,500 per yearFrequency is restricted to every 3 years from age of 30. High risk individuals annually from age 18.
ADNIC - Shifa Platinum Opt - 1 Added Network Hospitals
Name
Address
AL AIN FERTILITY CENTER - GENETIC DIAGNOSIS ASSISTED REPRODUCTIVE TECHNIQUES (Hospitals)
Al Ain Fertility Center, Al Jami Al Kabeer S, tAl Jimi, P.O Box13844, Al Ain, UAE -
Adam Vital Hospital L.L.C. (Hospitals)
10Th Street, Near Ggico Metro Station, Garhoud, Dubai Uae -
Ahalia Hospital (Hospitals)
Ahalia Hospital, Hamdan Street, P.O. Box - 2419 -
Ain Al Khaleej Hospital - Aan (Hospitals)
Ain Al Khaleej Hospital Building,next to Al Jimi Mall,Al Jimi,AAN -
Ajman Specialty General Hospital (Hospitals)
New Vegetable Market, Hamedeya St., New Industrial Zone,Ajman -
Al Abeer Medical Center Day Surgery Unit Llc (Hospitals)
Al Raha Building Next To Adnoc Petrol Station Hamdan Street Delma Street Madinat Zayed Area, Abu Dhabi -
Al Ahli Hospital Company Llc-Branch 1 (Hospitals)
Ahalia Hospital, Tariff Road , M-24, Mussafah, P.O. Box - 2419 -
Al Ain Hospital (Seha) - Aan (Hospitals)
Eastern Region, Al Ain Hospital Street/Al Ain Hospital round about,Jimmy Area, AAN -
Al Dhannah Hospital (Ex Al Ruwais Hospital - AUH) (Hospitals)
Abu Dhabi, Ruwais, Near Ruwais Mall -
Al Garhoud Private Hospital Llc (Hospitals)
Al Garhoud Private Hospital 48Th Street, Garhoud, Po Box 639 Dubai, Uae -
Other ADNIC Health Insurance Plans
Health Insurance Popular Searches
Health Insurance Dubai | Dubai Health Insurance Cost | Health Insurance for Kids | Health Insurance Plans for Family | Dental Insurance | Individual Health Insurance | Health Insurance Abu Dhabi | Medical Insurance Sharjah | How to check Medical Insurance status with Emirates ID | Best Medical Insurance in UAE | Health Insurance for Parents | Maternity Insurance UAE
More From Health Insurance
- Recent Articles
- Popular Articles
.webp)
Last Updated : 19 Aug 2026Philippines Temporary Visit Visa (9a) for UAE ResidentsThe Philippines 9(a) visa covers stays over 30 days. See document requirements by visit purpose, how to apply from the UAE, and the rules for extending a stay.
Last Updated : 17 Sep 2026Buy Insurance in Installments UAE | 0% Interest via TabbySplit your health insurance premium into 4 monthly payments at 0% interest with Tabby. No minimum premium. Coverage starts day one. Available at Policybazaar.ae.
Last Updated : 09 Jun 2026How to Boost Immunity in Children Naturally | UAEBoost your child's immunity naturally with proper sleep, balanced diet, daily exercise, and timely vaccinations - no supplements needed in most cases.
Last Updated : 09 Jun 2026Digital Detox: Why Your Brain Needs a Break from ScreensDigital detox is a regular break from screens that reduces stress, improves sleep quality, and boosts productivity. Learn the signs you need one and how to start.
Last Updated : 08 Jun 2026PCOS Officially Renamed PMOS – What It Means for WomenPCOS is now officially PMOS – Polyendocrine Metabolic Ovarian Syndrome. Learn what this landmark 2026 name change means for 170 million women worldwide.-(2)-(2).webp)
Last Updated : 03 Jun 202620-Minute Workouts for Busy Professionals | Stay Fit Fast4 proven 20-minute workout routines for busy professionals. HIIT, strength, office-friendly & fat-burning cardio — stay fit without long gym sessions.
Last Updated : 22 Sep 2026How to Check Medical Insurance Status with Emirates ID | UAECheck your UAE medical insurance status instantly using your Emirates ID — via DHA, DOH/TAMM, MOHAP, or your insurer's portal. Step-by-step guide, updated 2026.
Last Updated : 17 Sep 2026Best Health Insurance Companies in Dubai, UAE 2026Find the Top 10+ Health Insurance Companies in Dubai, UAE Offering Comprehensive Health Insurance Coverage and Exceptional Services at Affordable Prices.
Last Updated : 26 May 2026How to Check the Status of Your Health Insurance Online?The easiest way to get familiar with your plan details or check the active status is to do it online. Let’s figure out how to check if your health insurance plan is active online.
Last Updated : 08 Jan 2026Dental Insurance UAE: Dental Insurance Types, Coverage & BenefitsDental Insurance UAE: Know All about Dental Insurance, Types, Coverage & Benefits. Dental Insurance Covering Most of the Dental Treatments, You can Drop off Your Worries About Costly Therapies.
Last Updated : 11 Feb 2026Can You Buy Health Insurance for New Born Baby in UAE?Don't know whether you can buy medical insurance for new born baby in UAE? In this article we’ll share everything you need to know about health insurance for newborn baby.
Last Updated : 27 Nov 2025Where Can I Get Medical Help Without Having Health Insurance in UAE?Not everyone in the UAE can afford to buy a health insurance policy to avail of quality medical care benefits. To help out such people, we have listed here a few places and ways of getting medical help.
Disclaimer▼
Google Reviews