Orient Takaful - Plan GN Limited

Secure your family's well-being with Orient Takaful Plan GN Limited, an exclusive health insurance package covering a diverse range of health services, such as critical illness cover, dental and gum treatment, pre-existing and chronic conditions, psychiatry and beyond. This highly flexible Orient Takaful Plan GN Limited can be customized to perfectly meeting your preferences.read more

Plan GN Limited

Insurer Highlights

Network hospitals

1799

Network Name

Nextcare

Starting Premium

AED 4/day

Sum Insured

AED 1 Million

We Are Rated

4.7/5

★★★★★

43,419

Reviews

2 Million+

Trusted Customers

35+

Insurance Partners

1 Million+

Policies Sold

Plan Summary

Plan NamePlan GN Limited

Cover AmountAED 1,000,000

Pharmacy LimitUpto AED 10,000

TPANextcare

Orient Takaful - Plan GN Limited Details

Maternity Cover

Out-patient Maternity Services

Covered subject to 10% coinsurance, and a maximum of 15 visits and 8 ante-natal ultrasound scans Pregnancy at time of application should be declared in the medical application form and is subject to medical undewriting Undeclared Pregnancy at time of application will not be covered during the policy period and will be underwritten at renewal if needed.

In-patient Maternity Services

Covered subject to 10% coinsurance, up to AED 20,000. In case of any condition developping into an emergency, the medically necessary expenses will be covered up to the annual aggregate limit. Pregnancy at time of application should be declared in the medical application form and is subject to medical undewriting Undeclared Pregnancy at time of application will not be covered during the policy period and will be underwritten at renewal if needed.

Waiting Period

Maternity

Maternity Waiting Period :- 40 days No waiting period for maternity coverage upon payment of an additional premium, as per underwriting guidelines – coverage begins from Day 1.

Chronic Condition

Chronic Condition Waiting Period :- 6 months

Pre-existing diseases (PED)

Pre-existing diseases (PED) Covered only if declared on additional payment

Additional Information

No waiting period applies to the above cases upon payment of an additional premium, as per underwriting guidelines—coverage begins from Day 1. Also, for renewals, no waiting period is applicable.

Coverage Type

Full Access

In-Patient Services

Room Type

Private

Parent Accommodation for child under 18 years

AED 400 / day

Pre-Existing and Chronic Conditions

Covered up to a limit of AED 150,000 per member per year. No waiting period applies if evidence of continuity of coverage is provided; otherwise a waiting period of 6 months applies to the first scheme membership. All pre-existing medical conditions should be declared in the medical application form and is subject to medical undewriting Undeclared pre-existing conditions will not be covered during the policy period and will be underwritten at renewal.

Network

NEXTCARE GN- Excluding Mediclinic- Al Zahra Hospital - Suleiman al Habib group pf providers

Other Services

Repatriation of Mortal Remains to Home Country

Covered up to Maximum AED 15,000 per person per annum settled on Reimbursement basis with no co-pay

Diagnostics (X-RAY, MRI, CT-SCAN)

Covered subject to 20% Co-payCovered subject to 10% Co-payCovered subject to Nil Co-pay

Psychiatry

In-Patient, Out-Patient, and Emergency cover up to a maximum of AED 10,000/- per person per annum. 20% coinsurance payable by the insured per visit for Out Patient services. No coinsurance is applicable for follow up visits made within seven days.