Top 5 Reasons to Buy a Health Insurance Plan in UAE

Due to the increasing costs of healthcare, finding affordable healthcare and paying for hospital stays can be difficult financially. Obtaining health insurance for yourself and your family can give you that extra security and make sure that you get the required treatment without worrying about the expenses. ...read more

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The above plans and premiums are for AED 1,000,000 Sum insured for 1 Adult of 30 Years for Dubai city.

Besides the conspicuous advantage of being able to secure your loved ones with a comprehensive plan, possessing a health insurance plan is essential for efficiently handling the increased medical costs. With a health insurance plan on your side, you can focus on the treatment without the worry of exhausting your savings - 

Without further ado, let’s look at the top 5 reasons to buy health insurance in the UAE -

To Secure Your Loved Ones

If you have the right health insurance, you will not have to worry about your loved ones getting adequate medical care if anything unexpected occurs. With these plans, your family members and loved ones can easily avail of the required treatment and have the expenses covered. Instead of securing different plans for each family member, you can opt to cover everyone under the one comprehensive plan when browsing through different options. Take your children and parents who are more prone to infections into consideration when doing so. You can also seek expert advice to select a plan that offers comprehensive coverage as per your specific requirements.

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Counters an Inadequate Insurance Cover

Your current plan like a group health insurance may not be enough if it does not cover potential diseases like treatment of hereditary diseases. Additionally, with medical treatment costs rising significantly, possessing a higher sum insured ensures that all of your medical treatment costs are financially covered. You can always start with a minimum coverage health insurance plan and keep raising the coverage gradually.

Offers Coverage for Pre-existing Medical Conditions

Unlike what many people think, pre-existing conditions are covered by insurance. The only thing to remember is that this coverage has a set waiting period after which you are covered for the disease and that it requires the disclosure of all existing medical conditions.

Helps You Protect Your Savings

​​​​​​​You can effectively handle your medical expenses by securing comprehensive health insurance coverage without the need to use your savings. Some health insurance providers offer cashless treatment in network hospitals, so you will not need to be concerned about reimbursements. Your investments can instead be used for other purposes such as retirement, property, children’s education, and more.

Helps in Dealing with Inflation

The physician consultation fees, costs of diagnostic tests, ambulance charges, operating room charges, medications and pharmacy, and other expenses are also rising gradually. If you are not prepared, these expenses could have a major impact on your budget. You can, however, avoid the strain of medical inflation by choosing a comprehensive health insurance plan.

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