BYD Song Plus Car Insurance

According to the BYD official website, it delivers fuel consumption of 5.1L/100km (WLTP) and can accelerate from 0–100 km/h in 5.9 seconds (AWD variant). Because it is a hybrid SUV with advanced battery and safety technology, choosing the right BYD Song Plus car insurance is important to financially protect both the vehicle and its high-value components.

Top Features of BYD Song Plus Car in the UAE

The BYD Song Plus DM-i, as mentioned earlier, is a family plug-in hybrid SUV with a strong focus on safety, efficiency, and comfort. The vehicle combines hybrid power, smart driving assistance, advanced safety systems, and modern interior technology. 

Category	Feature	Details*
Hybrid Technology	Electric Hybrid System (EHS)	Revolutionary Electric Hybrid System
Battery	Blade Battery Technology	Ultra-Safe Blade Battery Technology
Fuel Efficiency	WLTP Consumption	5.1L/100km (WLTP)
Performance	Acceleration	0–100 km/h in 5.9 seconds (AWD)
Safety	Dipilot Driving Assistance	Advanced driver assistance system
Safety	360° Camera	Surround view camera system
Safety	Blind Spot Detection (BSD)	Included in safety systems
Safety	Automatic Emergency Braking (AEB)	Part of ADAS features
Comfort	Dual Zone Automatic AC	Dual temperature zone air conditioner
Interior	12.8" Rotating Display	Electric rotating touchscreen with connectivity features
Charging	EU Type 2 Charge Port	Standard EU Type 2 charging port
Air Quality	PM2.5 Air Purification System	High efficiency air filter system

*For reference only 

BYD Song Plus Warranty & Battery Coverage

When you buy a BYD Song Plus in the UAE, the manufacturer provides a comprehensive warranty package that covers key components of the vehicle for many years. This warranty gives you peace of mind, especially since hybrid systems and high-voltage batteries can be costly to repair without proper coverage.

Warranty Type	Coverage Duration
Vehicle Limited Warranty	6 years or 150,000 km (whichever comes first)
High-Voltage Battery & Drive Unit Warranty	8 years or 150,000 km (whichever comes first)
12V Battery	Covered for 6 years or 150,000 km (typical across BYD models)

1. The vehicle-limited warranty includes protection for most major mechanical and electrical components.
2. The battery and drive unit warranty focuses on the high-voltage battery system and the electric drive components — a critical part for hybrid vehicles like the Song Plus. It often includes a minimum retained capacity level (for example, 70 % or more) throughout the warranty period.
3. The warranty figures (years and kilometers) are based on general BYD UAE warranty terms and are corroborated by regional sources on Song Plus specifications and warranty.

Estimated BYD Song Plus Car Price in the UAE

The BYD Song Plus plug-in hybrid SUV is positioned as a competitively priced family SUV in the UAE market. Based on local car pricing sources and the official BYD UAE listings, here is an approximate price range for new models — 

Variant	Approximate Price (AED)
BYD Song Plus DM-i (FWD)	AED 119,900 (starting price)
BYD Song Plus DM-i (AWD / Premium)	Up to AED 144,900

1. The starting price of AED 119,900 reflects the base plug-in hybrid model available with standard features and safety systems.
2. Higher trims with additional safety, comfort, and performance features may go up to AED 144,900 in the UAE.

Note: These prices are approximate manufacturer or market figures. Actual costs may vary with dealership offers, promotional discounts, registration, taxes, and other fees.

Comprehensive vs Third-Party Insurance for Hybrid SUVs – Which is Better?

When buying BYD Song Plus motor insurance in the UAE, you will mainly choose between —

1. Third-Party Liability Insurance
2. Comprehensive (Loss & Damage) Insurance

What is Third-Party Insurance?

Third-party insurance covers your legal liability if your BYD Song Plus causes — 

1. Bodily injury or death to a third party
2. Property damage to a third party

As per the Unified Motor Vehicle Insurance Policy Against Third Party Liability, the insurer compensates the injured third party for damages arising from the use or parking of the insured vehicle. It does not cover damage to your own BYD Song Plus.

What is Comprehensive Insurance?

Comprehensive insurance (also called Loss & Damage cover) protects — 

1. Damage to your own vehicle
2. Accidental collision damage
3. Fire damage
4. Theft
5. Natural disasters (if included in policy terms)

The Unified Motor Vehicle Insurance Policy Against Loss and Damage states that the insurer compensates the insured for damage to the vehicle as per policy terms and insured value. This is especially important for hybrid SUVs like the BYD Song Plus because it includes high-value components such as the Blade Battery system and advanced safety electronics.

Best BYD Song Plus Car Insurance Plans in the UAE (Third-Party Plans)

Find below some of the best BYD Song Plus car insurance plans in the UAE —

Insurer	Plan Name	Third-Party Damage Limit	Territorial Coverage	Damage to Insured Vehicle	Blood Money (Bodily Injury Liability)	Additional Benefits
QIC (Qatar Insurance Company)	QIC Third Party Liability	Up to AED 2 Million	UAE Only	Not Applicable	Unlimited (As per UAE Court)	–
Methaq Takaful	Methaq Third Party Only	Up to AED 2 Million	UAE Only	Not Applicable	Unlimited (As per UAE Court)	–
Sukoon Insurance	Sukoon Third Party Liability	Up to AED 2 Million	UAE Only	Not Applicable	Unlimited (As per UAE Court)	Ambulance Service – Up to AED 6,770
RAK Insurance	RAKINSURANCE Third Party Only (RI)	Up to AED 2 Million	UAE Only	Not Applicable	Unlimited (As per UAE Court)	Ambulance Service – Up to AED 6,770

Inclusions and Exclusions – Comprehensive (Loss & Damage) Insurance

Check out the key inclusions and exclusions of comprehensive BYD Song Plus car insurance in the UAE — 

✅ What is Covered	❌ What is Not Covered
Accidental damage to your BYD Song Plus Collision or overturning Fire or explosion Theft or attempted theft Natural disasters (as defined in policy) Total loss compensation (insured value after depreciation)	Normal wear and tear Driving without a valid licence Driving under influence Damage outside territorial limits Basic deductible payable by insured

Add-Ons Available for BYD Song Plus Car Insurance

Here are some common add-ons available with comprehensive BYD Song Plus car insurance —

• Personal Accident Cover – Provides compensation in case of accidental death or permanent disability of the driver or passengers
• Agency Repair Cover – Allows your BYD Song Plus to be repaired at the authorised dealer workshop instead of a network garage
• Roadside Assistance – Offers 24/7 support such as towing, battery boost, and emergency breakdown help
• Car Replacement / Rent a Car Cover – Provides a temporary replacement vehicle or daily allowance while your car is under repair
• Natural Disaster Cover Extension – Extends protection against risks like floods or similar events as defined under the policy 

How are BYD Song Plus Car Insurance Premiums Calculated?

The premium for BYD Song Plus auto insurance is calculated based on several risk and vehicle-related factors. Check out the key elements that insurers consider — 

• Insured Vehicle Value – Higher insured value increases the premium amount
• Type of Coverage – Comprehensive insurance costs more than third-party insurance due to wider protection
• Driver’s Age & Experience – Younger or less experienced drivers may attract higher premiums
• Claims History – Previous claims can increase the premium
• Deductible Amount – Higher voluntary deductible may reduce the premium
• Vehicle Specifications – Hybrid systems, battery technology, and repair cost influence pricing
• Territorial Limits – Coverage within UAE or extended limits can impact cost
• Add-Ons Selected – Agency repair, zero depreciation, and roadside assistance increase premium

Documents Required to Buy BYD Song Plus Car Insurance

To buy BYD Song Plus car insurance in the UAE, insurers generally require the following documents as part of the insurance application process — 

• Emirates ID – Copy of the policyholder’s valid Emirates ID
• Driving Licence – Valid UAE driving licence of the main driver
• Vehicle Registration Card (Mulkiya) – Copy of the vehicle registration document
• Previous Insurance Policy (if applicable) – For renewal or transfer of no-claims history
• Vehicle Details – Make, model, year, and specification as declared in the insurance application 

Claim Process of BYD Song Plus Car Insurance

The claim process for BYD Song Plus car insurance follows the UAE Unified Motor Policy procedure. Take a look at the main steps — 

• Inform the Police Immediately – In case of an accident, report the incident and collect the official police report.
• Notify the Insurance Company – Inform the insurer as soon as practically possible. You can do this through phone or email.
• Submit Required Documents – Provide the police report, driving licence copy, and vehicle registration copy.
• Vehicle Inspection – The insurer appoints a surveyor to assess the damage before approving repairs.
• Repair Authorisation – Once approved, repairs are carried out at the authorised workshop as per policy terms.
• Pay Deductible (If Applicable) – You need to pay the basic deductible amount mentioned in the policy.
• Claim Settlement – The insurer settles the claim as per policy coverage and insured value.

Frequently Asked Questions (FAQs)