Mercedes-Benz EQS Car Insurance

Due to its high value and cutting-edge features, choosing the right Mercedes-Benz EQS car insurance plan is extremely important for complete financial protection.

Mercedes-Benz EQS Variants Available in the UAE (Sedan & SUV)

In the UAE, the Mercedes-Benz EQS is offered in both Sedan (Saloon) and SUV body styles. Each comes with different performance levels, battery capacities, and luxury configurations. The final specifications may vary depending on stock and optional equipment selected at the time of purchase.

1. Mercedes-Benz EQS Sedan (Saloon)

The EQS Sedan combines the elegance of a coupe-style design with the comfort of a luxury saloon. Common variants available in the UAE include —

• EQS 450+
• EQS 450 4MATIC
• EQS 580 4MATIC

2. Mercedes-Benz EQS SUV

The EQS SUV offers the same electric innovation but with a higher seating position and larger cabin space. Popular UAE variants include:

• EQS 450+ SUV
• EQS 450 4MATIC SUV
• EQS 580 4MATIC SUV
• Mercedes-Maybach EQS SUV (ultra-luxury variant)

Top Features of Mercedes-Benz EQS in the UAE

The Mercedes-Benz EQS is a flagship electric luxury vehicle. It combines advanced electric performance with next-level digital technology and premium comfort. Whether you choose the sedan or SUV, you can get innovation, safety, and refinement. These features also play an important role in determining the Mercedes-Benz EQS car insurance cost, as high-end technology and advanced safety systems can influence repair and replacement expenses.Here is an overview of the key features available in the UAE models (depending on variant and configuration) — 

*Features may vary depending on variant and optional equipment selected.

Estimated Mercedes-Benz EQS Price in the UAE

The price of the Mercedes-Benz EQS in the UAE depends on whether you choose the Sedan or SUV version, along with the selected variant and optional features. Prices listed by the authorised dealer are inclusive of 5% VAT. Based on the Official Mercedes-Benz UAE Website

1. Mercedes-Benz EQS Sedan – Starting from AED 556,900
2. Mercedes-Benz EQS SUV – Starting from AED 580,900

These are base prices and may increase depending on — 

• 4MATIC (AWD) configuration
• Performance variants (such as EQS 580)
• Optional interior packages
• Technology upgrades
• Customisations

Types of Mercedes-Benz EQS Car Insurance in the UAE

When buying Mercedes-Benz EQS car insurance, you mainly have two options in the UAE — third-party liability insurance and comprehensive insurance. Since the EQS is a high-value electric vehicle, understanding the difference between these two is very important.

1. Third-Party Liability Insurance: Third-party insurance is the minimum mandatory coverage required under UAE law. As per the Unified Motor Vehicle Insurance Policy Against Third Party Liability, the insurer undertakes to compensate the injured third party for bodily injury or property damage caused by the insured vehicle. 
2. Comprehensive Insurance: Comprehensive insurance offers broader protection. It covers both third-party liability and damage to your own vehicle. As defined under the Unified Motor Vehicle Insurance Policy Against Loss and Damage, the insurer compensates the insured for damage to the motor vehicle during the insurance period. 

Best Mercedes-Benz EQS Car Insurance Plans in the UAE

Some of the top Mercedes-Benz EQS car insurance plans in the UAE are — 

⚠️ Disclaimer: The above plans and benefits may vary depending on insurer terms, vehicle variant, and driver profile. For updated quotes and customised Mercedes-Benz EQS motor insurance options, please visit Policybazaar.ae.

Inclusions and Exclusions of Mercedes-Benz EQS Car Insurance

The key inclusions and exclusions of Mercedes-Benz EQS comprehensive car insurance in the UAE are — 

How are Mercedes-Benz EQS Car Insurance Premiums Calculated?

The Mercedes-Benz EQS car insurance cost is not fixed. Insurers calculate the premium based on multiple risk and vehicle-related factors. Since the EQS is a high-value electric luxury vehicle, premiums are generally higher than those for standard cars. Take a look at the key factors that impact the premium — 

• Insured Declared Value (IDV): The higher the vehicle value (starting above AED 550,000), the higher the premium
• Variant (Sedan or SUV): Performance variants like EQS 580 or 4MATIC versions may attract higher premiums
• Repair Cost & Parts Value: Advanced EV battery systems, digital displays, and sensors increase repair costs
• Driver’s Age & Experience: Younger or less experienced drivers may pay higher premiums
• Driving History / Claims Record: Previous claims can increase the renewal premium
• No Claim Discount (NCD) A claim-free year reduces the premium at renewal
• Coverage Type: Comprehensive insurance costs more than third-party insurance

Frequently Asked Questions (FAQs)