Buy Travel Insurance for a Hassle free Trip!
Going abroad? Protect your trip with travel insurance
The last thing that you should worry about while travelling is something unfortunate. Nevertheless, it is chiefly the first thing on your mind when you are going for a trip. To ensure that you spend your trip enjoying and not worrying, American International Group, Inc. brings you Travel Guard for a safer and happier journey. An illness or any unprecedented event or unforeseen circumstance may compel you to shorten or cancel your trip or avail of medical treatment while travelling. AIG Travel Guard (Travel Insurance) protects your financial interests under such conditions by covering your expenses. Besides, it also offers covers for the loss or delay of your baggage. AIG travel insurance gives you maximum coverage, which you can review while purchasing the policy.
Here is a comprehensive list of top AIG travel insurance plans in Dubai, UAE:
|Plan Name||Medical Cover||Personal Accident Cover||Price|
|AIG Insurance Silver||$ 50,000||NA|
|AIG Insurance Gold||$ 100,000||$25,000|
|AIG Insurance Platinum||$ 500,000||$1,50,000|
In case you meet an unfortunate incident on your travel, AIG Travel Insurance Dubai and the UAE will protect you against accidental death, permanent partial disability, and permanent complete disability.
You can never be too prepared for an injury or illness. To ensure that you receive the best possible medical treatment overseas as well, AIG has partnered with top-class health care providers worldwide. If you fall ill or incur an injury, the AIG travel insurance plan in Dubai and the UAE will cover your medical bills. Besides, it also covers emergency medical expenses, dental expenses, emergency medical evacuation, and repatriation of remains.
When you cover your travel with AIG Travel Insurance Dubai and the UAE, many aspects of your trip are covered such as inconvenience during the journey, baggage loss, delay in the flight or cancellation or curtailment of the trip. If your baggage is stolen or your passport is lost, AIG Travel Insurance will safeguard your financial interest by providing reimbursement for such losses.
A flight delay can cause some notable financial losses. AIG Travel Insurance Dubai and the UAE reimburse you for any monetary losses caused due to flight delay. Besides, AIG is one of the few travel insurance providers that cover you against flight hijacking. In case you miss your flight’s departure, or your trip cancels, the AIG travel insurance will cover you against it as well.
You may end up losing a fortune if you are stuck in a legal matter overseas. To secure you against any legal issues, AIG Travel Insurance Dubai and the UAE covers your legal advice fee and bail bonds, ensuring that you do not suffer on your trip.
If you lose money due to credit card fraud while travelling or lose other essential papers or keys, AIG travel insurance UAE will cover your financial losses. Besides, AIG travel insurance also covers the financial losses you are mugged in.
AIG Travel Insurance UAE offers personalized optimization offers on your cover. If you are visiting a snowy area, there is a good chance that you may participate in winter sports such as skiing. AIG travel insurance will cover the cost of skiing equipment and any injury cost while skiing. Besides, it also covers ski hire and unused ski packs.
With all its attraction, mountainous regions are prone to avalanches as well. To cover you against such hazardous events, AIG travel insurance UAE provides avalanche closure protection, ensuring that you are not trapped or lose money in receiving treatment for injury incurred in the event.
Many countries on the map have been deemed unsafe regions by the UN. However, sometimes it is impossible to avoid a trip to these areas. While the company cannot ensure your safety, AIG travel insurance ensures that your finances remain unaffected if you are a victim of any terrorism activity. AIG Travel Insurance provides you with financial cover against terrorist activities.
AIG Travel Insurance UAE ensures that you do not have to wait for raising a claim in case of emergency. To provide you with instant support worldwide, AIG delivers 24/7 customer support making it easier for you to submit a claim without waiting.
Schengen is referred to those 26 countries in Europe which have eliminated the national barriers allowing tourists to travel from one country within Europe to the other. These countries do not require separate Visa or passport to travel. These include:
AIG Travel Insurance UAE is one of the travel insurance providers, which is Schengen compliant.
AIG Travel Insurance UAE provides you maximum coverage on your travel at a lower premium. Lower Premium allows you to save more money while safeguarding your finances while travelling.
AIG Travel Insurance provides three types of Travel Insurance plans:
AIG Travel Guard Silver Plan covers up to USD 50,000 for emergency medical expenses. Besides, you also receive 24 hours support.
AIG Travel Guard Gold Plan is a more comprehensive travel insurance plan that includes medical cover and travel inconvenience benefits.
AIG Travel Guard Platinum Plan is the most beneficial travel insurance plan which provides you maximum benefits on travel, flight, medical bills, and legal affairs. Besides, it also protects you against monetary losses. Here is the comparison among the three plans:
|Insured Event||Platinum Sum Insured/Benefit||Gold Sum Insured/Benefit||Silver Sum Insured/Benefit|
|Personal Accident Benefits||USD 150,000||USD 25,000||USD 25,000|
|Accidental Death||100% of sum insured||100% of sum insured||Not Covered|
|Accidental Death (Common Carrier)||Covered||Covered||100% of sum insured|
|Permanent Partial Disability||% sum insured per scale||% sum insured per scale||Not covered|
|Permanent Total Disability||100% of sum insured||100% of sum insured||Not covered|
|Emergency Medical Expenses (Accident and sickness) Deductible||USD 500,000 USD 100||USD 100,000 USD 100||UD 50,000 USD 100|
|Dental Expenses (Accident and Sickness) Deductible||USD 1000 USD 200||USD 1000 USD 200||USD 1000 USD 200|
|Emergency Medical Evacuation||Included under Emergency Medical Expenses|
|Repatriation of Mortal Remains||USD 10,000||USD 7,000||USD 5,000|
|Baggage/Personal Effects Per bag Per Item||USD 2,500 USD 1,250 USD 125||USD 1,000 USD 500 USD 50||Not covered|
|Personal Money Deductible||Included under Baggage/ Personal Effects and up to USD 1,000 5% of the claimed amount||Included under Baggage/ Personal Effects and up to USD 500 5% of the claimed amount||Not covered|
|Baggage Delay after 4 hours||USD 50 Per hour up to USD 1000||USD 50 Per hour up to USD 500||Not covered|
|Trip Delay after 4 hours||USD 50 Per hour up to USD 1000||USD 50 Per hour up to USD 500||Not covered|
|Personal Liability||$1,000,000||$500,000||Not Covered|
|Hijacking||USD 250 per hour up to USD 10,000||Not Covered||Not Covered|
|Emergency Family Travel||USD 2,500||Not Covered||Not Covered|
|Legal Fee||USD 5,000||Not Covered||Not Covered|
|Bail Bond||USD 10,000||Not Covered||Not Covered|
|Loss of Passport||USD 500||Not Covered||Not Covered|
|Trip Cancellation or curtailment||USD 5,000||USD 2,500||Not Covered|
|Missed Departure||USD 1,000||Not Covered||Not Covered|
|24 hour worldwide assistance||Covered||Covered||Covered|
|Credit Card Fraud||USD 1,000||USD 500||Not Covered|
|Papers (excluding passport)||USD 100||Not Covered||Not covered|
|Keys||USD 100||Not Covered||Not Covered|
|Mugging||USD 100||Not Covered||Not Covered|
|Hazardous Sports Benefits||The cover for Accidental death, Permanent Partial Disability, Permanent Total Disability, Emergency Medical Expenses, and Dental Expenses mentioned above will be considered||The cover for Accidental death, Permanent Partial Disability, Permanent Total Disability, Emergency Medical Expenses, and Dental Expenses mentioned above will be considered||The cover for Accidental death, Permanent Partial Disability, Permanent Total Disability, Emergency Medical Expenses, and Dental Expenses mentioned above will be considered|
|Piste Closure||USD 150||USD 150||USD 150|
|Avalanche Closure||USD 150||USD 150||USD 150|
|Skis and ski equipment Excess||USD 300 USD 50||USD 300 USD 50||USD 300 USD 50|
|Ski Hire||USD 500||USD 500||USD 500|
|Unused Ski Packs||USD 300||USD 300||USD 300|
|For Accidental Death, Permanent Temporary Disability, Permanent Total Disability||USD 100,000||USD 25,000||Not Covered|
|Medical and Dental Expenses||USD 100,000||USD 50,000||Not Covered|
Any individual resident or citizen of the UAE older than three months and younger than 75 years is eligible to purchase the Travel Guard.
Various travel guard plans include different protections:
While AIG Travel Guard secures you against many unforeseen events, there is some general exclusion which you should know:
To purchase AIG Travel Guard, you need:
Before purchasing AIG Travel Insurance online or offline, it is crucial to know about the coverage and premium you require paying for the policy. You can find the most beneficial plan as per your requirement at the lower premium rate by:
Alternatively, you can also find the best quotes for plans suiting your needs the most on policybazaar.ae
You can purchase AIG Travel Guard offline as well as online. To purchase AIG Travel Insurance offline:
For a hassle-free experience, you can also choose to purchase AIG Travel Insurance online on the AIG webpage:
You can also purchase AIG Travel Guard at policybazaar.ae
You can make your AIG Travel Insurance claim at the AIG webpage:
You can also raise a claim by calling at +971 4 5096111 or emailing at email@example.com
For urgent medical-related assistance, call at +1 817 826 7276
You can also submit your claim at an AIG branch. To submit a claim offline, you are required to send a written notice of the claim within 90 days from the date of the incident. If you are unable to submit the claim within 90 days, AIG holds the right to deny your claim. Please follow the procedure of claim filing:
AIG will process your claim within 7 working days after submitting the form with all the required documents. AIG will directly make the payment to you. In case of accidental death, the claim will be paid to the beneficiary designated by you. If you have not designated a person, then the payment of claim will be granted to your first surviving beneficiary in the following order:
Q.1. How long can be one trip in the Annual Multi-trip option?
Answer: Annual Multi-trip covers an unlimited number of trips for one year. However, one trip should not be more than 90 days.
Q.2. What should I do in case of a medical emergency overseas?
Answer: In case of a medical emergency, call +1 817 826 7276 and mention your policy number for immediate assistance.
Q.3. Do I need to carry my travel insurance certificate while travelling?
Answer: No, while travelling, all you need is your policy number
Q.4. I have lost my travel certificate, where can I find a copy of it?
Answer: You can download the travel certificate e-copy on the AIG webpage
Q.5. Can I cancel my travel guard policy?
Answer: Yes, you can easily cancel your travel guard before the effective date of your policy. Also, no claim should be registered on your policy
Q.6. When does my coverage begin?
Answer: If you have purchased a single trip policy, the cover will start at the time of booking or paying the premium, whichever is later.
In case you have purchased the annual multi-trip policy, the cover will begin at the time of booking or the effective date mentioned on the certificate.
Other benefits will apply when you leave the country of residence, and the initial departure point should be the United Arab Emirates.