ADNIC - Shifa Gold Opt - 10
Secure your family's well-being with ADNIC Shifa Gold Opt - 10, an exclusive health insurance package covering a diverse range of health services, such as critical illness cover, dental and gum treatment, pre-existing and chronic conditions, psychiatry and beyond. This highly flexible ADNIC Shifa Gold Opt - 10 can be customized to perfectly meeting your preferences.read more
4.7/5
41,800
Reviews
AED 1 million Health cover starting @4/Day
Self Only
Both Self and Family
Family without Self
Domestic Workers
Investor
Worldwide Coverage
Wide Choices
Expert Advice
Plan Summary
Plan NameShifa Gold Opt - 10
Cover AmountAED 2,000,000
Pharmacy LimitUpto AED 1,000,000
TPAADNIC
ADNIC - Shifa Gold Opt - 10 Details
Maternity Cover
Deductible per Consultation
10% up to AED 30 per consultation
Waiting Period
Maternity
any pregnancy, which arises within forty calendar days from the date of policy issuance, shall not be covered under this policy under any condition No waiting period for maternity coverage upon payment of an additional premium, as per underwriting guidelines – coverage begins from Day 1.
Chronic Condition
All medical underwritten conditions will have no
waiting period. Undeclared pre-existing conditions will not be
covered during the policy period and will be underwritten at renewal.
Pre-existing diseases (PED)
Covered only if declared on additional payment
Additional Information
No waiting period applies to the above cases upon payment of an additional premium, as per underwriting guidelines—coverage begins from Day 1. Also, for renewals, no waiting period is applicable.
Hospital Access
Direct access to hospital
Coverage Type
Full Access
Out-Patient Services
Physiotherapy Treatment
Covered
Test, diagnosis, treatments related to surgeries in hospitals
Covered
Pharmacy Limit
Covered
Deductible per Consultation
Covered
In-Patient Services
Room Type
Private (Limited to AED 1,500 per day for outside NTW inside UAE and Overseas for Elective and Emergency Cases)
Other Services
Dental
Up to AED 5000 per person per year (20% co-insurance)
Vision
Up to AED 750 per person per year
Pharmacy Limit
20% Copay
Psychiatric Treatment
Up to AED 10,000
Deductible per Consultation
For Maternity Services: 10% up to AED 30 per consultation
For Other Services: 20% up to AED 30 per consultation
Lab and Scan / X-Ray Deductible
20% Copay
Psychological Counseling Services
Up to AED 10,000
ADNIC - Shifa Gold Opt - 10 Added Network Hospitals
Name
Address
NEW MEDICAL CENTRE (Hospitals)
SH ZAYED II STREET - 02-6332255
MEDICLINIC HOSPITALS LLC (AL NOOR HOSPITAL) (EXCLUDING DR.HATEM MOHAMED MOHYELDIN EBEID GD7336) (Hospitals)
KHALIFA STREET - 02-6139796
AL ABEER MEDICAL CENTER DAY SURGERY UNIT. L.L.C (Hospitals)
NAJDA STREET - 02-5095000
AHALIA HOSPITAL (Hospitals)
HAMDAN STREET - 02-6262666
SHEIKH KHALIFA MEDICAL CITY (Hospitals)
KARAMA - 02-8196491
LLH HOSPITAL LLC (Hospitals)
ELECTRA STREET - 80-0555333
MEDICLINIC HOSPITALS LLC (AIRPORT ROAD HOSPITAL) (Hospitals)
AIRPORT ROAD - 02-4944841
CORNICHE HOSPITAL (EXCLUDING DENTAL) (Hospitals)
CORNICHE HOSPITAL - 02-6724900
LLH HOSPITAL AL MUSAFFAH (Hospitals)
MUSAFFAH - 02-5557711
MADINAT ZAYED HOSPITAL (DENTAL INCLUDED EFFECTIVE FROM 01/11/2018) (Hospitals)
MADINAT ZAYED, WESTERN REGION - 02-8071443
Other ADNIC Health Insurance Plans
Health Insurance Popular Searches
Health Insurance Dubai | Dubai Health Insurance Cost | Health Insurance for Kids | Health Insurance Plans for Family | Dental Insurance | Individual Health Insurance | Health Insurance Abu Dhabi | Medical Insurance Sharjah | How to check Medical Insurance status with Emirates ID | Best Medical Insurance in UAE | Health Insurance for Parents | Maternity Insurance UAE
More From Health Insurance
- Recent Articles
- Popular Articles
Last Updated : 17 Jun 2026Buy Insurance in Installments UAE | 0% Interest via TabbySplit your health or car insurance premium into 4 monthly payments at 0% interest with Tabby. No minimum premium. Coverage starts day one. Available at Policybazaar.ae.
Last Updated : 09 Jun 2026How to Boost Immunity in Children Naturally | UAEBoost your child's immunity naturally with proper sleep, balanced diet, daily exercise, and timely vaccinations - no supplements needed in most cases.
Last Updated : 09 Jun 2026Digital Detox: Why Your Brain Needs a Break from ScreensDigital detox is a regular break from screens that reduces stress, improves sleep quality, and boosts productivity. Learn the signs you need one and how to start.
Last Updated : 08 Jun 2026PCOS Officially Renamed PMOS – What It Means for WomenPCOS is now officially PMOS – Polyendocrine Metabolic Ovarian Syndrome. Learn what this landmark 2026 name change means for 170 million women worldwide.-(2)-(2).webp)
Last Updated : 03 Jun 202620-Minute Workouts for Busy Professionals | Stay Fit Fast4 proven 20-minute workout routines for busy professionals. HIIT, strength, office-friendly & fat-burning cardio — stay fit without long gym sessions.-(2).webp)
Last Updated : 03 Jun 2026Plant-Based Diet: Complete Guide to Benefits & FoodsA plant-based diet boosts heart health, weight loss, and immunity. Explore benefits, 5 food groups, and tips to get started in the UAE.
Last Updated : 10 Feb 2026How to Check Medical Insurance Status with Emirates ID?Emiratis will now be able to use their Emirates ID cards not only to go through immigration gates at the airport but to avail of medical services in the UAE.
Last Updated : 22 Jun 2026Best Health Insurance Companies in Dubai, UAE 2026Find the Top 10+ Health Insurance Companies in Dubai, UAE Offering Comprehensive Health Insurance Coverage and Exceptional Services at Affordable Prices.
Last Updated : 26 May 2026How to Check the Status of Your Health Insurance Online?The easiest way to get familiar with your plan details or check the active status is to do it online. Let’s figure out how to check if your health insurance plan is active online.
Last Updated : 08 Jan 2026Dental Insurance UAE: Dental Insurance Types, Coverage & BenefitsDental Insurance UAE: Know All about Dental Insurance, Types, Coverage & Benefits. Dental Insurance Covering Most of the Dental Treatments, You can Drop off Your Worries About Costly Therapies.
Last Updated : 11 Feb 2026Can You Buy Health Insurance for New Born Baby in UAE?Don't know whether you can buy medical insurance for new born baby in UAE? In this article we’ll share everything you need to know about health insurance for newborn baby.
Last Updated : 27 Nov 2025Where Can I Get Medical Help Without Having Health Insurance in UAE?Not everyone in the UAE can afford to buy a health insurance policy to avail of quality medical care benefits. To help out such people, we have listed here a few places and ways of getting medical help.
Google Reviews