Rent a Luxury Car in Dubai - Owning a luxury car is fun, but it also comes at a cost. Starting from the initial purchase to its maintenance and insurance, you need to have a deep pocket to manage it.
Founded in the year 1911, General Motors Truck Company (GMC) has been one of the most trusted global automotive brands for over a century. The company was earlier known for its production of large-sized vehicles such as pick-up trucks, light-duty trucks, heavy-duty trucks, SUVs, etc. The brand has always addressed distinct niche needs by producing military vehicles, fire trucks, transit buses, and many such vehicles.
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GMC has given some of the most popular luxury cars to the world. To name some, GMC Acadia, GMC Yukon, GMC Sierra, GMC Savana, etc. With its decision to join forces with Chevrolet in 1920, GMC started moving towards personal vehicle production. This article will cover all important aspects of GMC car insurance that every car owner must know including the purchasing process, claims, renewals and more.
Car insurance is mandatory by law in the UAE for all car owners. You can purchase GMC insurance online at competitive prices with the flexibility to customize the insurance plan based on your needs. You can negotiate the best deal by comparing the benefits, features, and GMC car insurance quotes side by side on online platforms like Policybazaar.ae. You can also buy GMC car insurance through GMC dealers. Buying your GMC insurance plan online gives you an advantage of comparison to make the right choice that can provide all-inclusive coverage.
Given below are the top GMC car insurance plans 3 of the most popular GMC car models in the UAE:
GMC Sierra Car Insurance Plans |
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Provider Name |
Plan Name |
Third-Party Liability Cover |
Oriental Insurance Company |
Comprehensive (Agency) |
AED 2 million |
Alliance Insurance |
Comprehensive (Agency) |
AED 2 million |
Aman Insurance |
Comprehensive (Standard Agency) |
AED 2 million |
Orient Insurance |
Comprehensive (Gold Agency) |
AED 3.5 million |
Tokio Marine |
Third-Party Liability Only |
AED 2 million |
GMC Savana Car Insurance Plans |
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---|---|---|
Provider Name |
Plan Name |
Third-Party Liability Cover |
Dubai National Insurance |
Comprehensive (Premium Agency) |
AED 3 million |
Oriental Insurance |
Comprehensive (Agency) |
AED 2 million |
Aman Insurance |
Comprehensive (Standard Agency) |
AED 2 million |
Al Wathba |
Comprehensive (Agency) |
AED 2 million |
Adamjee Insurance |
Comprehensive (Agency) |
AED 2 million |
GMC Acadia Car Insurance Plans |
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---|---|---|
Provider Name |
Plan Name |
Third-Party Liability Cover |
Alliance Insurance |
Comprehensive (Agency) |
AED 2 million |
Dubai National Insurance |
Comprehensive (Gold Agency) |
AED 3 million |
Aman Insurance |
Comprehensive (Standard Agency) |
AED 2 million |
Adamjee Insurance |
Comprehensive (Agency) |
AED 2 million |
Noor Takaful – Watania |
Comprehensive (Mumtaz Agency) |
AED 3 million |
Buying car insurance in the UAE for GMC cars is quite convenient and easy. The GMC insurance cost in the UAE varies from insurance company to insurance company depending on various influencing factors. Generally, the premium for GMC car insurance can go up to 3.25% of the vehicle's current market value. It may also depend on the type of insurance coverage that you avail yourself of, the basic benefits, add-on benefits and many other factors. GMC car insurance policies are available online which gives you a chance to compare and make the best, most cost-efficient choice.
Understanding the type of GMC motor insurance coverage available and the extent of coverage offered by each type of plan is essential to choosing the right plan for your car. There are mainly two types of GMC car insurance coverage available in the UAE. Let’s understand each of these types in detail.
Third-party liability car insurance in the UAE is mandatory coverage for all car owners. The third-party liability car insurance policy offers coverage against the following liabilities that may arise when your car is involved in an where you, the policyholder is at fault:
Comprehensive car insurance provides extensive coverage against third-party liabilities as well as own damages caused in an accident where you, the policyholder, are at fault. Under this policy, you can get cover for a wide range of risks. GMC comprehensive insurance provides complete financial protection against the following liabilities and types of damages:
GMC insurance company also offers you various add-ons or additional benefits which can be used to customise and enhance the coverage of your comprehensive insurance policy. These add-on covers come at an additional cost apart from the basic premium applicable to the plan.
Safeguarding your dream car is not only important but mandated by the law. That is why it is recommended to purchase proper comprehensive car insurance coverage for your GMC car if you need financial protection against all possible risks. Let’s take a look at some of the main reasons to buy a GMC car insurance policy:
A comprehensive GMC car insurance policy provides vast coverage against a wide range of risks. Let’s take a look at the benefits covered under the GMC comprehensive insurance policy:
Availing of relevant add-ons is the best way to enhance your car insurance coverage or customise it as per your individual needs. Here are some of the main add-on covers or additional benefits which you can avail of at an additional premium with your GMC car insurance policy:
You may also get various other add-ons depending on the GMC insurance company and plan that you choose.
The following are the general exclusions for most GMC car insurance policies:
GMC insurance renewal process is simple, easy, and can be done online. You can renew GMC car insurance policies online on the GMC insurance company’s official website or Policybazaar UAE. Navigate through the website to check all the GMC insurance quotes. Pick the plan that you like the best, verify all the details, fill out the application form and pay the premium to complete the process of GMC car insurance renewal.
The GMC car insurance claim procedure is quite simple, quick, and hassle-free. Let’s take a look at the GMC car insurance claim procedure step-by-step:
You must immediately call and inform the police about the incident/accident that caused damages to your or third-party vehicle. Police will carry out the initial investigation and hand over the first information report which is important for the claim process.
Pictures and videos can work as proof to support your claim. Whenever possible, you can ensure to take pictures of the incident that can be submitted as proof at the time of claim document submission.
Initiate the process of insurance claims by reporting the incident to your insurer immediately after contacting the police. You can report the claim through email, phone call, or online.
Keep all the claim-related documents ready as listed by your insurance company. Enclose are documents along with the duly filled claim form at the time of submission which you can obtain from the official provider website.
As soon as you submit the claim document, the process of a claim settlement begins. The company would send out further instructions to you after it reviews the surveyor’s report and assesses the claim documents.
Ensure to make note of the claim reference number sent by your car insurance company on your phone number to track the process of the claim.
If all the documents are in order and correct, your claim would get approved and settled easily. You can take your car to a nearby network or agency garage for repairs after receiving the approval.
Document submission is an important part of the car insurance claim procedure. Ensure to submit all the relevant documents to get your claim settled quickly without facing any rejection or delay in settlement. The following are the documents that you need to submit for GMC car insurance claims:
Additional documents may be required depending on the type of claim that you make and the requirements of your insurance company.
The most convenient way of buying GMC car insurance is through Policybazaar.ae, our official website. All you need to do is go to the car insurance section and fill out the lead form. Choose ‘GMC’ as your car brand, give all the details of your car such as make, model and year, etc. along with your personal details in this form. Submit it to get GMC car insurance quotes. Browse through the various GMC car insurance quotes, and compare them on the basis of benefits offered, GMC insurance services and the cost to choose the best suitable plan. Fill out the application form, submit all documents and pay the premium to purchase your plan.
Purchasing your GMC car insurance from Policybazaar.ae comes with an array of benefits. Let’s cover a few of them quickly:
Given below are some frequently asked questions about GMC car insurance plans by other car owners in the emirates. Let’s take a look:
Q1. Is the GMC car insurance policy expensive in the UAE?
Ans: You can get GMC car insurance policies in the UAE at a lucrative rate of premium, especially when you buy them online. Most basic GMC car insurance plans cost 2% to 4% of the market value of your car at the time.
Q2. When should I renew my GMC car insurance policy in the UAE?
Ans: GMC car insurance coverage in the UAE stays valid for 12 months. Additional validity of 1 month is offered as a grace period. The renewals shall be done before the grace period ends.
Q3. From where can I purchase insurance for my GMC car?
Ans: You can buy GMC insurance coverage at Policybazaar.ae. Buying online helps you compare, customize and buy the best suitable insurance coverage for your GMC car. Alternatively, you can also purchase your plans form the provider website or a branch office.
Q4. How is the GMC car insurance price calculated?
Ans: The GMC insurance cost is calculated based on various factors such as the insured declared value of the vehicle, city of registration, car model, year of building, claim history, driver’s performance, etc. The calculation of price may vary from insurance company to insurance company.
Q5. Should I purchase insurance from GMC tie-up insurance companies?
Ans: GMC tie-up insurance companies can offer you extensive and tailor-made coverage suitable for your GMC car at a competitive price online. You can find plans from such providers at Policybazaar.ae easily.