Top Reasons to Buy a Health Insurance Plan

Don’t gamble with your health, get the right cover at the right price.

Health Insurance
Explore Best Health Plans
Worldwide Health Insurance Coverage @AED 4/Day*

T&C Apply

  • Best Price Guaranteed
  • Covid-19 Covered
  • Claim Assistance
Buying health insurance for?
  • Self/Family
  • Domestic Workers
  • Investor

Quotes not found
The above plans and premiums are for AED 1,000,000 Sum insured for 1 Adult of 30 Years for Dubai city.

Due to the increasing costs of healthcare, finding affordable healthcare and paying for hospital stays can be difficult financially. Obtaining health insurance for yourself and your family can give you that extra security and make sure that you get the required treatment without worrying about the expenses. 

Besides the conspicuous advantage of being able to secure your loved ones with a comprehensive plan, possessing a health insurance plan is essential for efficiently handling the increased medical costs. With a health insurance plan on your side, you can focus on the treatment without the worry of exhausting your savings - 

Without further ado, let’s look at the top reasons to buy health insurance in the UAE -

  • To Secure Your Loved Ones - If you have the right health insurance, you will not have to worry about your loved ones getting adequate medical care if anything unexpected occurs. With these plans, your family members and loved ones can easily avail of the required treatment and have the expenses covered.
    Instead of securing different plans for each family member, you can opt to cover everyone under the one comprehensive plan when browsing through different options. Take your children and parents who are more prone to infections into consideration when doing so. You can also seek expert advice to select a plan that offers comprehensive coverage as per your specific requirements.

Health insurance offer banner

  • Counters an Inadequate Insurance Cover - Your current plan like a group health insurance may not be enough if it does not cover potential diseases like treatment of hereditary diseases. Additionally, with medical treatment costs rising significantly, possessing a higher sum insured ensures that all of your medical treatment costs are financially covered. You can always start with a minimum coverage health insurance plan and keep raising the coverage gradually.
  • Offers Coverage for Pre-existing Medical Conditions - Unlike what many people think, pre-existing conditions are covered by insurance. The only thing to remember is that this coverage has a set waiting period after which you are covered for the disease and that it requires the disclosure of all existing medical conditions.
  • Helps You Protect Your Savings - You can effectively handle your medical expenses by securing comprehensive health insurance coverage without the need to use your savings. Some health insurance providers offer cashless treatment in network hospitals, so you will not need to be concerned about reimbursements. Your investments can instead be used for other purposes such as retirement, property, children’s education, and more.
  • Helps in Dealing with Inflation - The physician consultation fees, costs of diagnostic tests, ambulance charges, operating room charges, medications and pharmacy, and other expenses are also rising gradually. If you are not prepared, these expenses could have a major impact on your budget. You can, however, avoid the strain of medical inflation by choosing a comprehensive health insurance plan.

Policybazaar UAE – Helping you navigate the wilderness of the insurance world!

insurer your car

How Does Alhosn Work?

Alhosn app, as mentioned earlier, allows you to check your COVID-19 test results and whether you recently came in contact with an individual diagnosed with the disease. This app generates a unique QR code and uses a colour-coding method.

You can easily find out the results based on the colours - 

  • Grey - Currently, no test results are available for you.
  • Green - You've had a test and are in good health.
  • Red - Your most recent test was positive, and you should consult your local health authority for assistance.

Although it’s not compulsory to download the Alhosn app in the UAE, it must be noted that the app's effectiveness primarily relies on its widespread use to ensure that everyone is protected. Simply put, everyone will be safer as more people utilise the app.

How Alhosn Can Protect Me?

As we saw in detail earlier, the Alhosn application can easily help you find out your COVID-19 test results and stay aware of your surroundings. Using this app, you can easily monitor your health conditions on the go. By adding your family members, you can have a clear understanding of their health condition as well, which allows you to take steps in a timely manner to protect their health. Moreover, as this app allows you to detect whether you came in close contact with a COVID-19-positive person, you can practise general precautions and contribute to the measures taken to curb its spread.

Health insurance offer banner

Wrapping Up

Although several restrictions related to COVID-19 have been lifted, its testing is ongoing in the country. In case you got yourself tested and are wondering how to check Covid test results online in Abu Dhabi, you can now easily do so by using online platforms for the same. With applications like ‘Alhosn’, you can easily find the results for yourself and your family by simply using your mobile phone. 

Policybazaar UAE – Helping you navigate the wilderness of the insurance world!

More From Health Insurance
Recents ArticlesPopular Articles