Bestune Car Insurance in UAE:

Understanding the Bestune Brand in the UAE

Bestune, earlier known as Besturn, is an automotive brand owned by FAW Group (First Automobile Works). It is one of China’s oldest and largest automobile manufacturers, established in 1953. FAW also owns premium marques like Hongqi and the commercial vehicle brand Jiefang. Globally, FAW has a strong financial and operational footprint —

• Registered capital of RMB 35.4 billion
• Total assets exceeding RMB 457 billion
• Over 3 million vehicles delivered annually
• Ranked 87th in Fortune Global 500
• Al Khalid Auto, part of the Al Khalid Group (founded in 1963), has been the distributor of Bestune since 2021

With a flagship facility on Sheikh Zayed Road, Al Khalid Auto offers sales, servicing, spare parts, financing, and warranty-backed ownership. All of this makes Bestune a reliable long-term choice for UAE residents.

Why Does Insurance Matter More for Bestune Cars in the UAE?

Bestune cars come with —

• Advanced safety technology
• Turbocharged engines
• Smart electronics and driver-assist features
• A 6-year manufacturer warranty

These features make Bestune comprehensive insurance in UAE far more practical than basic cover. Repairs involving sensors, electronics, or body panels can be expensive without proper insurance, especially if agency or premium garages are required to maintain warranty validity.

Why Does Insurance Matter More for Bestune Cars in the UAE?

Bestune cars come with —

• Advanced safety technology
• Turbocharged engines
• Smart electronics and driver-assist features
• A 6-year manufacturer warranty

These features make Bestune comprehensive insurance in UAE far more practical than basic cover. Repairs involving sensors, electronics, or body panels can be expensive without proper insurance, especially if agency or premium garages are required to maintain warranty validity.

Types of Bestune Car Insurance in UAE

Before comparing prices, it’s important to understand which insurance type suits your Bestune model and usage —

Third-Party Liability Insurance (Mandatory in UAE)

Third-party insurance is the minimum legal requirement for driving in the UAE. It covers damage or injury caused to others but does not protect your Bestune.

This option works best if —

• Your Bestune is older
• The resale value is low
• You want the cheapest legal cover

Example: If you accidentally damage another car in Sharjah, third-party insurance pays for their repairs. However, the costs related to your Bestune’s damage come out of your pocket.

Comprehensive Insurance (Strongly Recommended)

Comprehensive insurance offers wider protection and is considered the best insurance for Bestune cars in UAE, especially for newer models.

It typically covers —

• Damage to your Bestune due to accidents
• Third-party liability
• Fire and theft
• Natural calamities (with add-on)
• Personal accident cover

Example: If heavy rain floods your parking area in Dubai and damages your Bestune T99’s electrical system, a comprehensive policy with natural calamity cover can save you from a major repair bill.

How Much Does Bestune Vehicle Insurance in UAE Cost?

Insurance premiums depend on the model, insured value, driver profile, and coverage type.

• Third-party insurance for Bestune cars generally starts from AED 630
• Comprehensive insurance cost is not fixed and depends on multiple factors

The final premium depends on —

• Model and year of the Bestune car
• Insured Declared Value (IDV)
• Agency vs non-agency repair
• Driver profile and claims history
• Add-ons like flood cover, Oman cover, roadside assistance, and more

Due to these variables, you can find out the exact premium only after comparing live quotes.

Did You Know the Average Maintenance Costs for Bestune Cars? On average, annual maintenance for a Bestune car in the UAE ranges between AED 1,500 and AED 2,500. This typically covers routine servicing such as oil and filter changes, brake checks, tyre rotation, and basic inspections.  Actual costs can vary based on the model, service centre, and driving habits. Bestune B70 and higher-end variants may fall on the higher side due to advanced electronics and feature-rich components. Bestune T77 and similar compact models are generally more economical to maintain. This is due to simpler mechanical systems and lower service costs.

What Does Bestune Car Insurance in UAE Cover?

Here’s a list of how and when Bestune car insurance coverage actually helps —

Inclusions Under Bestune Comprehensive Insurance

Coverage Area	How It Helps Bestune Owners
Accidental damage to your car	Covers repair costs if your Bestune is damaged in a collision, rollover, or impact. This is especially important for SUVs like T99 and T90 with advanced body panels and sensors
Third-party injury & property damage	It is the legally mandatory protection, covering injury, death, or property damage caused to others. Liability limits are typically up to AED 2 million
Fire & theft protection	This safeguards your car against loss due to fire incidents or theft. It includes damage caused during attempted theft.
Natural calamities (with add-on)	The add-on covers flood, storm, or rain-related damage. It’s highly recommended in UAE cities prone to waterlogging during heavy rains.
Windscreen damage	This covers repair or replacement of cracked windscreens, which can be costly due to embedded sensors and ADAS features.
Personal accident cover	It provides financial compensation for the driver or passengers in case of accidental injury or death.

Why this matters: Bestune cars rely heavily on electronics and safety tech. Even minor accidents can lead to expensive repairs if not insured comprehensively.

What is Not Covered Under Bestune Car Insurance?

Motor insurance exclusions are where most claim rejections happen. Understanding them upfront helps avoid surprises.

Exclusion	What It Means for You
Normal wear and tear	Routine replacements like tyres, brake pads, batteries, or clutch plates are not covered.
Driving under alcohol or drugs	Any accident caused while driving intoxicated leads to automatic claim rejection under UAE laws.
Unreported modifications	Performance upgrades or cosmetic modifications not declared to the insurer can invalidate claims.
Commercial use without disclosure	Using a private Bestune for delivery or ride-hailing without endorsement voids coverage.
Mechanical or electrical failure	Breakdown or malfunction without an accident is usually excluded.
Driving outside UAE	Damage outside UAE borders is not covered unless you add the Oman/GCC extension.

Tip: If your Bestune is new or under warranty, always disclose modifications and go for relevant add-ons.

Popular Add-ons for Bestune Car Insurance in UAE

Add-ons enhance protection beyond standard coverage. They are especially useful for daily drivers —

Add-on	Best For	Benefit
Natural calamity cover	Flood-prone areas	Whole vehicle
Roadside assistance	Long commutes	Towing, battery jump
Oman extension	GCC travel	Cross-border cover
Rent-a-car	Daily users	Mobility during repairs

Recommendation: New Bestune owners should prioritise natural calamity cover and roadside assistance.

Bestune Car Models You Can Insure in UAE

Bestune T99

This is a premium urban SUV with advanced driver-assist features, a powerful 2.0L turbo engine, and futuristic tech like voice control and Level 2.5 autonomous systems.

Bestune T90

Designed for comfort and performance, it offers multiple drive modes, advanced safety systems, and impressive torque. This is ideal for UAE highways.

Bestune T77

A compact SUV balancing sporty design and safety, it features blind-spot monitoring, smart suspension, and fuel efficiency.

Bestune B70

This is a mid-size sedan with a 5-star C-NCAP rating, multiple airbags, and premium ride quality that rivals higher-priced sedans.

Bestune B70S

It’s a sportier version of the B70, delivering 224 HP, responsive acceleration, and enhanced safety tech.

Best Insurance for Bestune Cars in UAE

Here are some of the best Bestune vehicle insurance in UAE —

Bestune Comprehensive Insurance in UAE

Insurer	Annual Premium (Approx.)	Key Benefits
Sukoon Comprehensive (Gold Garage)	AED 2,730	Premium garage repairs Roadside assistance Natural calamity cover Oman cover Free car wash Faster claims
GIG Gulf Comprehensive	AED 3,140	Hire car benefit Roadside assistance Natural perils cover Airport pickup & drop

Third-Party Insurance Plans for Bestune Cars

Insurer	Premium (Approx.)	Coverage Highlights
Sukoon Third Party	AED 893	AED 2 million third-party liability
Methaq Takaful	AED 968	Shariah-compliant cover, legal liability protection
Insurance House	AED 1,003	Reliable basic cover, quick issuance
Adamjee Insurance	AED 1,050	Strong regional presence, standard liability limits

👉 Recommendation

• Go for comprehensive insurance if your Bestune is less than 5 years old
• Third-party insurance is suitable only for older, low-value vehicles

Note: The plans above are for BestuneT33. Actual plans and prices may vary based on the model, year, vehicle condition, your driving record, and so on.

Where to Buy Bestune Car Insurance in UAE?

The easiest way to compare and buy Bestune car insurance in UAE is through Policybazaar.ae. You can compare multiple insurers, customise add-ons, and buy online in minutes. Also, you can get access to —

PB Advantage Highlights

• Up to AED 1,000 refund on the first excess claim
• 12 free eco car washes
• Discounts on repairs and servicing
• Faster policy issuance

Final Takeaway

Bestune cars offer excellent value, but protecting them properly is essential. Whether you drive a T77 for daily commutes or a T99 for family travel, choosing the right Bestune comprehensive car insurance in Dubai, UAE ensures financial safety, warranty protection, and peace of mind. Comparing plans online helps you avoid overpaying while ensuring you get the best insurance for Bestune cars in UAE, tailored to local driving conditions and regulations.

FAQs for Bestune Car Insurance

MG Car Insurance FAQs