Lincoln Car Insurance

Ford Motor Company took over Lincoln motor company in 1922. Right from Lincoln continental (1939), which had a unique body design to its recently launched hybrid electric system-based SUV, Lincoln has over 100 years of rich contribution to the automobile industry. Currently, Lincoln is known for luxury SUVs and crossovers. We will take a detailed look at Lincoln car insurance plans available in the emirates along will all important aspects related to them.

Lincoln Car Insurance in the UAE

Every car owner must have car insurance coverage in the UAE. Having appropriate car insurance coverage can be a lifesaver for you during a time of crisis. Lincoln car insurance in the UAE provides coverage against various unforeseen risks which include third-party liabilities as well as the losses that may arise from damage incurred by own vehicle and personal injury of the owner.

Following mentioned are some of the top Lincoln car insurance plans for 3 most popular Lincoln car models in the UAE:

Car Insurance Premium for Lincoln Cars in the UAE

Car insurance is an important requirement to secure your valued possession. Lincoln insurance cost in the UAE depends on various factors mainly associated with the current market value of the vehicle and the type of insurance coverage that you choose. Fully comprehensive car insurance for luxury Lincoln cars would cost around 2.75% of the current value of the car. That means the car insurance premium for the Lincoln Navigator which cost approximately AED 3,60,000, could go up to around AED 9,900. You can obtain the Lincoln car insurance quotes online and then compare them before you buy.

Types of Lincoln Car Insurance Plans in the UAE

To make sure that you purchase a suitable Lincoln car insurance, it is essential to be aware of the types of Lincoln car insurance policies offered in the UAE market. There are mainly two types of Lincoln car insurance plans offered in the emirates. Let’s take a look:

Third-party liability car insurance

Third-party liability car insurance for Lincoln cars is designed to provide financial protection against the liabilities that may arise from third parties involved in the accident. Following are the liabilities that are covered under third-party liability car insurance:

• Liabilities arising from a third-party person’s death or bodily injury
• Damage to vehicle, personal items and properties of the third party

Comprehensive car insurance

Lincoln comprehensive insurance policies are designed to provide complete financial protection against own damages as well as third-party liabilities. The following benefits are covered under Lincoln comprehensive insurance policies:

• Liabilities arising from loss or damage to the insured vehicle due to a road accident, fire, theft, vandalism, etc.
• Third-party liabilities arising from events such as death, bodily injury, or property damage caused to them in an accident where the policyholder is at fault.
• Personal injury incurred by the policyholder.

A comprehensive car insurance policy can be customized as per your need. You can avail of various add-on covers such as roadside assistance, car rental benefit, etc. to enhance the coverage of the policy. Premium comprehensive car insurance policies are offered by several insurance companies for luxury Lincoln cars that are tailor-made to the owner’s requirement. You can avail of such covers at an additional amount of premium.

Why Buy Lincoln Car Insurance Policy?

Comprehensive car insurance coverage is extremely essential for any luxury car owner in the UAE. Unforeseen unfortunate events like accidents and natural calamities involving your car can not only cause emotional turmoil but also put a financial burden on you. Given below are some of the many important reasons for you to buy a Lincoln insurance policy in the UAE:

• A comprehensive car insurance policy provides coverage against various damages caused by situations and events such as accidents.
• Comprehensive coverage with benefits like liabilities claims from a third party, personal loss or damage, theft, robbery, vandalism, and several other perils are covered by these car insurance plans.
• You can also avail of coverage for losses arising out of natural calamities such as earthquakes, floods, cyclones, etc.
• Add-on covers like roadside assistance and key replacement are offered to help you customise your coverage.
• Helps you fulfil your legal obligations and avoid heavy penalties.
• A wide network of cashless garages makes the entire process of receiving the claim benefit quick and hassle-free.

Inclusions of Lincoln Car Insurance

The following are the general inclusions in the comprehensive car insurance policy for your Lincoln car:

• Compensation for death of or bodily injury (depending on the extent of disability) caused to a third party
• Third party’s judicial expenses and charges
• Compensation for the damages caused to personal items and properties of the third-party
• Cover for the ambulance and medical transportation services to the hospital
• Loss or damage that occurs to the insured vehicle due to accidental run-over, turnover, collision, or any other similar incident
• Loss or damage to the insured vehicle from robbery or theft
• Loss or damage to the insured vehicle from the malicious act of the third party
• Loss or damage to the insured vehicle from spontaneous combustion, external fire, lightning, explosion
• Loss or damage caused to insured vehicle from strike, riot, and civil commotion
• Personal injury for owner-driver
• Loss or damage to the insured vehicle during the transit of vehicle via land, inland waterways, lift elevator, etc.
• Loss of personal belongings
• Valet parking theft cover
• Windscreen damage cover
• Agency repairs

Add-on Covers for Lincoln Car Insurance

You can customise the coverage for your Lincoln car by enhancing your Lincoln motor Insurance coverage with some additional benefits called add-ons. You can avail of these add-on covers at an additional premium. The following are common add-on covers offered with most Lincoln car insurance policies:

• Key replacement cover: This add-on pays for the replacement of the key when the key of the insured vehicle is stolen or lost.
• Off-road cover: This add-on provides coverage to SUVs and other 4x4 cars (with off-road features) if the car gets damaged while being driven off-road.
• Geographical expansion cover:The add-on extends the cover for the plan to the sultanates of Oman and Qatar in some cases.
• Car replacement cover: Gap insurance Lincoln provides coverage for the difference between the due loan amount on your totalled car and the amount you received as settlement of your written-off car.
• Personal accident benefit for the driver or passenger: This optional coverage can be availed to cover the injuries, death and disabilities of the named driver or passengers in the insured vehicle due to an accident.
• Roadside assistance cover: This add-on includes Lincoln insurance servicessuch as vehicle towing, battery boost, flat tire, lock-out, vehicle registration, emergency fuel delivery services, etc.

These additional benefits offered by one insurance company may vary from the ones offered by other insurance companies. Choose the relevant covers to create a coverage that matches your individual requirements.

Exclusions of Lincoln Car Insurance

Let’s take a look at some of the general exclusions of a comprehensive Lincoln car insurance policy for your car:

• Accidents that occur outside geographical limits specified in the policy
• Loss or damage caused directly or indirectly due to uncovered natural disasters
• Invasion, warlike operations, foreign enemy hostilities, declared war, mutiny, rebellion, etc. causing damages
• Nuclear perils like contamination by radioactivity from nuclear fuel, radioactive substances, etc.
• Losses or damages due to the usage of the motor vehicle for purposes other than those set out in the insurance policy
• Misrepresentation or non-disclosure of material facts by the insured
• Loss or damage caused when the motor vehicle was used in a speed race or other competitive events
• Damage to insured vehicle when the vehicle is being driven without obtaining the driving license
• Violation of law or wilful felony leading to damages to the insured vehicle
• Damage to insured vehicle when the vehicle is being driven under the influence of narcotics or alcohol
• The intentional or wilful neglect of the owner/driver leading to damages

Process of Car Insurance Renewals for Lincoln Cars

Completing Lincoln insurance renewal using Policybazaar.ae is extremely simple and can be done in no time. Go to our official website and log in using your customer credentials. Open your profile and click on the ‘car insurance renewal’ tab. Input your car insurance policy details and get the Lincoln car insurance quote for renewal. Compare and choose a plan for your renewal. Verify the details, and fill out the application details. Upload the required documents and pay the premium to complete the process.

If you are a new customer on our website, head to the main page of car insurance and open the lead form to begin your Lincoln car insurance renewal process. Fill out the required details and submit the form to get relevant Lincoln car insurance quotes. Choose a suitable plan and complete application formalities to renew your plan.

You can complete Lincoln car insurance renewals through the insurance company’s official website as well. Or you may visit a nearby branch of the provider to complete the renewal offline.

Lincoln Car Insurance Claim Procedure

Following is the step-by-step process to follow for submitting a Lincoln car insurance claim:

1. Report to police

The first thing is to call the police and report the incident. Take the first information report given by the police as it is an important document required for processing the car insurance claims by your Lincoln insurance company.

1. Intimate the insurer immediately

The insurance company should be immediately contacted to initiate the car insurance claim. You can report the incident via email, or phone call or you can even do it online.

1. Submission of relevant documents

Your Lincoln car insurance company would ask you to submit a list of documents necessary for processing the claim. Ensure to submit all those documents along with a duly filled and signed claim form.

1. Track claims with reference number

You would receive the claim reference number on your phone. You can track your claim process through this number.

1. Survey and assessment of the claim

The insurance company appoints a surveyor to assess the loss or damage. The surveyor’s report would contain the extent of loss and cost estimation of the same. Lincoln insurance company would provide approval for the claim accordingly.

1. Approval and settlement of the claim

After verification of documents, review of the surveyor’s report, and receiving approval, you can expect the claim to get settled within a few days. Take your car to a network or agency garage and get it repaired. Pay the due deductible, if any.

Documents Required for Lincoln Car Insurance Claims

Ensure to collect all the relevant claim documents and keep them handy to submit along with the claim form. The following are the documents that you need to submit to successfully submit your Lincoln car insurance claims:

• Lincoln car insurance claim form (duly filled)
• Policy document/policy number
• Police report or Saaed report
• Driving license
• Lincoln car registration card
• Proof of the incident, if any
• Car modification certificate, if any

Depending on the nature of a car insurance claim, insurance companies may ask for additional documents.

How to Buy Lincoln Car Insurance Online?

The easiest way to purchase your Lincoln car insurance plans is by using our official website. Go to policybazaar.ae to buy Lincoln insurance online and open the car insurance section. Find the lead form on this page and fill it out. Choose your car brand as ‘Lincoln’ and provide all the required details to get the Lincoln insurance quotes from top insurance companies. Compare the quotes and policy benefits before you click on the buy button. Complete the process by paying the premium and getting the policy document instantly.

Why Buy from Policybazaar.ae?

You can expect to enjoy the following benefits and more when Policybazaar.ae is your official insurance partner:

• Exclusive access to car insurance discounts, deals and offers.
• Highly cost-effective insurance plans from top Lincoln insurance providers in the emirates.
• Exclusive in-house insurance experts to help you choose the right insurance plan for your Lincoln.
• 24x7 customer support cell to solve all your insurance-related roubles in real-time.
• Safe payment platforms to ensure optimum transaction security.
• Instantaneous insurance coverage.

Below given are some frequently asked questions asked about Lincoln car insurance plans in the UAE. Have a look at what other policyholders are asking!

Frequently Asked Questions

Q1. Is Lincoln Cars Expensive to Insure?

Ans: Comprehensive car insurance policies for Lincoln cars in the UAE are available at a reasonable price ranging around from 2% to 6% of the current market value of the car.

Q2. What does my Lincoln car insurance cover?

Ans: Coverage offered by the Lincoln insurance policy depends on the type of Lincoln car insurance coverage you have opted for. A basic comprehensive plan will offer coverage for third-party liabilities along with the own damages of the insured.

Q3. From where can I purchase insurance for my Lincoln car?

Ans: The most convenient way to purchase insurance for your Lincoln car is purchasing it through our official website Policybazaar.ae. You can also use the provider website or a branch office for the same.

Q4. How is the Lincoln car insurance price calculated?

Generally, Lincoln car insurance price is calculated based on the insured declared value of the car, make &model, built year, driver’s performance, claims history, etc.

Q5. What insurance company does Lincoln car use?

Ans: In the UAE, many insurance companies provide car insurance for Lincoln cars. Comprehensive cost-effective plans from Lincoln tie-up insurance companies can be found on Policybazaar.ae.

Policybazaar UAE – Helping you navigate the wilderness of the insurance world!