Al Wathba Cashless Car insurance Garage List

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Al Wathba is one of the best insurance providers based in the UAE, with over two decades of experience in the industry and an excellent claim settlement ratio. Rated BBB by S&P, the company offers innovative car insurance plans that are designed to cater to the needs of a modern customer.

Al Wathba has a simple policy registration process along with an amazing app (AWNIC) that makes the job easier. The app also helps users when they need to report a claim. However, to claim the amount successfully and to receive your vehicle from the garage, you must be aware of the company’s network garages.

Beginning with the features and benefits, let’s take a look at how the cashless garages help the customers throughout the process. 

Features and Benefits of Al Wathba Car Insurance

Here is a list of features and benefits of Al Wathba Car Insurance.

  1. Full-time Help and Assistance: Al Wathba Car Insurance offers full-time help and support for policyholders. The policyholders can call the helpline number anytime to find answers to their queries.
  2. No Claim Discounts: Al Wathba Car Insurance provides policyholders with a no-claim discount if their vehicle doesn’t meet with an accident for the whole year.
  3. Membership Benefits: Al Wathba Car Insurance offers complimentary club membership for users who hold a policy with the company. These users also get the complimentary traveler international membership and can earn Etihad Guest Miles. The policyholders can redeem these miles when they plan to fly.
  4. Emergency Car Hire: In case an accident takes place, Al Wathba Car Insurance provides policyholders with an emergency car hire facility for 7 days. The policyholders can use this facility when their car stays in one of the Al Wathba Car Insurance garages for repair. The company also offers car replacement benefits based on the terms of the policy.
  5. Easy Registration and Renewal: Al Wathba Car Insurance comes with an easy policy registration and renewal process. You can simply buy the policy online or visit one of the company’s branches and register for car insurance. 

Al Wathba Car Insurance Inclusions

Here are the major inclusions of Al Wathba Car Insurance.

  • Damage or loss to the insured vehicle
  • Damage or loss to third-party property 
  • Loss of personal belongings
  • Third-party liability – Bodily injury
  • Damage caused due to fire or theft
  • Agency repair for eligible vehicles
  • Damage caused due to natural disasters like floods, storms, or man-made disasters like riots and strikes
  • Oman covers extension for own damage only
  • Emergency fuel service
  • Ambulance services
  • Personal accident benefits – Passengers (optional)
  • Full-time accident & recovery breakdown service
  • Flat tyre service
  • Battery boost service
  • Personal accident benefits – Driver (optional)
  • Lockout service
  • Windscreen damage

Al Wathba Car Insurance Exclusions

Here are the major exclusions of Al Wathba Car Insurance.

  • Damage caused by racing a car
  • Damage due to vehicle rollover
  • Intentional car damage
  • Damage due to natural disasters
  • Damage to electrical equipment
  • Damage incurred during the war

Documents Required to Claim Al Wathba Car Insurance

Here is a list of essential documents to report a claim against the Al Wathba Car Insurance policy. 

  • High-resolution images of damage or loss
  • Emirates ID
  • Vehicle registration card
  • Police accident report 
  • A claim form
  • Car policy registration documents
  • Driving license
  • Proof of claim letter sent to the third party (if any)
  • A cost estimate for damage repair 
  • A detailed inventory of damaged items 

Al Wathba Car Insurance Garage List for Dubai



Phone Number

Email Address


Al Quos Industrial Area 4, 26 street Opposite DEWA substation,

Al Quoz Dubai

04 – 3400050


Al Khabeesi Area, Opposite Hamarain Centre, Behind Al Ahli Bank of Kuwait 8th St – Dubai

04 – 2662535







Dubai – Ras Al Khour

004 2845931


056 5464447


Dubai – Al Rashidiya

04 2136739


056 5075239

Al Wathba Auto Garage List for Sharjah



Phone Number

Email Address


Behind Sharjah Al Futtaim, Near PAN Emirates Furniture, 24 Street Industrial Area No. 4, Sharjah

06 – 5395082


Industrial Area No.2,Al Wasit Road, Sharjah

06 5132102

056 6808829


Sharjah – Al Wadha

06 5030270

052 3098169

Al Wathba Auto Insurance Garage List for Abu Dhabi



Phone Number

Email Address


Opposite to Civil Defence Parking, Mustaffah 37,Plot No.66, Street #13, Abu Dhabi

025530744 / 024419077

+9714 3187900


Abu Dhabi

02 2059138

050 2122264


Abu Dhabi – Musaffah

02 6191045

056 4644401

Al Wathba Auto Insurance Garage List for AL AIN



Phone Number

Email Address


Building No. 5, 4th Street Safra Com Sanaiya District, Al Ain

03 – 7660100


Physical Location: Al Ain – Sania, Near Hafeet Washing Area

03 7229901

050 6583725


Physical Location: Al Ain (industrial-Area)

03 7027340

055 7751965

Al Wathba Auto Garage List for Other Locations




Phone Number

Email Address




06 7113121

050 76458



RAK – Al Dhait Road

07 2059753

056 4183576

Umm Al Quwain


SUAQ – Al Madr 3, King Faisal Street

06 7647852

050 4217390



Al Khuzam Road, Ras Al Khaimah

07 – 2288668

How Do Al Wathba Cashless Garages Help in a Car Accident Claim?

Here is how Al Wathba cashless garages help when you report a claim.

  1. Direct Payment: With a cashless garage, you do not need to go through the hassle of making a payment from your own pocket and getting it reimbursed by your car insurance company. All you need to do is report a claim and the garage will get the direct payment processed for all your bills.
  2. Instant Aid: As you have the Al Wathba car garage list handy, you can get an instant repair process started. You do not need to first find the garage and then take your vehicle to them for repair. With cashless garages, you have all the addresses and contact information available on the company’s website.
  3. No Extra Repair Cost: The cashless garages need to directly get in touch with the insurance company, which is why they follow the standard repair cost. You do not need to pay any extra repair cost in any case.
  4. No Extensive Paperwork Required: The cashless garage people directly get in touch with the insurer and send all the required documents to get the claim amount. You do not need to go through any extensive paperwork to get the claim approved.
  5. Quality Repair Work: As all the cashless garages are directly linked with your insurance service provider, they are familiar with the repair process and provide a quality repair to your vehicle. Sometimes, you get an extended warranty for the items replaced if you choose a cashless garage when reporting the claim.
  6. Round-the-Clock Support: The Al Wathba cashless garages provide full-time help and assistance. They also provide roadside assistance and help you tow your vehicle to the garage. They give you a temporary vehicle for the time your vehicle is getting repaired and once it’s done, they deliver your vehicle to your place.
  7. Hassle-Free Claim Settlement: The best part about cashless garages is that they take care of almost everything when it comes to reporting a claim. All you need to do is provide your car insurance papers and your identity proof, and they will get the claim approved for you without any hassle. 

Frequently Asked Questions

Q. Where do I find the Al Wathba auto insurance garage list?

Ans. You can simply visit the Al Wathba website and search for the premium garage list to get the list on your screen.

Q. How do I report a claim when choosing a cashless garage?

Ans: Here are the steps to report a claim when choosing any of the garages that fall under the Al Wathba auto garage list.

  1. Install the AWNIC App from the Google Play Store or Apple App Store.
  2. Follow the instructions for the claim and upload the required documents like your policy papers, identity proof, the claim form, images of the damage, etc.
  3. Your insurance company will then get in touch with the garage team and get the required details from there.

Once your claim gets approved, the garage will repair your vehicle and the repair expenses will be directly paid by the insurance company.

Q. How do I get in touch with the insurance company in case I have any queries?

Ans: You can either call on 600 54 40 40 or send your query on the email address –

Q. How do I get the claim form?

Ans: You can download the claim form from the link below-

Reviews & Ratings

4.6 / 5 (based on   12,100 +google icon reviews)
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