Peugeot Car Insurance

The company’s first tricycle was built in 1858. In 1889, the company’s first motorized vehicle was introduced in collaboration with Leon Serpollent. Moving from small-scale to mass production, Peugeot unveiled its first mass-produced car, the Peugeot 201, and introduced the famous numbering system to the industry. With a wide range of cars, Peugeot is known for its innovative spirit and dynamism. Peugeot cars still hold a rather special place in the lives of sports and luxury enthusiasts in the UAE. This article will discuss Peugeot car insurance plans available in the emirates and other important aspects related to them. Let’s begin.

Peugeot Car Insurance in the UAE

In the UAE, every vehicle owner must have third-party liability insurance to drive the vehicle on the UAE roads. There are different types of car insurance policies available in the UAE. You can choose your insurance policy depending on your needs and the extent of coverage you wish to get. Peugeot insurance can be availed online in the UAE. You can avail of ideally suitable plans for your car after a proper comparison of policies offered by various Peugeot car insurance companies.

Below are some of the top Peugeot car insurance plans for 3 most popular models in the UAE:

Car Insurance Premium for Peugeot Cars in the UAE

Car insurance premium in the UAE is calculated based on various factors such as the make and model of the car, claim and driving history, geographical location, etc. A fully comprehensive Peugeot insurance cost could go up to 3.25% of the current market value of the vehicle. For example, if the Peugeot car value is between AED 70,000 to AED 90,000, the range of car insurance premiums may vary from AED 2,275 to AED 2,925. However, you can avail of Peugeot insurance in the UAE at a more competitive rate when you purchase your Peugeot, insurance with Policybazaar.ae.

Types of Peugeot Car Insurance Plans in the UAE

Knowing the types of Peugeot car insurance policies available, the extent of coverage offered, and the additional features can help you make a rational decision at the time of purchasing Peugeot insurance online. The following are the types of Peugeot motor insurance policies available in the UAE:

Third-Party Liability Car Insurance

Third-party liability car insurance provides financial protection against the following liabilities when your Peugeot car is involved in an unforeseen accident where you, the policyholder, are at fault:

• Death or bodily injury caused to a third party, either inside or outside the motor vehicle
• Property/vehicular damages caused to a third-party

Comprehensive Car Insurance

Comprehensive car insurance is designed to provide complete financial protection against various risks that include liabilities towards a third party as well as the loss or damage caused to the own vehicle. This includes third party property damage, bodily injury, and death along with the loss or damage caused to the insured motor vehicle due to accidents, man-made calamities, etc. A comprehensive Peugeot only comes into effect when you, the policyholder, are at fault for the accident.

These car insurance policies are flexible and customizable allowing you to avail yourself of the additional benefits to enhance the coverage.

Why Buy Peugeot Insurance Policy?

Buying comprehensive car insurance is a vital requirement for various reasons. Let’s take a look at some of the major reasons to buy comprehensive Peugeot car insurance for your car:

• The right car insurance can protect you, your family as well as others during an unforeseen event by providing the necessary financial risk coverage.
• With the appropriate coverage, you can manage the repair or replacement cost of your Peugeot car without any hassles.
• Peace of mind is the main reason to purchase a comprehensive car insurance plan. Most damages are unexpected and unavoidable. Having the right insurance coverage that provides optimum financial support can give you peace of mind during such events.
• Cashless car insurance claims make it more convenient and hassle-free to claim insurance benefits.

Inclusions of Peugeot Insurance Policy

The following is the scope of coverage offered under a comprehensive insurance policy for your Peugeot car:

• Loss or damage to a third-party vehicle resulting in the death of or bodily injury suffered by third-party people
• Loss or damage caused to third party’s personal property
• Own loss or damage arising from an accidental turnover, run-over, collision, theft, etc.
• Loss or damage to the insured vehicle due to an external explosion, fire, lightning, or spontaneous combustion
• Loss or damage arising from a third-party wilful malicious act
• Loss or damage arising from robbery or theft
• Loss or damage to the insured motor vehicle during land transport, water transport, transit via lifting machinery, or elevator (both loading and unloading are included in the process)
• Personal injury of the insured
• Damages caused by riots, civil commotion, and strikes
• Loss of personal belongings cover  
• Agency repairs cover
• Windscreen damage covers

Add-on Covers for Peugeot Insurance Plans

You can avail the additional benefits by opting for add-on covers offered with comprehensive Peugeot insurance plans. Following are some commonly available add-on covers offered by Peugeot insurance companies:

• GCC cover: This add-on extends the territorial limits of the policy to Oman, Saudi Arabia, Kuwait, Qatar, and Bahrain
• Key replacement cover: This provides cover for lost or stolen key replacement along with break-in protection.
• Auto gap cover: Gap insurance Peugeot provides complete coverage against the total loss that may arise from an accident or theft.
• Off-road cover: This add-on provides coverage for loss or damage caused while off-road driving. The off-roading cover is only provided for 4x4 cars.
• Roadside assistance cover: Peugeot insurance services included under roadside assistance are vehicle towing, mechanical repairs, lock-out service, battery boost service, changing flat tires and emergency fuel delivery, etc.
• Personal accident cover for driver: Compensation for death or bodily injury of a named driver or owner is covered under this add-on.
• Personal accident cover for passengers: Compensation for death or bodily injury to passengers of the insured motor vehicles is covered under this add-on.

Add-on covers offered may vary from insurance company to insurance company. You could avail of only the covers offered with the plan you have chosen. Some plans may include a few of the aforementioned add-ons as.

Exclusions of Peugeot Insurance Policy 

Let’s take a look at some general exclusions of the comprehensive Peugeot car insurance policy:

• Accidents that occur outside the geographical area specified in the policy
• Electrical or mechanical breakdown
• Damage or loss resulting when using the vehicle for purposes other than those stipulated in the car insurance policy
• Damage or loss caused while being involved in an illegal activity
• Damage or loss caused due to an intentional or wilful act
• Damages caused to own vehicle when the driver has no valid driving license
• Consequential losses
• Damage or loss to the insured vehicle when it is being operated under the influence of alcohol, narcotics, or intoxicating drugs
• Loss or damage caused due to natural calamities not included in the plan coverage
• Damage caused by war and nuclear perils

Process of Car Insurance Renewals for Peugeot Cars

Peugeot car insurance renewal can be easily done online following a few simple steps. You can do it through our official website, Policybazaar.ae. All you need to do is log on to Policybazaar.ae and log in using your customer credentials. Click on the ‘car insurance renewal’ tab in your profile. Input your existing policy details along with your personal details to get the Peugeot car insurance quote for renewal. You can check the details and choose a plan before you proceed to finalise the renewal. Get the add-ons you require and fill out the application. Make premium payments to complete the process of Peugeot insurance renewal.

You may also be able to renew your Peugeot Insurance Policy using the provider’s website. Follow the prescribed steps to complete your Peugeot Insurance plan renewal. You can also complete your Peugeot Insurance renewal from a branch office of the provider.

Peugeot Car Insurance Claim Procedure

Let’s take a look at the step-by-step claim processes for the Peugeot car insurance claim submission:

• Inform your insurer

Initiate the Peugeot car insurance claim by immediately reporting the incident to the police and your insurance company. As soon as you inform the police, they would carry out the investigation and provide you the first information report which is an important document for making an insurance claim. You can report the incident to your insurance company via phone call, email, or online and initiate the claim.

• Document submission

The next step is to collect the relevant documents and submit them to the insurance company along with a duly filled claim form. You can get the claim form from the official website of the provider.

• Assessment of claim

After the submission of documents, the insurance company appoints the surveyor to assess your claim. The insurer will send approval upon receiving the surveyor’s report.

• Get the claim reference number

Ensure to get the claim reference number from your car insurance company to track the progress of your Peugeot car insurance claim.

• Final settlement of the claim

You can take your car to a nearby network or agency garage for repairs after receiving approval for the claim. The claim amount will be directly paid to the authorized garage once the vehicle is repaired and deductibles have been paid.

Documents Required for Peugeot Car Insurance Claims

Document collection and submission is an important part of submitting car insurance claims. It is important to ensure you have all the relevant documents and proof of the incident (if any) before you make the claim.  Here are some of the important documents that you need to submit for Peugeot car insurance claims:

• Peugeot car insurance claim form (duly filled)
• Peugeot car registration document
• Driving license
• Policy number
• Police report
• Car modification certificate (if any)
• Proof (picture or video) of the incident, if captured

The insurance company might ask for additional documents in certain cases depending on the nature of the claim.

How to Buy Peugeot Car Insurance Online?

Buying Peugeot car insurance online is an extremely easy and simple process. All you need to do is visit Policybazaar.ae and open the car insurance section. Find the lead form on this page and fill it out. Input your car brand as ‘Peugeot’ and provide all the details of your car to get Peugeot insurance quotes from various insurance companies. You can compare the quotes, and policy features and then click on the ‘buy’ button of the policy that you intend to buy. Make the premium payment to complete the buying process. Your policy document will be sent to your registered email id instantly and the coverage will begin shortly after that.

Why Buy from Policybazaar.ae?

Following are some of the many benefits of purchasing your Peugeot Insurance plans from Policybazaar.ae:

• Research, compare and purchase from a single optimised platform.
• No middlemen and no hidden charges on your insurance plans – complete transparency.
• Highly cost-effective Peugeot Insurance plans from top insurance providers in the UAE.
• 24x7 customer support to help you through all your insurance-related troubles.
• In-house insurance experts to guide you with your purchases.

Let’s take a look at some frequently asked questions about Peugeot insurance plans in the emirates by other policyholders and car owners:

Frequently Asked Questions

Q1. Is the Peugeot car insurance policy expensive in the UAE?

Ans: Peugeot car insurance policies in the UAE are available at highly competitive rates. Most basic Peugeot Insurance plans only cost about 2% to 6% of the current market value of the car.

Q2. When should I renew my Peugeot car insurance policy in the UAE?

Ans: The car insurance companies in the UAE require yearly renewals for Peugeot car insurance coverage.  A grace period of 30 days is offered to renew the policy.

Q3. From where can I purchase insurance for my Peugeot car?

Ans: You can purchase Peugeot insurance conveniently via Policybazaar.ae in a few minutes only. Alternatively, you can also use the provider’s website or branch offices.

Q4. How is the Peugeot car insurance price calculated?

Ans: Peugeot insurance costs may vary based on various factors. Some key influencing factors are insured declared value of the vehicle, vehicle’s make, model, variant and year of built, city of registration, type of coverage, add-ons and claim history.

Q5. What insurance company does Peugeot car use?

Ans: Peugeot in the UAE is associated with many car insurance companies through PSA insurance and financial services. Plans from Peugeot tie-up insurance companies can be bought from Policybazaar.ae or the official website of the provider.

Policybazaar UAE – Helping you navigate the wilderness of the insurance world!