ADNIC - Shifa Gold Opt - 10
Secure your family's well-being with ADNIC Shifa Gold Opt - 10, an exclusive health insurance package covering a diverse range of health services, such as critical illness cover, dental and gum treatment, pre-existing and chronic conditions, psychiatry and beyond. This highly flexible ADNIC Shifa Gold Opt - 10 can be customized to perfectly meeting your preferences.read more
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AED 1 million Health cover starting @4/Day
Self Only
Both Self and Family
Family without Self
Domestic Workers
Investor
Worldwide Coverage
Wide Choices
Expert Advice
Regulatory credentials
Licensed by the Central Bank of the UAE (Registration No. 123)
DHA Health Insurance Intermediary Permit No. BRK-00041
Emirates Insurance Federation Membership No. B81
Information on this page is for general guidance only - not personalised financial or medical advice.Plan Summary
Plan NameShifa Gold Opt - 10
Cover AmountAED 2,000,000
Pharmacy LimitUpto AED 1,000,000
TPAADNIC
ADNIC - Shifa Gold Opt - 10 Details
Maternity Cover
Deductible per Consultation
10% up to AED 30 per consultation
Waiting Period
Maternity
any pregnancy, which arises within forty calendar days from the date of policy issuance, shall not be covered under this policy under any condition No waiting period for maternity coverage upon payment of an additional premium, as per underwriting guidelines – coverage begins from Day 1.
Chronic Condition
All medical underwritten conditions will have no
waiting period. Undeclared pre-existing conditions will not be
covered during the policy period and will be underwritten at renewal.
Pre-existing diseases (PED)
Covered only if declared on additional payment
Additional Information
No waiting period applies to the above cases upon payment of an additional premium, as per underwriting guidelines—coverage begins from Day 1. Also, for renewals, no waiting period is applicable.
Hospital Access
Direct access to hospital
Coverage Type
Full Access
Out-Patient Services
Physiotherapy Treatment
Covered
Test, diagnosis, treatments related to surgeries in hospitals
Covered
Pharmacy Limit
Covered
Deductible per Consultation
Covered
In-Patient Services
Room Type
Private (Limited to AED 1,500 per day for outside NTW inside UAE and Overseas for Elective and Emergency Cases)
Other Services
Dental
Up to AED 5000 per person per year (20% co-insurance)
Vision
Up to AED 750 per person per year
Pharmacy Limit
20% Copay
Psychiatric Treatment
Up to AED 10,000
Deductible per Consultation
For Maternity Services: 10% up to AED 30 per consultation
For Other Services: 20% up to AED 30 per consultation
Lab and Scan / X-Ray Deductible
20% Copay
Psychological Counseling Services
Up to AED 10,000
ADNIC - Shifa Gold Opt - 10 Added Network Hospitals
Name
Address
Adam Vital Hospital L.L.C. (Hospitals)
10Th Street, Near Ggico Metro Station, Garhoud, Dubai Uae -
Ahalia Hospital (Hospitals)
Ahalia Hospital, Hamdan Street, P.O. Box - 2419 -
Ain Al Khaleej Hospital - Aan (Hospitals)
Ain Al Khaleej Hospital Building,next to Al Jimi Mall,Al Jimi,AAN -
Ajman Specialty General Hospital (Hospitals)
New Vegetable Market, Hamedeya St., New Industrial Zone,Ajman -
Al Abeer Medical Center Day Surgery Unit Llc (Hospitals)
Al Raha Building Next To Adnoc Petrol Station Hamdan Street Delma Street Madinat Zayed Area, Abu Dhabi -
Al Ahli Hospital Company Llc-Branch 1 (Hospitals)
Ahalia Hospital, Tariff Road , M-24, Mussafah, P.O. Box - 2419 -
Al Ain Hospital (Seha) - Aan (Hospitals)
Eastern Region, Al Ain Hospital Street/Al Ain Hospital round about,Jimmy Area, AAN -
Al Dhannah Hospital (Ex Al Ruwais Hospital - AUH) (Hospitals)
Abu Dhabi, Ruwais, Near Ruwais Mall -
Al Garhoud Private Hospital Llc (Hospitals)
Al Garhoud Private Hospital 48Th Street, Garhoud, Po Box 639 Dubai, Uae -
Al Jalila ChildrenS Specialty Hospital Fz Llc (Hospitals)
Al Jaddaf - Dubai Al Jalila ChildrenS Speciality HospitalPo Box 505001 -
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