Buy Car Insurance in 20 Seconds!
Incorporated in 1903, Ford Motors is one of the largest American automobile manufacturers. The company owns several subsidiaries across the globe, including an 8% stake in Aston Martin and ownership in the Brazilian SUV manufacturer ‘Troller’. Ford Motors delivers a range of automobiles including sports utility vehicles, sedans, hatchbacks and multi-utility vehicles. In UAE, Al Tayer is an authorised dealer of Ford cars and offers sales and after-sales services. Al Tayer has tied up with top banks and insurers to provide Ford car insurance in the UAE. As a part of its after-sales services, Al Tayer forms a network of Ford authorised dealership and service centres all over the UAE.
Ford car insurance is customisable as per the needs of the vehicle owner and offers comprehensive as well as third-party liability coverage. Comprehensive vehicle insurance provides extensive protection to the insured vehicle from fire, explosions and allied perils, theft, burglary, third-party malicious act and road accidents. The following article sheds light on Ford car insurance, benefits offered and key inclusions and exclusions.
The car insurance cost depends on a few factors such as the vehicle cost, model, manufacturing year, etc. Based on these factors, the Ford car insurance cost can lie between AED 450 to 6,000.
The insurance cost is also known as the premium and an individual needs to pay it in order to stay in the contract. The policyholders can easily pay Ford car insurance premiums through online modes, or they can visit the insurance provider in person for premium payments. As long as the insurance contract remains active, the insurer secures the vehicle from various vulnerabilities such as fire and allied perils, explosions, road accidents, theft and burglary.
The insurance providers calculate the cost according to the insured declared value (IDV). The insured declared value denotes the maximum sum the insurer is liable to pay in case of an accident. During IDV calculation, the depreciation rate and the insurance exclusions are deducted from the selling price of a particular Ford model. The company discloses the IDV amount when you purchase the Ford car insurance. Several other factors also determine the cost of car insurance such as after-sale modification, prior claim history, etc.
Considering the diverse needs of customers, Ford car insurance providers have come up with comprehensive and third-party liability insurance. To have maximum protection against on-road and off-road threats, you can buy a comprehensive car insurance plan. On the other hand, third-party insurance protects the uninsured individual/vehicle against losses/damages caused due to the insured vehicle. The details of both the insurance type are as follows -
Comprehensive car insurance provides wholesome protection to your Ford car from accidental losses, whether it is on the road or not. As an extensive coverage, the insurance also protects the occupants against any unforeseen event.
Additionally, the comprehensive car policy comes bundled with third-party liability insurance that secures uninsured individuals/vehicles from mishaps caused due to the insured vehicle. Although comprehensive car insurance is expensive in comparison to third-party liability insurance, it offers extensive coverage to the passenger, vehicle and uninsured individuals on the road. A comprehensive car insurance plan has some exclusions, and the same needs to be confirmed while purchasing a Ford car insurance.
In cases where the accident is caused due to the insured vehicle, it becomes the liability of the vehicle owner to pay for the third-party losses. A third party is an individual who does not belong to the insurance contract and is not required to pay the insurance premium. However, he/she can claim for the losses incurred due to an accident by the insured vehicle.
The customers should note that the third party Ford car insurance does not cover the damages to the insured vehicle and the occupants during an accident. However, you need to compulsorily have third-party liability insurance before hitting the roads of the UAE.
To protect your Ford vehicle against various vulnerabilities, you should purchase Ford car insurance in the UAE. Various reasons justifying why you should opt for Ford car insurance in the UAE are as follows. -
|Car Insurance Companies||Types of Car Insurance Plans Offered||Plan Details|
|ADNIC||Platinum Cover Gold Cover Standard Cover|
|AXA Car Insurance||Comprehensive Car Insurance cover, Third-Party Liability Cover|
|RSA Car Insurance||Motor Executive (Comprehensive), Motor Smart (Comprehensive), Motor Value (Third-Party)|
|Oman Car Insurance||Comprehensive Cover Third-Party Insurance InsureMyTesla High Net Worth Covers (premium covers for luxury cars/vehicles)|
|Noor Takaful Insurance||Comprehensive Car Insurance, Third-Party Liability Car Insurance|
|Orient Car Insurance||Comprehensive Plans, Third-Party Liability Plans|
|Salama Car Insurance||Comprehensive Car Insurance Plans|
|Tokio Marine Car Insurance||Comprehensive Car Insurance Plans|
|New India Car Insurance||Third-Party Plans, Comprehensive Plans|
|RAK Car Insurance||Comprehensive and Third-Party liability|
Whatever threats car insurance protects the vehicle from falls under the policy inclusions. Ford comprehensive car insurance includes extensive protection from a range of perils and threats as mentioned below -
Along with comprehensive and third-party liability insurance, Ford car insurance also comes with several add-ons to extend the boundaries of your vehicle protection. A few Ford car insurance add-ons include:
In a few instances, the insurance company does not cover accidental vehicle loss or damages. Such events are known as exclusions. Due to moral and legal obligations, the insurance providers strictly follow the exclusions as given below -
To buy Ford car insurance, an individual can visit the insurance provider in person or visit their official website. Purchasing car insurance online is convenient, fast and reliable, and you can also avail of exclusive discounts. Following are the steps to buying an online Ford Car insurance in the UAE.
To buy the Ford car insurance plan offline, you need to visit an insurance broker or the Ford car insurance provider with your identity, driving license and vehicle details.
You can conveniently renew your Ford car insurance online from anywhere and anytime. To renew your car insurance, follow the steps below -
If you are eligible for a no-claim bonus, ensure that you are availing of it during the insurance renewal process. With a no-claim bonus, you can get exclusive discounts on the insurance premium.
The online claim process for Ford Car insurance makes it quick and convenient. All you need to do is collect and submit your policy, vehicle details and supporting documents and fill the claim application form. The following are the detailed steps for filing an online Ford car insurance claim.
In the case of cashless claims, the cost of repair and replacement is paid directly to the garage. To avail of cashless claims, you need to take your vehicle to an authorised service centre.
When you are ready with all the requisite documents, the claim process becomes quick and hassle-free. Therefore, collect all the required documents prior to filling the claim form. To ensure you have each document, you can go through the list given below -
The insurer may ask for additional documents related to the intricacies of your vehicle accident. To ensure that you have all the necessary documents supporting your claim request, you can contact the insurance support team.
Ans. You can opt for an in-house insurance purchase when you buy a Ford car. In addition, you can buy a car policy from various insurance providers in the UAE.
Ans. Ford car insurance coverage is based on the insurance type. Ford comprehensive car insurance offers security from a range of perils, including fire, explosion, natural calamities, theft, burglary and accidental damages. Third-party liability insurance covers the expenses of the property damage and bodily injuries of the uninsured.
Ans. Several insurance companies in the UAE offer a competitive insurance cost for your Ford vehicle. Ford car insurance purchased online can give you the best rates. You can visit the insurance section of Policybazaar.ae and compare car insurance costs from various insurers.
Ans. Yes, the Ford comprehensive insurance plan covers the third-party liabilities against accidental property damages and bodily injuries.
Ans. Allied Perils are threats such as fire, explosions, lightning, thunderstorm, etc.
Ans. Yes, Ford Comprehensive car insurance protects the insured vehicle against fire and allied perils.
Ans. Yes, the comprehensive Ford car insurance protects your vehicle against theft, burglary or house break-in.
Ans. Purchasing the Ford car insurance online is the best way to acquire a car policy. This way, you can compare various insurance plans, view estimated quotes and buy the policy without any hassle. In addition, you can avail of various offers and discounts for purchasing an online Ford car insurance plan.