Daman Health Insurance also is known as the National Health Insurance company is a leading insurance provider that provides a wide array of insurance solutions all across the UAE. The company was established in the year 2006 and since then has managed to maintain a decent position in the highly competitive UAE insurance market. As of now, it is one of the biggest market players particularly in the health insurance segment providing comprehensive health insurance services and solutions to almost 3 million customers in the UAE.
Health Insurance UAE Plans
Clinic and GP Only
Outpatient services are limited to clinics, However you can direct meet with a specialist with these plans. If you need to go to a hospital, you'll need your doctor's approval. This is local coverage with a limited network of hospitals and clinics available Please note, you can access a hospital (within the network) during life threatening emergency situations.
HAYAH Insurance
Plan NameCare Blue
Medical Cover (AED)250,000
Starting FromAED 5,185/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
E CARE Blue
Clinic Only
Outpatient services are limited to clinics & general practitioner. To access a hospital for outpatient a referral is required from your GP. If you need to go to a hospital, you'll need your doctor's approval. This is local coverage with a limited network of hospitals and clinics available Please note, you can access a hospital (within the network) during life threatening emergency situations.
Takaful Emarat
Plan NameECARE BLUE
Medical Cover (AED)150,000
Starting FromAED 5,566/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
E CARE Blue
Clinic With Specialist
Outpatient services are limited to clinics, However you can direct meet with a specialist with these plans. If you need to go to a hospital, you'll need your doctor's approval. This is local coverage with a limited network of hospitals and clinics available Please note, you can access a hospital (within the network) during life threatening emergency situations.
Orient Insurance
Plan NameHealth Plus - Plan 5
Medical Cover (AED)1,000,000
Starting FromAED 6,780/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
NEXTCARE RN3
Clinic + Hospital Access
You can see specialists and visit local clinics and hospitals directly. Certain plans provide coverage both in your home country and abroad (outpatient would be on a reimbursement bases and emergency situations are covered on a direct billing basis within network). This plan even covers some dental and optical expenses.
Cigna
Plan NameHealthguard Regional
Medical Cover (AED)2,750,000
Starting FromAED 35,756/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
General
Clinic + Hospital Access
You can see specialists and visit local clinics and hospitals directly. Certain plans provide coverage both in your home country and abroad (outpatient would be on a reimbursement bases and emergency situations are covered on a direct billing basis within network). This plan even covers some dental and optical expenses.
GIG Gulf (Previously AXA)
Plan NameGlobal
Medical Cover (AED)7,500,000
Network
The list of hospitals & clinics where your health insurance plan can be applied.
In-house A1
Clinic and GP Only
Outpatient services are limited to clinics, However you can direct meet with a specialist with these plans. If you need to go to a hospital, you'll need your doctor's approval. This is local coverage with a limited network of hospitals and clinics available Please note, you can access a hospital (within the network) during life threatening emergency situations.
Fidelity United
Plan NameHealth First Plan G
Medical Cover (AED)500,000
Starting FromAED 5,083/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
PCP- C Network
Clinic Only
Outpatient services are limited to clinics & general practitioner. To access a hospital for outpatient a referral is required from your GP. If you need to go to a hospital, you'll need your doctor's approval. This is local coverage with a limited network of hospitals and clinics available Please note, you can access a hospital (within the network) during life threatening emergency situations.
Dubai Insurance
Plan NameDubaiCare Next N5
Medical Cover (AED)1,000,000
Starting FromAED 6,097/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
DubaiCare Next
Clinic With Specialist
Outpatient services are limited to clinics, However you can direct meet with a specialist with these plans. If you need to go to a hospital, you'll need your doctor's approval. This is local coverage with a limited network of hospitals and clinics available Please note, you can access a hospital (within the network) during life threatening emergency situations.
Orient Takaful Insurance
Plan NamePlan 5
Medical Cover (AED)1,000,000
Starting FromAED 6,772/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
NEXTCARE RN3
Clinic With Specialist
Outpatient services are limited to clinics, However you can direct meet with a specialist with these plans. If you need to go to a hospital, you'll need your doctor's approval. This is local coverage with a limited network of hospitals and clinics available Please note, you can access a hospital (within the network) during life threatening emergency situations.
RAK Insurance
Plan NameNextcare RN3
Medical Cover (AED)1,000,000
Starting FromAED 6,787/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
NEXTCARE RN3
Dubai National Insurance
Plan NameEssential
Medical Cover (AED)150,000
Starting FromAED 7,350/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
Network - PCP/RN3
Clinic With Specialist
Outpatient services are limited to clinics, However you can direct meet with a specialist with these plans. If you need to go to a hospital, you'll need your doctor's approval. This is local coverage with a limited network of hospitals and clinics available Please note, you can access a hospital (within the network) during life threatening emergency situations.
Adamjee
Plan NameSilk Road
Medical Cover (AED)1,000,000
Starting FromAED 10,500/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
MEDNET Silk Road
Clinic and GP Only
Outpatient services are limited to clinics, However you can direct meet with a specialist with these plans. If you need to go to a hospital, you'll need your doctor's approval. This is local coverage with a limited network of hospitals and clinics available Please note, you can access a hospital (within the network) during life threatening emergency situations.
Watania Takaful (Previously Noor Takaful)
Plan NameNAS NRICare Plan 6
Medical Cover (AED)1,000,000
Starting FromAED 11,058/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
NAS-VN
Clinic + Hospital Access
You can see specialists and visit local clinics and hospitals directly. Certain plans provide coverage both in your home country and abroad (outpatient would be on a reimbursement bases and emergency situations are covered on a direct billing basis within network). This plan even covers some dental and optical expenses.
Abu Dhabi National Insurance Company
Plan NameBronze
Medical Cover (AED)250,000
Starting FromAED 17,993/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
MSHI Bronze
Clinic + Hospital Access
You can see specialists and visit local clinics and hospitals directly. Certain plans provide coverage both in your home country and abroad (outpatient would be on a reimbursement bases and emergency situations are covered on a direct billing basis within network). This plan even covers some dental and optical expenses.
Allianz
Plan NameSelect Pearl (Comprehensive excl CCAD network)
Medical Cover (AED)6,426,800
Starting FromAED 69,520/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
In-house
Clinic + Hospital Access
You can see specialists and visit local clinics and hospitals directly. Certain plans provide coverage both in your home country and abroad (outpatient would be on a reimbursement bases and emergency situations are covered on a direct billing basis within network). This plan even covers some dental and optical expenses.
Sukoon Bupa
Plan NameSelect
Medical Cover (AED)6,239,000
Starting FromAED 69,883/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
Premium Network
Plans shown as per selected filters. T&Cs apply
Plans shown as per selected filters. T&Cs apply
The structural assembly of Daman health insurance is similar to that of a public joint-stock company as approximately 80% of the total shares of the company are owned by the government of Abu Dhabi and the remaining 20% are owned by Munich Re. The national health insurance company aka Daman health insurance is known for its budget-friendly innovative health insurance products that are designed and developed with the objective of providing affordable insurance solutions to each and every resident in the UAE.
If you are a migrant who has recently moved to the UAE or Emirati looking forward to protecting your loved ones against the strokes of uncertainties on the trail of life you’ve reached the right place. In this blog, we will discuss the features and benefits of Daman Health insurance along with various other contributing factors that affect the pricing and coverage of health insurance plans in the UAE. So, stay tuned!
Top Daman Insurance Plans in UAE
Here are the Plans offered by Daman Health Insurance in Dubai, UAE:
The first and foremost benefit offered by Daman Health insurance is comprehensive coverage. As mentioned earlier the company is known for its innovative lineup of health insurance solutions that provide diverse comprehensive coverage so as to protect themselves against medical emergencies.
We all know that modern-day lifestyle and stress levels have led to an exponential rise in life-threatening ailments which can be prevented by small changes in day-to-day life. However, even after taking all the preventive measures, one gets diagnosed with any such ailments it is vital to be financially prepared to combat these illnesses. The best way to prepare yourself is by opting for a comprehensive health insurance plan that will safeguard you and your loved ones against any such unexpected scenario.
With this health insurance, the policyholder gets a wide range of Daman insurance network hospitals that allow covered members to seek quality health care services without worrying about cash payments.
2. Best in Class-services
According to most of the insurance experts, there are various factors that are to be kept in consideration while purchasing a health insurance plan apart from coverage and premium. One of the major factors that fall under this category is the quality of services offered by the provider. Daman health insurance has a decent track record amongst other health insurance UAE providers which makes it the right choice if you are looking forward to getting a Mediclaim policy in the emirates.
The company offers easy to operate online service for its clients making it extremely easy for policyholders to access their services under the health plan. A lot of users are concerned and come up with a common question i.e., how to renew Daman Health insurance online. The answer is simple you can simply visit the website login into your account and click on the renew option on the portal to renew your existing Daman health insurance policy in the UAE.
One of the major benefits offered by Daman health insurance plans is worldwide coverage. It is a well-known fact that almost 80% of the total Emirati population comprises expatriates who have migrated from their native country to the UAE in search of a better lifestyle, employment opportunities. Considering the number of expats in the UAE the company has come up with the feature of worldwide coverage that enhances the protection quotient offered by health plans.
If you are an expatriate residing in the emirates and looking forward to getting a health plan that comes at an affordable price and offers worldwide coverage, Daman health insurance is the right choice for you.
4. Large Network of Partnered Hospitals
Most of the health insurance plans these days provide the feature of cashless hospitalization which requires a contract with hospitals and the medical institutions that are fall under the contract are known as partnered hospitals. One of the primary factors making Daman health insurance the ideal choice for you and your loved ones is the huge network of partnered hospitals. The large network of partnered hospitals allows policyholders to seek cashless services quickly without worrying about managing cash.
Daman essential 5 benefits plan
The top five plans based on the popularity amongst buyers and services offered by Daman health insurance are as follows-
Name of the Plan
Coverage
Enhanced Silver SG with dental
AED 1,000,000
Care Bronze DNE without dental
AED 250,000
Care Chrome DNE with dental
AED 160,000
Care Chrome DNE without dental
AED 160,000
Care Platinum DNE without dental
AED 5,000,000
In a Nutshell
With all the features mentioned in the blog, it is quite clear and evident that Daman health insurance is one of the best health insurance providers in the UAE that offers affordable and reliable solutions for people from all classes of society.Daman Insurance is known for its quality customer service, customers can reach service helpline via contact number +971 2418 4888. In order to ensure that you and your loved ones are secure against the common ailments make sure you get the right health plan in the Emirates.
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