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Orient Takaful - Silk Road

Your family's health is paramount, and Orient Takaful Silk Road offers the ideal health insurance coverage to prove it. This Orient Takaful Silk Road includes a plethora of medical services, such as maternity care, critical illness cover, dental and gum treatment, hearing and vision aids, and more. You can also make changes in your plan by including riders/ add-ons to make it more beneficial for your family.read more

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AED 1 million Health cover starting @4/Day

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Mousree Das
Written ByMousree DasSenior Content Writer (Expertise - Health and Travel Insurance)
Toshita Chauhan
Reviewed ByToshita ChauhanBusiness Head - General Insurance
Last updated on 09 September 2025Editorial Standards
Regulatory credentials
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Licensed by the Central Bank of the UAE (Registration No. 123)
DHA Health Insurance Intermediary Permit No. BRK-00041
Emirates Insurance Federation Membership No. B81
info-i-icon Information on this page is for general guidance only - not personalised financial or medical advice.
Plan Summary
Plan NameSilk Road
Cover AmountAED 1,000,000
Pharmacy LimitUpto AED 1,000,000
TPAMEDNET

Orient Takaful - Silk Road Details

Maternity Cover
Covered up to AED 10,000 (normal delivery / C-section), 10% co-pay; maternity-related medical emergencies up to AED 150,000; out-patient maternity up to annual limit.
Waiting Period
Maternity
Maternity Waiting Period: any pregnancy, which arises within 40 calendar days from the policy issuance date is not covered. By paying an additional premium (subject to underwriting guidelines), the waiting period is waived and maternity coverage starts from Day 1.
Chronic Condition
Medical conditions declared during underwriting are covered from the policy start date with no waiting period. Any pre-existing condition that is not declared will not be covered during the policy period
Pre-existing diseases (PED)
Medical conditions declared during underwriting are covered from the policy start date with no waiting period. Any pre-existing condition that is not declared will not be covered during the policy period
Coverage Type
Specialist Clinic
Pre-Existing and Chronic Conditions
Covered up to AED 150,000 per person, per year; subject to declaration and medical underwriting.
Network
Mednet Silk Road
Diagnostics (X-RAY, MRI, CT-SCAN)
Covered with Nil CopayCovered with 10% CopayCovered with 20% Copay
Psychiatry
Mental Health coverage up to a limit of AED 800 per policy year. 30% outpatient coinsurance is payable by the insured per visit.
Alternative medicine
Covered up to AED 1,600 per member, per year (reimbursement basis only).
Dental and gum treatment
Covered up to AED 3,500 per year, 20% co-pay
Hearing and Vision Aid
Covered for emergency cases only (e.g. ruptured eardrum, sudden hearing/vision loss). Routine hearing/vision aids not covered.
Physiotherapy Treatment
Covered up to 15 sessions / Per member per year with 10% copay
Region Coverage
Worldwide

75 Orient Takaful - Silk Road Added Network Hospitals

Name
Address
MEDICLINIC HOSPITALS L.L.C. (AIRPORT ROAD HOSPITAL) / MF2270 (In Patient) (Hospitals)
AIRPORT ROAD, SHK. MOHD BIN BUTTI BLDG. - 02-4944813
LIFECARE HOSPITAL (Out Patient) (Hospitals)
BANIYAS STREET, WATHBA, GATE NO. 6 AL RAHA VILLAGE - 02-5856333
LIFECARE HOSPITAL (In Patient) (Hospitals)
BANIYAS STREET, WATHBA, GATE NO. 6 AL RAHA VILLAGE - 02-5856333
LLH HOSPITAL L.L.C./MF1954 (FORM LIFELINE HOSPITAL) (Out Patient) (Hospitals)
ELECTRA STREET, AL MARWA BUILDING - 02-6335522
LLH HOSPITAL L.L.C./MF1954 (FORM LIFELINE HOSPITAL) (In Patient) (Hospitals)
ELECTRA STREET, AL MARWA BUILDING - 02-6335522
AHALIA HOSPITAL (In Patient) (Hospitals)
HAMDAN STREET, OPPOSITE BANK OF BARODA. - 02-6262666
AL AHALIA HOSPITAL LLC - MUSAFFA BRANCH / MF3107 (In Patient) (Hospitals)
MUSSAFAH - 02-8119119
LLH HOSPITAL AL MUSAFFAH LLC (Out Patient) (Hospitals)
MUSSAFAH, ALI KAHBOUS AL ZAABI - 02-5557711
LLH HOSPITAL AL MUSAFFAH LLC (In Patient) (Hospitals)
MUSSAFAH, ALI KAHBOUS AL ZAABI - 02-5557711
MEDICLINIC HOSPITALS L.L.C. (AL JOWHARA HOSPITAL)/MF2984 (In Patient) (Hospitals)
CIVIC CENTER, AL AIN - 03-7051781

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