Car Cashless Network Garages UAE

Car Cashless Garages

We opt for car insurance plans for the benefits and unique coverage they offer. Each of these benefits holds a unique significance for our vehicles and insurance plans would be incomplete without even one of them. One such highly important benefit or feature of car insurance in UAE is cashless garages. Cashless garage facility is a benefit that every car insurance plan holder in the UAE gets by default. Making the claim process incredibly easy, cashless garages offer an array of benefits to both the policyholders and the insurance providers. Let’s understand what cashless garages are, how they work in car insurance claims and why are they important. 

Adamjee Cashless Garages List

GARAGE NAME	State	Location	Contact Person	Mobile Number
PLATINUM MOTOR CARS REPAIRING	DUBAI	AL QUSAIS	Mohammad	050-8449110
AL JASMI GARAGE	DUBAI	AL QUSAIS	UMAIR	055-5594157
AL KAYED WORKSHOP	DUBAI	DIERA	VALU/ IRSHAD	050-5157507/0503566038
GOLDEN WORKSHOP	DUBAI	RASHIDYA	AWAIS/ALI	050-3351361 / 056-5257849
ABRAR AHMAD AUTO REPAIRING GARAGE	DUBAI	RASHIDYA	SALMAN	050-9891698
UNITED MOTORS AUTO WORKSHOP	DUBAI	RASHIDYA	ALI	0502734121/0508840169
REGENT MECHANICAL SERVICES L.L.C	DUBAI	AL QUOZ	ALI	056-5257844 / 055-8921012
SQUARE DEAL	DUBAI	AL QUOZ	ASIM	052-1672855
TECHNICAL RESOURCES	DUBAI	AL QOUZ	AHMED	050-2880984
EVERGREEN AUTO	DUBAI	AL QOUZ	ALI	055-7742217/0551314614
HONEST AUTO CARE	DUBAI	RAS AL KHOR	Naeem	055-1696295/055-3985193
GEAR ONE AUTO MAINT W SHOP	SHARJAH	Ind. Area	ZUBAIR	056-6645600
MUNQETH AUTO WORKSHOP	SHARJAH	IND 3	FAREED	050-5390017
TRUCK CITY AUTO & TRUCKS MAINT. LLC (For Commercial Vehicles)	SHARJAH	Ind. Area	NOUMAN	055-7096146
AL THARAA AUTO REPAIRING WORKSHOP	SHARJAH	Ind. Area	HASSAN	050-9770100
ATARID AUTO WORKSHOP	SHARJAH	Ind. Area	MUHAMMAD	0502705754/0544666558
HELIOPOLCE GARAGE	SHARJAH	Ind. Area	HASRAT	050-5481115
DIAMOND MOTORS GARAGE	AJMAN	Ind. Area	AHSAN	055-4204420
AG CARS	RAK/FUJAIRAH	Ind. Area	SALAHUDIN	052-9734804
AL RAMLAH GARAGE	Ras al Khaimah	Al - Khuzam Rd	GHAFOOR	052-3837931
AL TAWOOS WORKSHOP	ABU DHABI	Musaffah-M4	ABU ABDO	056/6170468-055/2233354
LIWA OASIS AUTO REPAIR WORKSHOP	ABU DHABI	Musaffah-M38	UMAIR	050/2689900
ARYA WORKSHOP	ABU DHABI	Musaffah-M4	RAJEEV	056-1199414
ELITE MOTOR WORKSHOP	ABU DHABI	Musaffah-M39	Ali	054-4340406
AL BAWADI GARAGE	AL AIN	Ind. Area	Mohammad	050-2018020
PARADISE	AL AIN	AL AIN	ASIF	055-3512970
ADEL GHAZAL (For Motorbikes)	DUBAI	RAS AL KHOR	AHSAN	050-3594905

Al Wathba Car Insurance Garage List for Dubai

GARAGE NAME	Address	Phone Number	Email Address
AG CARS	Al Quos Industrial Area 4, 26 street Opposite DEWA substation, Al Quoz Dubai	04 – 3400050	shafi@agcars.ae
AG CARS	Al Khabeesi Area, Opposite Hamarain Centre, Behind Al Ahli Bank of Kuwait 8th St – Dubai	04 – 2662535	karrarali@agcars.ae
AL SHAMIL AL TAQNIAH AUTO	N/A	0432633384/+971544354111	alshamilautoworkshop01@gmail.com
DYNATRADE	Dubai – Ras Al Khour	004 2845931/056 5464447	mohammed.bilal@Dynatradegroup.com
ERAS	Dubai – Al Rashidiya	04 2136739/056 5075239	Salim.Kujappan@alfuttaim.com

Al Wathba Auto Garage List for Sharjah

GARAGE NAME	Address	Phone Number	Email Address
AG CARS	Behind Sharjah Al Futtaim, Near PAN Emirates Furniture, 24 Street Industrial Area No. 4, Sharjah	06 – 5395082	suthan@agcars.ae
DYNATRADE	Industrial Area No.2,Al Wasit Road, Sharjah	06 5132102/056 6808829	naved.khan@Dynatradegroup.com
ERAS	Sharjah – Al Wadha	06 5030270/052 3098169	Shappira.vaz@alfuttaim.com

Al Wathba Auto Insurance Garage List for Abu Dhabi

GARAGE NAME	Address	Phone Number	Email Address
AG CARS	Opposite to Civil Defence Parking, Mustaffah 37,Plot No.66, Street #13, Abu Dhabi	025530744/024419077/+9714 3187900	habib@agcars.ae
DYNATRADE MAFRAQ	Abu Dhabi	02 2059138/050 2122264	ashuin.s@dynatradegroup.com
ERAS	Abu Dhabi – Musaffah	02 6191045/056 4644401	Ramy.Radwan@alfuttaim.com

Al Wathba Auto Insurance Garage List for AL AIN

GARAGE NAME	Address	Phone Number	Email Address
AG CARS	Building No. 5, 4th Street Safra Com Sanaiya District, Al Ain	03 – 7660100	hidhayathullah@agcars.ae
DYNATRADE	Physical Location: Al Ain – Sania, Near Hafeet Washing Area	03 7229901/050 6583725	rudolf.jackson@dynatradegroup.com
ERAS	Physical Location: Al Ain (industrial-Area)	03 7027340/055 7751965	libu.philip@alfuttaim.com

Al Wathba Auto Garage List for Other Locations

GARAGE NAME	Location	Address	Phone Number	Email Address
ERAS	Ajman	Ajman	06 7113121/050 76458	swapnilkumar.parekh@alfuttaim.com
ERAS	RAS AL KHAIMAH	RAK – Al Dhait Road	07 2059753/056 4183576	RENJITH.NARAYANAN@alfuttaim.com
ERAS	Umm Al Quwain	SUAQ – Al Madr 3, King Faisal Street	06 7647852/050 4217390	Irfan.Afzal@alfuttaim.com
AG CARS	RAS AL KHAIMAH	Al Khuzam Road, Ras Al Khaimah	07 – 2288668	sreekanth@agcars.ae

Salama Car Insurance Cashless Garages List

GARAGE NAME	CONTACT PERSON	BOARD NO	MOBILE	Email
DEIRA	Nelson	04-2662535	052-9093631	Customercare1@agcars.ae
SHARJAH UNION	Anujith	06-5327778	052-9093629	anujithdivahar@agcars.ae
AL QUSAIS	Jalaldeen	04-2582984	052-9093574	jalal@agcars.ae
AL QUOZ	Mohammed Shafi	04-3400050	052-9093559	shafi@agcars.ae
ABUDHABI	Shaick Habibullah	02-4419077	052-9093580	habib@agcars.ae
RAS-AL-KHAIMA	Jitto Joy	07-2288668	052-9088630.	jittojoy@agcars.ae
AL AIN	Hidhayathullah	03-7660100	052-9093587	hidayathullah@agcars.ae

What Do We Understand by Cashless Garage Facility?

Cashless garages are normal garages as you know them. The only difference here is that cashless garages have a tie-up with insurance companies, one or several at a time. Cashless garages are also often referred to as network garages in the insurance documents. Where you have to pay from your pocket in generic garages, repairs done in network garages are settled with the insurance companies directly. This eliminates the need for reimbursement claims for your car insurance plans. The only money you have to pay in case of cashless garage repairs is the deductible amount as stated in your insurance plan agreement. 

How Do Cashless Garages Fit into the Claim Process?

The whole working system of the car insurance claim settlement process revolves around cashless garages. Car insurance companies in the UAE do not offer reimbursement claim settlements for accidental damage repair claims. This means that cashless garages are the ultimate repair specialists for your vehicular damages. When you submit a claim request with your insurance provider, you are allotted a network garage from a list that your provider is tied-up with. You are supposed to take your vehicle to the allotted garage and submit the claim documents there directly. A representative from the insurance provider is always present at network garages. Your claim is processed in real-time and the approval is given right away if everything fits. The repairs begin as per the benefits and coverage of your insurance plan. 

You can access the cashless garage list of your company on their respective websites. Or you can ask the customer service cell to help you with it. A company’s garage network serves as an important factor when people compare insurance plans. The more cashless garages a company has the better and more flexible scope of services you can expect to have.

Why Are Cashless Garages Important for You as a Policyholder?

• Easier Car Insurance Claim Process: Car insurance providers in UAE do not offer reimbursement claim facilities for damage repairs, which works in your favour as a policyholder. All you need to do is gather all the important documents for claim approval and bring your car to the assigned garage. Everything will be settled directly at the garage. Cashless garages make it possible to have a shorter and more streamlined car insurance claim process for you. 
• Trustworthy Technicians: Since your insurance company is liable to take care of accidental damages sustained to the vehicle, the garages they choose as partners are top-notch. So, you can rest assured that your car will be repaired in one of the best garages by the best technicians in the UAE. 

• Prioritisation: If you are having your car repaired from a cashless garage of your insurance provider, you will get priority service. The reason is simple, customers of partner insurance companies are more important than walk-in customers for the garages since reputation, responsibility, business and goodwill is involved. 
• Transparent Operations: Garages ripping off of people in a hurry to get their cars repaired after an accident is common around the world. You are completely safe from these malpractices when you go to a cashless garage. Since the bills are directly sent to the insurance provider, garages cannot ask you to pay more than the rightful amount. Transparency of the highest level is assured with cashless garages at your service. 
• No-Risk of Uncertain Financial Burden: Direct claim settlement from a cashless garage means you do not have to pay hefty bills from your own pocket, now or later. You will be liable to pay the deductibles as per your insurance agreement but the rest is handled by insurance providers directly. 
• No-Stress Driving: With factors like instant servicing, priority treatment, high-quality repairs and little to no financial burden, owning and driving a vehicle becomes a no-stress task. All you need to worry about is following traffic rules and driving safety in the UAE. 
• Lesser Paperwork: Needles to say, with a shorter and more streamlined claim process comes lesser and easier to file paperwork. All you need here is a filled claim form, your license and registration and the police report. The hassle of collecting all the receipts, bills and invoices is removed. 

Some Things to Beware of

There are a few things that you should beware of when dealing with cashless garages. Given below is a complete list:

• Covered Repair Expenses: Your insurance provider only pays for the expenses that are they are liable to as per the insurance contract. Any deductibles, co-insurance, co-payment and consumable repair amounts are to be paid by you, the policyholder. Cashless garages will make it easy to get the insurance company to pay what they owe you as your provider but the expenses you agreed to bear in the insurance contract still lie with you. 
• Garages You Can Use: If your insurance company offers direct claim settlement through cashless garages, you have to use one of the network garages of your provider to get this benefit. If you get your vehicle repaired from any other garage than the network garage, the insurance company will not pay for it. 
• Cashless Garage Facility Doesn’t Include Roadside Assistance: Having a cashless garage facility is not the same as having a roadside assistance facility. If you want to transport your car to a nearby garage or a network garage, use the roadside assistance service of your plan, if included in the coverage. Garages generally do not offer to pick up the vehicle except when clearly stated in the plan as a benefit. 

Also Read - Tips for Finding the Best Car Wash in Dubai

In a Nutshell

Even with the limitation of fewer garages to choose from, a cashless garage facility is one of the most important benefits that car insurance plans offer. Since the repair services offered in these garages are top-notch and same across all the network garages, the limitation of lesser option hold little to no ground. The only thing you need to take care of here is to make sure that there is at least one network garage close to your place of residence in the UAE. Since not all garages will have a tie-up with every possible insurance company in the UAE, they can be located at great distances. Find an insurance plan that offers an extensive range of network garages in their cashless garage list. Compare your top options to choose the best and the most-effective car insurance plan.

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