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While the last thing that you should worry about while travelling is unfortunate incidents, it is still chiefly the first thing on your mind when you are planning and packing for a trip. To ensure that you enjoy your trip without worrying, American International Group, Inc. brings you Travel Guard for a safer and happier journey.
An illness or any unforeseen circumstance may compel you to shorten or cancel your trip or avail of medical treatment while travelling. AIG Travel Guard (Travel Insurance) protects your financial interests under such conditions by covering your expenses. It also offers cover for the loss or delay of your baggage. AIG travel insurance gives you maximum coverage, which you can review while purchasing the policy.
AIG Insurance Company has over 100 years of experience in the insurance market and boasts of its established reputation and credibility. In addition, it offers customisable plans that can suit your needs. Travel insurance provides extensive security against numerous vulnerabilities and threats during a trip. Here are the reasons to choose AIG travel insurance in the UAE.
AIG travel insurance offers a vast range of benefits when you are traveling abroad. The travel plans are available for both individual and family trips. Here are the key features and benefits of AIG travel insurance in the UAE.
In case you meet an unfortunate incident on your travel, AIG Travel Insurance Dubai and the UAE will protect you against accidental death, permanent partial disability, and permanent complete disability.
It is often said that you can never be too prepared for an injury or illness. To ensure that you receive the best possible medical treatment overseas as well, AIG has partnered with top-class health care providers worldwide. So if you fall ill or incur an injury, the AIG travel insurance plan in Dubai and the UAE will cover your medical bills. Some of the other aspects covered by it are emergency medical expenses, dental expenses, emergency medical evacuation, and repatriation of mortal remains.
When you cover your travel with AIG Travel Insurance Dubai and the UAE, several aspects of your trip are covered like inconvenience during the journey, baggage loss, delay in the flight, or cancellation or curtailment of the trip. Whether your baggage is stolen or your passport is lost, AIG Travel Insurance will safeguard your financial interests by providing reimbursement for such losses.
Besides mental discomfort, a flight delay can also cause considerable financial losses. AIG Travel Insurance Dubai and the UAE reimburse you for any monetary losses caused due to flight delays. In case you miss your flight’s departure, or your trip is cancelled, the AIG travel insurance will cover you against it as well. Notably, AIG is one of the few travel insurance in UAE providers that cover you against flight hijacking.
You may end up losing a fortune if you are stuck in a legal matter overseas. To secure you against any legal issues, AIG Travel Insurance Dubai and the UAE cover your legal advice fee and bail bonds, ensuring that you don’t suffer hardship on your trip.
If you lose money due to credit card fraud or similar reasons, or lose other essential papers or keys while travelling, AIG travel insurance UAE will cover your financial losses. Moreover, some AIG travel insurance plans also cover financial losses due to mugging.
AIG Travel Insurance UAE offers personalised optimisation offers on your cover. For instance, if you are visiting a snowy area, there is a good chance that you may participate in winter sports such as skiing. In that case, AIG travel insurance will cover the cost of skiing equipment and any injury cost while skiing. Besides, it also covers ski hire and unused ski packs.
With all their attractions, mountainous regions are prone to avalanches and other such hazards. To cover you against such hazardous events, AIG travel insurance UAE provides avalanche closure protection, ensuring that you don’t lose money in receiving treatment for injury incurred in the event.
Many countries on the map have been deemed unsafe regions by the UN. However, a person may be required to travel to these for unavoidable reasons. AIG travel insurance, in such cases, ensures that your finances remain unaffected if you are a victim of any terrorist activity by providing you with financial cover against terrorist activities.
AIG Travel Insurance UAE ensures that you don’t have to wait to raise a claim in case of an emergency. To provide you with instant support worldwide, AIG delivers 24/7 customer support that makes it easier for you to submit a claim without waiting.
Travel Insurance for Schengen visa countries refers to those 26 countries in Europe which have eliminated the national barriers allowing tourists to travel from one country within Europe to the other. These countries, which don’t require separate Visas or passports to travel, include:
Austria | Belgium | Czech Republic | Denmark | Estonia |
Finland | France | Germany | Greece | Hungary |
Iceland | Italy | Latvia | Liechtenstein | Lithuania |
Luxembourg | Malta | Netherlands | Norway | Poland |
Portugal | Slovakia | Slovenia | Spain | Sweden |
Switzerland |
AIG Travel Insurance UAE is one of those travel insurance providers that provide Schengen-compliant plans to help you in case of any difficulties in the region.
AIG Travel Insurance UAE provides you maximum coverage on your travel at low premiums, meaning that You can save more money while safeguarding your finances during your travel.
Here is a comprehensive list of cheap travel insurance online plans in UAE :
Plan Name | Medical Cover | Max Duration | Starting from | Price |
---|---|---|---|---|
Alliance Insurance | AED 150,000 | 90 days/trip | AED 33 | ![]() |
Orient Insurance | AED 150,000 | 92 days/trip | AED 183 | ![]() |
See More Plans >> |
AIG Travel Insurance provides three types of Travel Insurance plans:
AIG Travel Guard Silver Plan provides cover up to USD 50,000 for emergency medical expenses. Besides, you also receive 24-hour support.
AIG Travel Guard Gold Plan is a more comprehensive travel insurance plan that includes medical cover and travel inconvenience benefits.
AIG Travel Guard Platinum Plan is the most beneficial travel insurance plan which provides you maximum benefits on travel, flight, medical bills, legal affairs, and even protects you against monetary losses. Here is the comparison between the three plans:
Insured Event | Platinum Sum Insured/Benefit | Gold Sum Insured/Benefit | Silver Sum Insured/Benefit |
---|---|---|---|
Personal Accident Benefits |
USD 150,000 |
USD 25,000 |
USD 25,000 |
Accidental Death |
100% of sum insured |
100% of sum insured |
Not Covered |
Accidental Death (Common Carrier) |
Covered |
Covered |
100% of sum insured |
Permanent Partial Disability |
% sum insured per scale |
% sum insured per scale |
Not covered |
Permanent Total Disability |
100% of sum insured |
100% of sum insured |
Not covered |
Emergency Medical Expenses (Accident and sickness) Deductible |
USD 500,000 USD 100 |
USD 100,000 USD 100 |
UD 50,000 USD 100 |
Dental Expenses (Accident and Sickness) Deductible |
USD 1,000 USD 200 |
USD 1,000 USD 200 |
USD 1,000 USD 200 |
Emergency Medical Evacuation |
Included under Emergency Medical Expenses |
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Repatriation of Mortal Remains |
USD 10,000 |
USD 7,000 |
USD 5,000 |
Baggage/Personal Effects Per bag Per Item |
USD 2,500 USD 1,250 USD 125 |
USD 1,000 USD 500 USD 50 |
Not covered |
Personal Money Deductible |
Included under Baggage/ Personal Effects and up to USD 1,000 (or 5% of the claimed amount) |
Included under Baggage/ Personal Effects and up to USD 500 (or 5% of the claimed amount) |
Not covered |
Baggage Delay after 4 hours |
USD 50 Per hour up to USD 1,000 |
USD 50 Per hour up to USD 500 |
Not covered |
Trip Delay after 4 hours |
USD 50 Per hour up to USD 1,000 |
USD 50 Per hour up to USD 500 |
Not covered |
Personal Liability |
$1,000,000 |
$500,000 |
Not Covered |
Hijacking |
USD 250 per hour up to USD 10,000 |
Not Covered |
Not Covered |
Emergency Family Travel |
USD 2,500 |
Not Covered |
Not Covered |
Legal Fee |
USD 5,000 |
Not Covered |
Not Covered |
Bail Bond |
USD 10,000 |
Not Covered |
Not Covered |
Loss of Passport |
USD 500 |
Not Covered |
Not Covered |
Trip Cancellation or curtailment |
USD 5,000 |
USD 2,500 |
Not Covered |
Missed Departure |
USD 1,000 |
Not Covered |
Not Covered |
24 hour worldwide assistance |
Covered |
Covered |
Covered |
Credit Card Fraud |
USD 1,000 |
USD 500 |
Not Covered |
Papers (excluding passport) |
USD 100 |
Not Covered |
Not covered |
Keys |
USD 100 |
Not Covered |
Not Covered |
Mugging |
USD 100 |
Not Covered |
Not Covered |
Hazardous Sports Benefits |
The cover for Accidental Death, Permanent Partial Disability, Permanent Total Disability, Emergency Medical Expenses, and Dental Expenses mentioned above will be considered |
The cover for Accidental Death, Permanent Partial Disability, Permanent Total Disability, Emergency Medical Expenses, and Dental Expenses mentioned above will be considered |
The cover for Accidental Death, Permanent Partial Disability, Permanent Total Disability, Emergency Medical Expenses, and Dental Expenses mentioned above will be considered |
Piste Closure |
USD 150 |
USD 150 |
USD 150 |
Avalanche Closure |
USD 150 |
USD 150 |
USD 150 |
Skis and ski equipment Excess |
USD 300 USD 50 |
USD 300 USD 50 |
USD 300 USD 50 |
Ski Hire |
USD 500 |
USD 500 |
USD 500 |
Unused Ski Packs |
USD 300 |
USD 300 |
USD 300 |
Terrorism Extension |
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For Accidental Death, Permanent Temporary Disability, and Permanent Total Disability |
USD 100,000 |
USD 25,000 |
Not Covered |
Medical and Dental Expenses |
USD 100,000 |
USD 50,000 |
Not Covered |
Any individual resident or citizen of the UAE older than three months and younger than 75 years is eligible for AIG Travel Guard coverage. However, the individual owning the policy needs to be at least 18 years old.
Various travel guard plans include different protections:
While AIG Travel Guard secures you against most of the unforeseen events, there are some general exclusions that you should be aware of:
To purchase AIG Travel Guard, you need:
Before purchasing AIG Travel Insurance online or offline, it is crucial to know about the coverage and premium you require to pay for the policy. You can find the most beneficial plan as per your requirement at the lower premium rate by
Alternatively, you can also find the best quotes for plans suiting your needs the most on policybazaar.ae.
You can purchase AIG Travel Guard offline as well as online. To purchase AIG Travel Insurance offline:
For a hassle-free experience from the comfort of your home, you can also choose to purchase AIG Travel Insurance online on the AIG webpage:
You can also purchase AIG Travel Guard at policybazaar.ae
You can make your AIG Travel Insurance claim at the AIG webpage:
You can also raise a claim by calling at +971 4 5096111 or emailing servicecenterme@aig.com.
For urgent medical-related assistance, call +1 817 826 7276.
You can also submit your claim at an AIG branch. To submit a claim offline, you are required to send a written notice of the claim within 90 days from the date of the incident. If you are unable to submit the claim within 90 days, AIG holds the right to deny your claim. Please follow the procedure of claim filing:
AIG will process your claim within 7 working days after submitting the form with all the required documents. AIG will directly make the payment to you. In case of accidental death, the claim will be paid to the beneficiary designated by you. However, if you have not designated a person, the payment of claim will be granted to your first surviving beneficiary in the following order:
Depending on the eventuality, you need to submit different documents and supporting proof. Here are the documents you need to submit during the AIG travel insurance claim.
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Annual Multi-trip covers an unlimited number of trips for one year. However, one trip should not be for more than 90 days.
In case of a medical emergency, call +1 817 826 7276 and mention your policy number for immediate assistance.
No, all you need is your policy number while travelling.
You can download the travel certificate e-copy on the AIG webpage.
Yes, you can easily cancel your travel guard before the effective date of your policy. However, no claims should have been registered on your policy before you make the cancellation.
If you have purchased a single trip policy, the cover will start at the time of booking or the payment of the premium (whichever is later). In case you have purchased the annual multi-trip policy, the cover will begin at the time of booking or the effective date mentioned on the certificate.
Other benefits will apply when you leave the country of residence. Please note that the initial departure point should be the United Arab Emirates.
Yes, AIG travel plans secure you against any dental complications that you may encounter during the trip. However, there is an upper limit to the coverage offered that you need to verify while purchasing your plan.
Yes, the travel insurance plan from AIG covers the expenses of mandatory quarantine and other medical expenses related to Covid-19 up to USD 250,000.