DNI currently has different health insurance plans to meet all your requirements. So, if you are in the market for such insurance plans, learn about the DNI health insurance features and benefits in detail and then decide.
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It’s a known fact that the better way to deal with health related issues is simply by preventing yourself from getting them in the first place instead of getting treated when you have it. Hence the adage – Prevention is better than cure. But the fact is that prevention can cost you as much as the treatment itself. This means, even though you have all the right intentions of preventing yourself from falling ill, financial restraints may make it hard to seek the right consultation and preventive measures. Preventive healthcare plans are designed to tackle this very dilemma. Just like health insurance plans cover your diagnostics and treatment that comes after it, preventive healthcare plans seek to cover the preventive services you take in order to stay disease-free.
As the name suggests, preventive healthcare insurance plans are the ones that offer insurance coverage for the preventive services we take. This can include consultation for a potential ailment, regular health checkups, vaccinations as a form of prevention, dental care, diagnostics tests, etc. Basically, any healthcare service that can be categorized as a preventive measure to control the infection of a disease can be covered by these plans.
|Parameters||Medical Insurance UAE||Preventive Healthcare Plans|
|Basic Definition||Designed to cover diagnostic services and treatment for illnesses covered||Designed to cover preventive healthcare services and some diagnostic services|
|Insured People||Have different plans depending on the type of individual concerned||Offer almost a similar kind of coverage for all individuals|
|Pre-Existing Diseases Cover||Includes pre-existing diseases||Includes pre-existing diseases|
|Premium Amounts||Have a comparatively higher premium||Have a comparatively lower premium|
|Claim Process||May have a relatively more complex claim process||Have a very simple claim process|
|Diagnostic Services||Covered for the most parts||Covered along with radiology and lab tests|
|Serious Illness Cover||Covered with diagnosis and treatment||Not covered for treatment. Diagnosis may be covered.|
Just like we all need preventive healthcare, preventive healthcare insurance plans are also a modern-day requirement for us all. Medical insurance in the UAE is essential for many reasons. One of these reasons - the rising cost of healthcare – is common for preventive healthcare in the UAE as well. With inflation in the cost of treatment services for illnesses, the cost for preventive services has also risen. This makes having insurance plans for preventive healthcare a necessity rather than an option. Since health check-ups are extremely important to ensure your safety from some of the most infectious diseases, it becomes important to back yourself up with preventive healthcare insurance.
Alteration of lifestyle is something out of our control for most parts now. With the fast-paced world and the busier-than-ever lives that we lead, even the most basic needs of our bodies are not fulfilled ideally. In light of that, preventive healthcare services take on the form of the last line of defense against illnesses. Make sure that you and your family are insured with a proper preventive healthcare insurance plan along with having medical insurance in the UAE. Compare the different types, different packages available and different options before you finalise your choice.