Geely Car Insurance

Geely cars are known to be eco-friendly, safe, energy-efficient, and affordable. Geely currently offers Sedans, Crossovers, SUVs, and MPVs in its product range. In the UAE, Geely is partnered with Union Motors and has launched some highly popular models like Emgrand X7 Sport, Emgrand GS Sport & EC7. This article will navigate all the important things every Geely car owner must know about Geely car insurance plans available in the UAE. Let’s begin with the basics.

Geely Car Insurance in the UAE

As per UAE law, car insurance is a compulsory requirement for any car owners to drive their car on road. Car insurance coverage for your Geely cars can be availed via the integrated online platform of Policybazaar.ae. As an alternate, you can also get it through the dealership. However, insurance plans offered by dealerships are generally neither comprehensive enough nor cost-effective. You can compare Geely car insurance online and then buy a customized cover to ensure that all your requirements are ideally satisfied.

Refer to the below-given tables and find the top Geely car insurance plans available in the UAE:

Car Insurance Premium for Geely Cars in the UAE

Car insurance premiums for Geely cars in the UAE may range from 1.25% to 3% of the current market value of the car. Geely car insurance quotes can be obtained from the online platform of Policybazaar UAE by providing the details of your car such as make, model, variant, manufacturing year, etc. along with your personal details. Although, Geely car insurance costs may vary from one insurance company to another depending on the extent of cover they offer and a few other factors. You can compare the Geely insurance quotes online on Policybazaar.ae to find a cost-effective Geely car insurance plan.

Types of Geely Car Insurance Plans in the UAE

There are various types of Geely car insurance plans available in the UAE. Understanding each type of Geely insurance plan and the extent of coverage they offer can help you avail of the right coverage for your Geely car. Let’s take a look at the types of Geely car insurance plans available in the emirates:

Third-Party Liability Insurance

Third-party liability insurance in the UAE is basic insurance coverage available at a minimal cost. Third-party liability insurance provides coverage against liabilities arising from the death of, bodily injury or vehicular damages incurred by a third party in an accident where you, the insured person, are at fault. Some policies also provide coverage for third-party property damages and ambulance services.

Comprehensive Car Insurance

A comprehensive car insurance plan available in the UAE offers coverage for both third-party liabilities and personal loss & damage incurred in an accident where you, the policyholder, are at fault. Geely comprehensive insurance provides complete financial protection by securing the insured vehicle against damages arising from various types of threats and incidents such as accidents, theft, robbery, vandalism, etc.

Comprehensive car insurance can be customized using add-on covers or riders. These benefits are generally not included in the standard policy but can be availed for an additional premium. Some popular add-on covers available in the UAE are natural calamity cover, depreciation waivers, roadside assistance, etc. Some Geely insurance companies offer comprehensive car insurances that may include some of these popular add-on covers as basic coverage of the plan to make them more comprehensive.

Why Should You Buy Geely Insurance Policy?

A proper Geely comprehensive insurance policy helps cushion the blow of financial complications that may arise from unfortunate incidents like accidents and theft. Let’s take a look at some key reasons to buy Geely insurance:

• Gives protection against legal and financial liabilities towards a third party arising from an incident/accident where you are at fault.
• Gives you protection against unplanned liabilities and unforeseen damages incurred by your vehicle from accidents, theft, vandalism, fire, lightning, etc.
• Helps you avoid the financial burden that may arise from repair and replacement expenses of your car.
• Customized comprehensive coverage may also cover passengers’ injury, death and disability in a road accident.
• All insurance providers offer quick and hassle-free cashless claims along with a wide network of agency and network garages.
• Helps your cover the legal requirements related to car insurance set by the UAE government.

Inclusions of Geely Insurance Plans

Let’s take a look at some general inclusions of a standard car insurance policy for Geely cars:

• Death or bodily injury of a third-party person (including the passengers in the third-party motor vehicle)
• Damage to personal items and properties of third-party
• Damages incurred by the third-party vehicle
• Ambulance fees
• Loss or damage incurred by the insured motor vehicle in an accident, collision, run-over, turnover, riots and strikes or natural calamities
• Theft or robbery of the car or car accessories
• Loss or damage arising from spontaneous combustion, external fire, lightning, or explosion
• Accidental loss or damage where an unidentifiable third party is at fault
• Loss or damage to the insured motor vehicle while in transit via road, waterways, elevator, lift, etc. (including the loading and unloading process)
• Coverage for emergency medical expenses for treatment of policyholder’s injuries sustained in an accident
• Personal injury cover for the policyholder
• Coverage for damages caused by natural calamities prevalent in the UAE
• Windscreen damage cover

Add-on Covers for Geely Insurance Plans

You can customize your Geely car insurance policy using add-ons offered by most Geely insurance companies in the UAE. Let’s take a look at some important add-ons offered with Geely comprehensive insurance plans:

• Rent-a-car benefit: This add-on offers a rental car service benefit while the insured car is undergoing repairs for accidental damages, fire damages or has been stolen.

• Off-road coverage: In this, the policy coverage is extended to cover off-road damages incurred by 4x4 cars like SUVs.

• Personal accident cover: Personal accident cover can be availed for a named driver or the passengers in an insured vehicle which covers them against the losses suffered due to death or injury in an unforeseen event.

• Geographical expansion cover: This add-on extends the geographical application of the policy benefits to areas like Oman and Qatar.

• Auto gap cover: Gap insurance Geely covers the difference between the settlement amount received for the totalled car and the car loan amount due for repayment if you have financed your Geely car.

• Agency repairs cover: In this add-on, the policy covers repairs done at agency garages in addition to network garages of the plan.

Apart from the riders mentioned above, several other Geely insurance services can also be availed with add-ons like roadside assistance cover, valet parking theft cover, key replacement cover, etc. However, add-ons available with an insurance plan may vary from one insurance company to another. Be as picky as you can while availing of add-ons to ensure that your enhanced car insurance coverage does not end up costing you a lot more than your budget allows.

Exclusions of Geely Insurance Plans

The following are the general exclusions of Geely motor insurance plans:

• Loss or damage to the insured vehicle when involved in a fraudulent or criminal act
• Loss or damage caused due to electrical or mechanical breakdown, rust, oxidization, or inherent vice
• Consequential losses and damages
• Loss of damage caused to the insured motor vehicle due to normal wear and tear
• Accidents that occur outside the territorial limits specified in the policy
• Losses directly or indirectly arising from invasion, foreign enemy hostilities, war, warlike operations, civil war, mutiny, rebellion, etc.
• Losses arising from the usage of a vehicle for a purpose other than that are specified in the insurance application
• Losses directly or indirectly arising from nuclear explosions, ionizing radiation, contamination by radioactivity, and other nuclear perils
• Loss or damage caused when the vehicle is being operated without a valid driver’s license
• Loss or damage caused when the vehicle is being driven under the influence of narcotics, alcohol, or other intoxicating substances
• Damages or losses due to voluntary neglect of the owner/driver

Process of Car Insurance Renewals for Geely Cars

Geely car insurance renewal can be done online via the official website of Policybazaar UAE. The process of Geely insurance renewal using Policybazaar.ae involves only a few simple steps. Open the website and log in using your customer credentials. Find the car insurance renewal option and click to begin it. Input the required details to your car and previous insurance plan to get Geely car insurance quotes. Compare and choose a plan you wish to proceed with and complete the application formalities. Pay the premium online to complete your Geely insurance renewal. 

If you are a new customer at Policybazaar.ae, you can complete your Geely car insurance renewal using our lead form available on the main car insurance page. Open the form and fill out the required details. Submit it to get Geely car insurance quotes. Compare and choose the plan you like the best and complete the application process. Pay the premium and finalise your purchase.

You can also get your Geely car insurance renewal done from the provider website. Visit the official website of your provider and follow the required steps. You may also visit a nearby branch office of the provider to complete your Geely insurance renewal.

Geely Car Insurance Claim Procedure

The claim procedure for a Geely car insurance policy is quite simple and swift. The following is a step-by-step guide you can follow to successfully submit a Geely car insurance claim:

• Inform the insurer

Initiate the Geely car insurance claim by reporting the incident to your Geely insurance company immediately. You can report the incident via phone call, email, or via online platform. Also call the police and obtain the police and report the incident. Get the first incident report of the accident which is essential for processing the claim.

• Collect and submit documents

Ensure to collect all the relevant documents as asked by your Geely car insurance company and submit them along with a duly filled claim form.

• Receive the claim reference number

The insurance company sends out a claim reference number on your phone which can be used to track the status of your claim.

• Claim assessment

As soon as you submit the claim documents, the insurance company appoints a surveyor to assess the loss. The surveyor will also assist you with further steps after the assessment of claim documents.

• Approval and settlement of the claim

After the verification of documents and reviewing of the claim survey report, approval will be sent. Now you can take your car to a nearby network or agency garage. Pay the due deductibles and get the repairs started.

Documents Required for Geely Car Insurance Claims

Submitting the right documents such as proofs of the incident, policy details, police reports, etc. helps in avoiding rejection of claims or delay in settlement. The following are the documents that you need to submit for Geely car insurance claims:

• Geely car insurance claim form (duly filled)
• Policy number
• Driver’s license
• Registration card
• Police report of the incident
• Car modification certificate, if applicable
• Proofs and details of the incident (optional)

Your Geely insurance company may ask for additional documents depending on the nature of the claim.

How to Buy Geely Car Insurance Online?

Purchasing your Geely car insurance plans is an easy and swift procedure when Policybazaar UAE is your insurance partner. All you need to do is log on to Policybazaar.ae and fill out the lead form available on the main car insurance page to buy Geely insurance online. Submit the lead form to get redirected to our Geely insurance quotes page where you can find top car insurance plans from various car insurance companies. Compare the quotes, browse the features and click on the buy button to proceed. Complete the application process by submitting the form, and required documents and paying the premium.

Why Buy from Policybazaar.ae?

Making Policybazaar.ae your insurance partner will come with the below-given benefits:

• Exclusive access to the best Geely car insurance quotes in the emirates from the top providers.
• 24x7 customer service department ready to help you through any possible issue.
• Year-round discounts, deals and specials offer just for our customers.
• Ease of comparison, research and purchase.
• In-house experts to guide you through the entire insurance purchasing procedure and more.
• Safe payment platforms to ensure optimum transaction security.

Below given are some frequently asked questions about Geely car insurance plans that most Geely owners are asking. Navigate to learn more:

Frequently Asked Questions

Q1. Are Geely cars expensive to insure?

Ans: Buying Geely insurance online in the UAE is quite cost-effective. Your Geely car insurance policy may cost only 1.25% to 3% of the current market price of your car.

Q2. What does my Geely car insurance cover?

Ans: The coverage of your Geely car insurance depends on the comprehensiveness of the plan and the add-ons you have chosen. Geely comprehensive car insurance provides you complete financial protection against third-party liabilities, accidental damage to the insured vehicle, damages due to natural calamities, car replacement during total loss, etc.

Q3. From where can I purchase insurance for my Geely car?

Ans: You can purchase your Geely car insurance plan from Policybazaar.ae with minimal documentation. You may also buy it using the provider’s website or one of the nearby branches.

Q4. How is the Geely car insurance price calculated?

Ans: Geely insurance costs are calculated based on key factors like the current market value of the car/insured declared value of the vehicle, coverage type, make and model, manufacturing year, driver’s age, driving history, previous claim history, etc.

Q5. Is it better to buy my insurance from a Geely tie-up insurance company?

Ans: You can choose any provider for your Geely car insurance plan, whether a Geely tie-up company or an independent provider. Just make sure that plan you pick ideally suits all your requirements.

Policybazaar UAE – Helping you navigate the wilderness of the insurance world!