Al Sagr - Steel

Al Sagr Steel guarantees health insurance for you and your family, incorporating an extensive array of medical services, including but not limited to prescription drugs coverage, consultation costs, outpatient/inpatient services, and others. Al Sagr Steel is designed with flexibility and ...read more

Silver

Insurer Highlights

Network hospitals

Network Name

NEXTCARE RN3

Starting Premium

AED 4/day

Sum Insured

AED 1 Million

We Are Rated

4.6/5

★★★★★

35,162

Reviews

2 Million+

Trusted Customers

35+

Insurance Partners

1 Million+

Policies Sold

Plan Summary

Plan NameSteel

Cover AmountAED 150,000

Pharmacy LimitUpto AED 1,500

TPANextcare

Al Sagr - Steel Details

Maternity Cover

Maximum benefit AED 7,000 per normal delivery, AED 10,000 for medically necessary C-section, complications and for medically necessary termination (All limits include co-payment).

Out-patient Maternity Services

Requires prior approval from the insurance company.Covered (9 months waiting period for non-working married females without continuity of coverage who are confirmed pregnant after time of enrollment o Nil waiting period for employees & non-working married females with continuity of coverage)10% coinsurance payable by the insured. PHC Visits to include reviews. (All Care provided by Primary Health care obstetrician for low risk or specialist obstetrician for high risk referrals.)

New Born Cover

Cover from 30 days from birth BCD, Hepatitis B and neo-natal screening test. (Cover for 30 days from birth.)

Coverage Type

Full Access

In-Patient Services

Room Type

Semi Private Room upto AED 450 per day

Ambulance Service

Ground transportation services in the UAE provided by an authorized party for medical emergencies.

Companion Accomodation

Maximum AED 200 per night. (The cost of accomodating a person accompanying an insured child up to the age of 16 years.)Maximum AED 200 per night. (The cost of accommodation of a person accompanying an in-patient in the same room in case of medical necessity at the recommendation of the treating doctor and after the prior approval of the insurance company providing coverage.)

Territorial Scope Of Coverage

Coverage

UAEInsurance Coverage is only for Dubai visa holders.

Pre-Existing and Chronic Conditions

6 Months (Treatment for chronic and pre-existing conditions excluded for first 6 months of first scheme membership. After 6 months covered to the annual policy limit subject to declaration)

Network

NEXTCARE PCP-RN3

Other Services

Radiology diagnostic

20% co-insurance

Test, diagnosis, treatments related to surgeries in hospitals

Prior approval required from the insurance company / TPA.

Emergency Treatment

Approval required from the insurance company within 24 hours of admission to the authorized hospital.

Healthcare services for emergency cases

Prior approval required from the insurance company (Prior approval required from the insurance company Where a pre-existing or chronic condition develops into an emergency within the 6-month exclusion preriod this must be covered up to the annual aggregate limit.)

Medication

Co-Payment

30% Coinsurance (co-payment by the insured in respect of each and every prescription.)

Limit

Maximum Limit AED 1500

Description

No cover for drugs and medicines in excess of the annual limit. Restricted to a list of formulary products where available at the physician and the pharmacist.