Liva Car Insurance (Previously RSA Car Insurance)
Car insurance is essential for every vehicle owner in the UAE, ensuring financial protection against accidents, theft, and unforeseen damages. It is also a legal requirement, helping drivers comply with local regulations while safeguarding their financial well-being.
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Nupur Jain
Senior Content Writer (Expertise - Motor Insurance)
Nupur Jain is a Senior Writer at Policybazaar.ae with 4+ years of experience in the insurance industry. She specialises in car insurance and has built strong expertise in the UAE auto insurance industry by closely covering policy features, coverage options, premiums, renewals, claims, insurer offerings and vehicle ownership-related matters. Over the years, she has created 2000+ high-impact articles and covered 1000+ motor insurance topics, helping readers understand complex insurance jargons in a simpler and more practical way. Her work is focused on helping people compare options wisely, understand what truly matters in a policy and make more confident car insurance decisions based on their needs, budget and lifestyle in the UAE.


Toshita Chauhan Balochi
Chief Business Officer – General Insurance @ Policybazaar.ae
Toshita Chauhan Balochi has strong experience in the insurance and digital business space. At Policybazaar.ae, she works on making general insurance easier and more customer-friendly for people in the UAE. Her focus is on building simple, useful and transparent insurance journeys across motor, health and travel insurance products. She brings a clear business vision, strong industry understanding and a customer-first approach to the brand.
Liva Car Insurance, formerly RSA Car Insurance, offers reliable and comprehensive coverage tailored to different driving needs. Whether you need basic third-party liability coverage or a more extensive comprehensive plan, Liva provides flexible options with added benefits like roadside assistance, agency repairs, and personal accident coverage.
Top Car Insurance Plans in UAE
Some of the best and the cheapest car insurance quotes in Dubai are:
- Comprehensive
- Third Party
With a strong reputation for excellent customer service and quick claims processing, Liva Car Insurance ensures peace of mind on the road. Choosing the right policy guarantees safety and financial security for you and your vehicle.
Benefits of Buying Motor Insurance from Liva Insurance
With a customer base of more than 1.5 million and an employee foothold of more than 1,200 employees, Liva Insurance (previously RSA Insurance) is vouched for its market presence of over 80 years in the GCC region.
Here are some of the reasons why you can buy car insurance in UAE from Liva Insurance —
- Customisable plans
- Quick claim settlement process
- Round-the-clock customer care service
- Online application process at your convenience
- Easy access to Roadside Assistance
Explore Liva Car Insurance (Previously RSA Car Insurance) Plans in UAE
Liva Insurance offers some of the most comprehensive car insurance plans in UAE. The plans offered by the company include both comprehensive and third-party motor insurance policies that can be customised as per your needs.
Here are the major Liva motor insurance plans in UAE along with their key coverage features —
Motor Executive |
Motor Smart |
Motor Value |
|---|---|---|
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What Documents are Required to Avail Liva Car Insurance?
You will need to submit the following documents in order to opt for Liva auto insurance in UAE:
- Copy of vehicle registration
- Main driver’s license
- Trade license copy
- Tax registration number
How to File a Claim against Liva Car Insurance in UAE?
In case of a claim, you would need to submit the following documents along with a filled-up claim form —
- A copy of driving licence
- Police report
- A copy of Mulkiya
You can make the request online on the website, mail the documents and form to claims@ae.rsagroup.com, or call the claims team on 800 774 and connect with the dedicated claims advisors. If you provide all the documents, your submission can be processed within 1 working day.
| How to File Your Car Insurance Claim in the UAE |
Frequently Asked Questions
What types of car insurance plans does Liva Insurance offer?
Liva car insurance is available across three types — Motor Value (third-party motor insurance), Motor Smart (comprehensive insurance), and Motor Executive (highest level comprehensive car insurance).
Who is considered a young driver?
A driver under the age of 25 years is usually considered a young driver.
Can you get lifetime agency repairs for your car?
You can get only two years of agency repairs from the date of the first Mulkiya. If you want, you can extend the repairs to up to 5 more years, although it can be subjected to an additional premium.
How do you receive your car insurance claim?
You can collect the claim via cheque or get the amount transferred to the bank account.
What is covered under the Taxi fares benefit?
The taxi fare covers the cost of hiring a cab in UAE to complete the journey or return to your residence.
Can you transfer your car insurance policy to the new vehicle owner?
No, you cannot transfer your car policy from one driver to another.
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