Continue reading below to find out more about AXA car insurance renewal and all the key factors related to car insurance renewal in the UAE.
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Getting into a car accident can prove catastrophic for your health and well-being, finances, and vehicle. However, with proper car insurance, you can file a claim and at least incur the costs of all the damages faced by your car.
Filing a claim is a simple process. However, if it is your first time filing for a car insurance claim, chances are that you might get confused during the process. One of the main questions that might come to mind at that time is “how long does an insurance claim take?”.
To resolve that query (and several more), we will discuss in the following sections when should you file the insurance claim, how long does an insurance claim take for a car, how can you speed up the claim process, and more. You will also get to find out the factors that may delay the settlement process and what exactly is involved in the claim process.
Car insurance is necessary to reduce the financial load caused due to a car accident. If you are planning to file a claim, take the factors discussed below into consideration.
Usually, a car insurance claim may take up to three weeks to be processed as the insurance company investigates the damages and the incident before compensating you for the loss. Some companies may directly inform about the processing time in specific days, say, 30 days for the claim settlement period.
The time taken for a car insurance claim to process also depends on the amount you are claiming as well as the type of claim you are applying for. For instance, a personal injury claim takes more time to process than a property damage claim.
Generally, the more complicated the accident, the longer time insurance claim takes. Other than that, a key factor that determines how long does an insurance claim take concerning a car is the type of insurance claim you are filing, as there are different types of insurance claims that can be filed based on a scenario. With each claim type having a distinct process, the time taken for the settlement may vary.
While the settlement period varies for each applicant, the following are the types of insurance claims based on how long does a car insurance claim take for them generally:
The medical claim and the total loss claim deal with more sums of money and include more people and organisations (police, court, insurance company).
The number of people involved in an insurance claim also plays a key role in finding out how long does an insurance claim take. Listed below are the parties generally involved in the process:
Several reasons exist that might delay your insurance claim settlement. However, the most frequent reasons for the same are as follows:
To prevent the delays in the processing of your car insurance claim, you should consider doing the following:
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