Hongqi Car Insurance in the UAE

Which Type of Hongqi Car Insurance in UAE Do You Need?

Before comparing prices or plans, the first step is to understand which insurance type suits Hongqi cars. You have to pick between —

Third-Party Liability Insurance (Minimum Legal Requirement)

• Covers damage to others’ vehicles or property
• Covers injury or death to third parties
• Does NOT cover your Hongqi car itself
• Best for: Older models or if your car value is low

Example: You accidentally hit a parked vehicle in Abu Dhabi. Third-party insurance pays for the other car’s repairs, but not for your Hongqi’s bumper damage.

Comprehensive Insurance (Recommended)

This type of Hongqi vehicle insurance in UAE provides wide coverage, including —

• Damage to your Hongqi
• Third-party liabilities
• Theft, fire, and natural disasters (depending on policy & add-ons)
• Best for: New Hongqi models (H9, HS5, HS7, E-HS9, EH7, HQ9) or cars under financing

Example: Heavy rains flood your parking area in Dubai. A comprehensive plan with natural calamity cover can protect you from engine and electrical damage.

How Much Does Hongqi Vehicle Insurance in UAE Cost?

If you're insuring a Hongqi in the UAE, third-party liability insurance starts from around AED 630. This is the minimum legal requirement and covers damages caused to others, not your own vehicle.

For Hongqi comprehensive insurance in UAE, which protects your own car as well, typical starting prices are —

Note: Premiums vary depending on model year, driving history, and the repair type. Insurance for EVs like E-HS9 / EH7 may be higher due to battery system costs.

How Do Insurance Companies Evaluate Hongqi Cars?

While Hongqi falls under the standard private vehicle category, insurers factor in —

• Model & variant (SUV / EV / luxury sedan)
• Repair type: agency vs non-agency
• Battery value for EVs
• Cost of imported spare parts
• Driver profile & accident history
• Add-ons selected

Tip: Hongqi EVs like E-HS9 usually have higher premiums due to expensive battery components.

Why Do You Need the Right Hongqi Car Insurance in UAE?

Hongqi cars are equipped with adaptive cruise control, intelligent radars and sensors, luxury glass & camera systems, EV battery packs (for E-HS9, EH7), and imported mechanical components. These systems are costly to replace without proper insurance.

Here are some common repair & approximate costs for reference —

Note: Actual costs can depend on your car model and the exact changes that you need.

A wrong Hongqi car insurance choice can mean —

• Higher out-of-pocket repair costs
• Delayed repairs due to agency network restrictions
• Reduced cover in case of accidents or natural calamities
• Limited EV-specific coverage

This is why Hongqi comprehensive insurance in UAE is preferred by most owners over basic third-party insurance.

Hongqi Warranty & Its Impact on Insurance Choice

Before selecting Hongqi car insurance in UAE, know your warranty coverage. This affects your repair options and claim behaviour —

This extensive factory warranty makes agency repairs valuable, something to consider when choosing insurance.

Example: If your car is still under warranty, picking a non-agency repair option in your Hongqi car insurance in UAE could void certain manufacturer guarantees.

Note: The warranties above are for reference only. Actual terms may vary.

Warranty vs Insurance for Hongqi: What’s the Difference?

People often confuse warranty & insurance. Here’s the difference for your clarity to reduce Hongqi motor insurance claim disputes — 

Tip: If your Hongqi is under warranty, choose agency repair to avoid disputes.

Coverage & Exclusions of Hongqi Comprehensive Insurance in UAE

What’s Covered?

What’s NOT Covered?

Popular Add-ons for Hongqi Car Insurance in UAE

Without add-ons, insurers cover only the basics. That’s the reason most buyers prefer extended coverage. Here are the most popular add-ons for Hongqi vehicle insurance in UAE —

Recommendation: New car owners should add natural calamity cover and roadside assistance add-on. 

Best Insurance for Hongqi Cars in UAE

Find below some of the top plans for the best insurance for Hongqi cars in UAE —

Top Comprehensive Plans

Best Third-Party Plans

Note: The plans above are for Hongqi H5. Actual plans and prices may vary based on the model, year, vehicle condition, and so on.

💡Expert Tip - Third-party insurance is more affordable, but Hongqi is a premium brand. If you want coverage for your own vehicle, especially for bodywork, electricals, or EV battery-related damage in models like the E-HS9, comprehensive insurance offers much better long-term protection.

Hongqi Car Models You Can Insure in the UAE 

Hongqi has rapidly expanded its lineup in the UAE, offering both luxury sedans and premium SUVs, including electric models. All Hongqi models are eligible for insurance quotations in the UAE, provided they meet registration & inspection requirements.

Petrol & Hybrid Models

Electric Models

Where to Buy Hongqi Car Insurance in UAE?

You can easily compare and buy Hongqi vehicle insurance in UAE online through Policybazaar.ae. The platform gives you multiple quotes instantly and offers PB Advantage benefits such as —

PB Advantage Highlights

• Up to AED 1,000 refund on the first excess claim
• 12 free eco car washes
• 15%–20% discount on repairs
• EV benefits: Charger installation discounts, emergency charging

Buying online also saves time, as you receive your e-policy within 1–3 business days.

Final Thoughts

Hongqi is no longer just a historical luxury brand — it’s now a major global player in premium mobility. To protect your vehicle properly, Hongqi comprehensive insurance in UAE gives you the widest and safest coverage, especially if you own new or EV models.

The right insurance protects your car, finances, and peace of mind, ensuring your Hongqi stays on the road without surprises.

Frequently Asked Questions