BYD Qin Plus Car Insurance

With features like BYD’s Electric Hybrid System, Blade Battery technology, and a comfortable sedan layout, the Qin Plus fits well into UAE driving conditions. Choosing the right BYD Qin Plus car insurance is just as important as choosing the car itself, especially given its advanced hybrid components. 

An Overview of BYD Qin Plus in the UAE

The BYD Qin Plus DM-i is offered in the UAE as a plug-in hybrid sedan. It is ideal for drivers who want the benefits of electric driving without the pressure of relying only on charging. It uses BYD’s Electric Hybrid System (EHS), which allows the car to run primarily on electric power at city speeds and smoothly switch to the petrol engine when needed. This makes it practical for daily office commutes, school runs, and longer highway drives common in the UAE.

From a design and body style point of view, the Qin Plus follows a clean, modern sedan layout with comfortable seating and a spacious boot. The company highlights strong fuel efficiency (with low combined fuel consumption under WLTP testing) along with quick acceleration for city driving. Safety and driving assistance features, including BYD’s DiPilot driving assistance systems, add to its appeal as a daily-use car rather than a niche EV.

Top Features of BYD Qin Plus

BYD Qin Plus comes with two variants — Comfort and Premium. Here is a clear look at the key features offered across both variants in the UAE.

*For Reference Only

BYD Qin Plus Price in the UAE

As per the official pricing, the BYD Qin Plus 2026 is priced at around AED 74,900 (VAT included). This is the base price of the vehicle and does not include registration, insurance, or any optional dealer services.

Here is a simple price summary —

1. BYD Qin Plus (Base Price): AED 74,900 (VAT included)
2. Final On-Road Price: May vary depending on registration charges, dealer handling fees, and insurance selection

Different Types of BYD Qin Plus Car Insurance in UAE

When buying insurance for the BYD Qin Plus in the UAE, you will mainly come across two types of motor insurance. Both are regulated and widely offered, but they serve very different purposes. Choosing the right one depends on how new your car is, how often you drive, and how much protection you want for the hybrid system and battery.

1. Comprehensive BYD Qin Plus Car Insurance: Comprehensive insurance is the most commonly chosen option for new and high-value vehicles like the Qin Plus DM-i. This type of BYD Qin Plus motor insurance covers damage to your own car as well as damage caused to others. It also provides protection against theft, fire, vandalism, and accidents, irrespective of who is at fault. For a plug-in hybrid vehicle, comprehensive cover is especially important. Comprehensive Electric car insurance for BYD Qin Plus usually includes coverage for the battery, electric motor, advanced safety sensors, and onboard electronics, provided repairs are done at authorised or approved garages.
2. Third-Party BYD Qin Plus Car Insurance: Third-party insurance is the minimum legal requirement to drive in the UAE. It covers damage or injury caused to another person, vehicle, or property. However, it does not cover any damage to your own BYD Qin Plus. While third-party insurance is cheaper, it is generally not recommended for new or technologically advanced cars. In the case of the BYD Qin Plus, any damage to the hybrid battery, electric motor, or electronic systems would have to be paid for out of pocket. 

Popular BYD Qin Plus Car Insurance Plans in the UAE

Based on commonly available options, given below are the popular BYD Qin Plus car insurance plans —

Disclaimer - The insurance plans above are indicative and not exhaustive. Availability, coverage, and policy features may vary based on the insurer, vehicle details, and individual eligibility. To see a wider range of options and compare different insurers in one place, you can visit Policybazaar.ae and find multiple car insurance plans available for comparison.

Factors Affecting BYD Qin Plus Motor Insurance 

Several factors influence how BYD Qin Plus Car Insurance is structured in the UAE. These factors help insurers assess risk and determine the level of coverage suitable for a plug-in hybrid vehicle like the Qin Plus.

• Vehicle value and variant: The insured value of the car plays an important role. Higher-value trims with more features, advanced electronics, and comfort upgrades usually require broader coverage.
• Hybrid and electric components: The Qin Plus uses a plug-in hybrid system with an electric motor and Blade Battery. Insurers take into account the presence of high-voltage batteries, charging components, and electronic systems when offering electric car insurance for BYD Qin Plus.
• Type of insurance chosen: Comprehensive policies offer wider protection compared to third-party plans. Since comprehensive cover includes damage to the insured vehicle, it is more commonly selected for hybrid and electric cars.
• Repair network and garage choice: Policies that allow repairs at authorised or approved garages can influence coverage terms. Hybrid vehicles often require specialised technicians, which insurers factor into the policy structure.
• Driver profile and driving history: The driver’s age, experience, claim history, and past traffic record also affect vehicle insurance eligibility and coverage terms.
• Geographical coverage: Some policies cover driving within the UAE only, while others extend coverage to neighbouring regions such as Oman. Wider geographical coverage can affect the overall policy terms.

What is Covered in BYD Qin Plus Car Insurance?

Coverage under BYD Qin Plus auto insurance depends on the type of policy chosen. Find below the common inclusions under a comprehensive policy — 

• Damage to your own car: Covers repair or replacement costs if your BYD Qin Plus is damaged in an accident, whether you are at fault or not
• Third-party liability: Covers injury, death, or property damage caused to others while driving your vehicle, as required under UAE law
• Fire and theft: Provides protection if the car is stolen or damaged due to fire 
• Natural events: Covers damage caused by floods, storms, or other natural events, subject to policy terms and conditions
• Hybrid and electric components: Includes coverage for the electric motor, Blade Battery, and related electrical systems when repairs are done at approved or authorised garages
• Personal accident cover: Offers protection for the driver and, in some cases, passengers in the event of serious injury or death
• Roadside assistance: May include services such as towing, battery support, or breakdown assistance, depending on the insurer

What is Not Covered in BYD Qin Plus Car Insurance?

While BYD Qin Plus car insurance offers wide protection under comprehensive plans, it does not cover certain situations and expenses. These exclusions are common across most motor insurance policies in the UAE.

• Normal wear and tear: Routine ageing of parts such as tyres, brake pads, and interior trim is not covered
• Mechanical or electrical breakdown: Failures not caused by an accident, including internal mechanical or electrical faults, are generally excluded
• Driving under the influence: Any damage occurring while driving under the influence of alcohol or drugs is not covered
• Unlicensed or unauthorised driving: Claims may be rejected if the driver does not hold a valid UAE driving licence or is not authorised under the policy
• Using the car outside policy limits: Damage caused while using the vehicle for racing, off-road driving, or commercial purposes (if not declared) is excluded
• Delay in reporting accidents; Failure to report an accident to the police and the insurer within the required time frame may lead to claim rejection
• Repairs at unauthorised garages: Repairs done without insurer approval or at non-approved workshops may not be covered

Claim Process of BYD Qin Plus Car Insurance

Filing a claim for electric insurance for BYD Qin Plus is easy if you follow the correct steps. Reporting the incident on time and keeping documents ready helps avoid delays.

• In case of an accident, make sure everyone is safe. Move the vehicle to a secure location if possible.
• Get a police report through the Dubai Police app, Abu Dhabi Police app, or the local police authority. This document is mandatory for claims.
• Notify your insurer as soon as possible. Share the police report along with basic details of the incident.
• The insurer may arrange an inspection or direct you to an approved or authorised garage for assessment, especially for hybrid and electric components.
• Once approved, repairs can be carried out as per the policy terms. For comprehensive policies, this usually includes bodywork and covered electrical systems.
• After repairs are completed, you can collect your BYD Qin Plus once the insurer has settled the claim with the garage.

Frequently Asked Questions (FAQs)