Buy Car Insurance in 20 Seconds!
Established in 1946, Honda Motor Company is one of the largest Japanese auto manufacturers in the world. Honda’s car market extends to every part of the world, offering a range of sedans, multipurpose and sport utility vehicles. Honda established its presence in the United Arab Emirates in 1971, with Al Futtaim being the sole distributor in the region. Within 50 years, Honda has gathered a vast customer base through its reliable sales and services. At present, the company has an extensive network of 10 showrooms and 11 service centres across the UAE.
As a part of its extensive services, Honda offers car insurance in UAE to secure the vehicle and the passengers against allied perils, loss and damages caused due to accidents, thefts and burglary, etc.
Honda car insurance provides benefits such as low fixed premiums and guaranteed trade-in value. The article below sheds light on the car insurance from Honda in the UAE and various other related aspects.
The company offers an affordable car insurance plan, and the policyholder (car owner) can pay their insurance premium conveniently through online mode. The insurance thus obtained helps the owner to avail of comprehensive vehicle protection that includes accidental damages, loss due to fire and allied perils and other vulnerabilities.
The insurance company calculates the premium of insurance according to the insured declared value (IDV). The IDV is the maximum amount that the insurance company is liable to pay in case of an accident. While calculating the IDV, the insurer deducts the depreciation rate and the Honda car exclusions from the selling price of a specific Honda car model. In addition, the depreciation rate is calculated according to the age of the car. The older the car is, the higher is the depreciation rate and the lower is the insured declared value.
To offer its customers bespoke motor insurance plans, Honda comes up with two types of protection plans. The car owners can choose the insurance plan as per their coverage requirements. Following are the types of Honda car insurance in the UAE.
Honda Car Insurance protects your vehicle extensively from a range of threats, but that’s not the only reason to buy a Honda car insurance. Following are the reasons to buy Honda car insurance in the UAE.
|Car Insurance Companies||Types of Car Insurance Plans Offered||Plan Details|
|ADNIC||Platinum Cover Gold Cover Standard Cover|
|AXA Car Insurance||Comprehensive Car Insurance cover, Third-Party Liability Cover|
|RSA Car Insurance||Motor Executive (Comprehensive), Motor Smart (Comprehensive), Motor Value (Third-Party)|
|Oman Car Insurance||Comprehensive Cover Third-Party Insurance InsureMyTesla High Net Worth Covers (premium covers for luxury cars/vehicles)|
|Noor Takaful Insurance||Comprehensive Car Insurance, Third-Party Liability Car Insurance|
|Orient Car Insurance||Comprehensive Plans, Third-Party Liability Plans|
|Salama Car Insurance||Comprehensive Car Insurance Plans|
|Tokio Marine Car Insurance||Comprehensive Car Insurance Plans|
|New India Car Insurance||Third-Party Plans, Comprehensive Plans|
|RAK Car Insurance||Comprehensive and Third-Party liability|
Following are the Key inclusions of Honda Car Insurance in the UAE -
To get additional protection, you can consider buying the add-on covers. With a nominal increase in your premium cost, the add-ons provide customised securities as per your needs. Following are some of the add-on covers for the Honda car insurance:
Following are the exclusions of Honda car insurance in the UAE.
Buying a Honda car insurance online is the most convenient method. All you need to do is visit the insurance provider’s official portal, compare and choose your insurance plan and check out after paying your insurance premium. You can follow the below-mentioned steps to buy a Honda car insurance online.
The policyholders can conveniently renew their Honda car insurance online by following a few simple steps. Following are the steps involved in renewing the car insurance plan online.
Before making your payment, you should calculate the policy premium amount and check whether you are getting the no-claim bonus or not. If you have not made a single claim in the preceding year, the insurer provides you with a no-claim bonus.
Several insurance providers in UAE offer an easy online claim process for Honda vehicles. To file a claim, you need to follow the steps given below -
After you complete the claim application and documentation, the insurance company will verify your claim within a few working days and reimburse the total car repair cost. Once you receive the settlement, you can take back your repaired car.
The list of documents required during the claim settlement are as follows -
The insurer may ask for additional documents like police investigation reports, owner’s details, car modification certificates, etc. To have a hassle-free and quick claim process, you need to be ready with all the supporting documents.
Ans. Honda car insurance plans are relatively cheaper when compared to other car insurances in the UAE. Additionally, you get numerous add-on coverage to secure various components of your vehicle, including accidental damage to the car and passengers.
Ans. Honda car insurance provides extensive protection from a range of perils such as fire, explosion and allied perils, theft, burglary, third-party malicious act, damage/loss caused due to accidents and more.
Ans. To buy a Honda car insurance, you can visit the car insurance section at Policybazaar.ae, compare various car insurance plans and choose the best Honda insurance as per your requirements.
Ans. Honda car insurance premium depends on various factors, and to calculate the cost, the insurer considers the following -
Ans. Al Futtaim is the sole distributor of Honda cars in the UAE and offers numerous car insurance and finance plan.