Orient - I-Med

Embrace peace of mind with Orient I-Med, an all-encompassing health insurance solution curated for you and your family. From diagnostics and tests, to maternity care and outpatient/inpatient services, this plan covers it all. Customise this Orient I-Med according to your family's unique requirements and affordability with its flexible features.read more

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I-Med
Insurer Highlights
Network hospitals
1407
Network Name
Nextcare
Starting Premium
AED 4/day
Sum Insured
AED 150,000
We Are Rated

4.7/5

44,602

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2 Million+

Trusted Customers

35+

Insurance Partners

1 Million+

Policies Sold

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AED 1 million Health cover starting @4/Day

Selecting health insurance for
Self Only
Self Only
Both Self and Family
Both Self and Family
Family without Self
Family without Self
Domestic Workers
Domestic Workers
Investor
Investor
Mousree Das
Written ByMousree DasSenior Content Writer (Expertise - Health and Travel Insurance)
Toshita Chauhan
Reviewed ByToshita ChauhanBusiness Head - General Insurance
Last updated on 28 November 2025Editorial Standards
Regulatory credentials
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Licensed by the Central Bank of the UAE (Registration No. 123)
DHA Health Insurance Intermediary Permit No. BRK-00041
Emirates Insurance Federation Membership No. B81
info-i-icon Information on this page is for general guidance only - not personalised financial or medical advice.
Plan Summary
Plan NameI-Med
Cover AmountAED 150,000
Pharmacy LimitUpto AED 2,500
TPANextcare

Orient - I-Med Details

Maternity Cover
10% co-payment payable by the Policy Holder. 8 Check-ups + 3 ante-natal ultrasound scans are covered at the Primary Health Care Centre (All Care provided by PHC obstetrician for low risk or specialist obstetrician for high risk referrals.)10% co-payment payable by the insured.40 Days ( any pregnancy, which arises within 40 calendar days from policy inception will be at the discretion of the insurer)
Waiting Period
Maternity
any pregnancy, which arises within forty calendar days from the date of policy issuance, shall not be covered under this policy under any condition No waiting period for maternity coverage upon payment of an additional premium, as per underwriting guidelines – coverage begins from Day 1.
Chronic Condition
Waiting period of 6 months
Pre-existing diseases (PED)
Covered only if declared on additional payment
Additional Information
No waiting period applies to the above cases upon payment of an additional premium, as per underwriting guidelines—coverage begins from Day 1. Also, for renewals, no waiting period is applicable.
Hospital Access
Referral procedure to be followed:- Customer has to visit GP, after GP refers then customer can visit the specialist in clinics.
Coverage Type
GP Clinic
In-Patient Services
Room Type
In-patient services will be received in rooms of two or more beds.
Ambulance Service
Ground transportation services in the UAE provided by an authorized party for medical emergencies.
Companion Accomodation
Maximum AED 100 per night. (The cost of accomodating a person accompanying an insured child up to the age of 16 years.)Maximum AED 100 per night. (The cost of accommodation of a person accompanying an in-patient in the same room in case of medical necessity at the recommendation of the treating doctor and after the prior approval of the insurance company providing coverage.)
Pre-Existing and Chronic Conditions
All declared Pre-existing and Chronic conditions are covered with a sub limit of AED 150,000/-, Undeclared pre-existing and Chronic conditions will not be covered during the policy periodAny new Chronic condition will have a waiting period of 6 months.
Network
Network - PCP/RN3
Other Services
Radiology diagnostic
In Case of non-medical emergiencies, the insurance company's prior approval is required for MRI, CT scans and endoscopies.
Physiotherapy Treatment
Prior approval of the insurance company is required.Maximum 6 sessions per year.
Test, diagnosis, treatments related to surgeries in hospitals
Prior approval required from the insurance compay / TPA.
Emergency Treatment
Approval required from the insurance company within 24 hours of admission to the authorized hospital.
Healthcare services for emergency cases
Prior approval required from the insurance company (Prior approval required from the insurance company Where a pre-existing or chronic condition develops into an emergency within the 6-month exclusion preriod this must be covered up to the annual aggregate limit.)
Medication
Co-Payment
30% co-payment (co-payment by the insured in respect of each and every prescription.)
Limit
AED 2500 Annually
Description
No cover for drugs and medicines in excess of the annual limit. Restricted to a list of formulary products where available at the physician and the pharmacist.
Diagnostics (X-RAY, MRI, CT-SCAN)
Covered up to 20% co-payment only in case of emergencies
Psychiatry
Not Covered
Alternative medicine
Not Covered
Dental and gum treatment
30% copayment, coverage up to AED 500
Hearing and Vision Aid
In case of emergency only.
Physiotherapy Treatment
Maximum 6 sessions per year.
Region Coverage
UAE & Home Country

83 Orient - I-Med Added Network Hospitals

Name
Address
National Hospital - AUH (PCP - General Practitioner Only) (Hospitals)
P.O.Box 30666, Najda, Eldorado Cinema, Electra Street, Najda Area - 26711000
Bareen International Hospital (PCP - General Practitioner Only) (Hospitals)
Near Fatema Bent Mubark Mousque, Hamdan Street, Muroor Road, Mohammad Bin Zayed Area - 25545555
New Medical Centre Specialty Hospital Llc (Ex Nmc Specialty Hospital L.L.C Al Ain) (PCP - General Practitioner Only) (Hospitals)
Opp. Police Head Quarter, Near Zayed School - 37555999
Millennium Hospital Llc (PCP - General Practitioner Only) (Hospitals)
C 175, ME 9, Shabiyah 9, Mussafah, Abu Dhabi - 26113333
Al Salama One Day Surgery Center - Auh (PCP - General Practitioner Only) (Hospitals)
Al Salama One Day Surgery Center Bldg, Opposite Al Roashid Mosque, Sector-7, Baniyas East, Abu Dhabi - 25047900
Specialized Medical Care Hospital (PCP - General Practitioner Only) (Hospitals)
Al Jahili Area, Near Transport Authority, Al Ain Abu Dhabi - 37552291
Ajman Specialty General Hospital (PCP - General Practitioner Only) (Hospitals)
New Vegetable Market, Hamedeya St., New Industrial Zone,Ajman - 67484999
Thumbay University Hospital Complex - L.L.C. (PCP - General Practitioner Only) (Hospitals)
Thumbay University Hospital, Behind Sheikh Khalifa Hospital, University Street, Al Jurf - 67431333
Amina Hospital (PCP - General Practitioner Only) (Hospitals)
Amina Hospital Building, Behind Dreamsea Discount Centre, Shaik Rashid Bin Humeed Street, Al Quds, Ajman - 67114444
Aster Cedars Hospital Jebel Ali ( Excedar Jebel Ali International Hospital - Dxb (PCP - General Practitioner Only) (Hospitals)
Dugas Road, Jebel Ali 1, P. O. Box 17666, Jebel Ali, Dubai, Uae - 44400500

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