How to Check ILOE Fines: Check, Pay, and Avoid!

If you work in the UAE's private sector, understanding ILOE insurance is essential. This insurance protects you in the event of job loss, although failing to subscribe on time can result in fines. Here, we’ll walk you through how to check and pay ILOE insurance fines online, and how to avoid penalties.read more

Written ByAashima MongiaContent Writer (Expertise: Term Life Insurance & Investment)

Reviewed ByAtul KathuriaBusiness Head – Term & Investment | Policybazaar.ae

Last updated on 16 January 2026Editorial Standards

How Much is the ILOE Insurance Fine?

The Ministry of Human Resources and Emiratisation (MoHRE) states that employees not subscribed to the ILOE scheme will be charged a fine of AED 400. Those who fail to pay the premium on time, i.e., within 90 days from the due date, will be fined AED 200.

How to Check ILOE Fines Online?

Here is how to check ILOE fines online —

Via ILOE Quickpay

Visit MoHRE’s official website and go to the ILOE QuickPay service
Select one of the options for login —
- Emirates ID Number
- Unified Number
- Labour Card Number
- Personal Code Number (a 14-digit number present on the labour card)
Enter details based on the option you select and then click on the ‘Search’ tab. In case you have fines on your file, you would be able to view them and the issuance date.

Failing to enroll in ILOE insurance on time or missing premium payments can result in fines and penalties. The government has made it mandatory for private-sector employees to subscribe to the scheme. These fines accumulate with time if not addressed on time. Thus, to avoid any accumulation and loss of the benefits and coverage, check fines on time and pay them.

How to Pay ILOE Insurance Fine Online?

Job loss insurance fine payment in UAE is no big task. All you need to do is visit MoHRE’s official website or log in to the mobile app, and follow the steps mentioned below —

Go to the ILO QuickPay service
Select the login option from Emirates ID number, labour card number, unified number, or personal code number
Check your fines online
To pay ILOE insurance fine online, select the payment option from credit card, debit card, or paying the amount in instalments

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How to Avoid Getting into ILOE Insurance Fine?

Here are the top hacks to avoid accumulating ILOE insurance fines in UAE —

Timely Subscription - Make sure you subscribe to the ILOE plan as soon as you are eligible. Any delay can lead to fines.
Set Premium Payment Reminders - Set up automatic reminders or direct debit options. This way, you can be saved from missed payments and resultant fines without marking any dates in your calendar.
Keep Your Information Updated - In case you change employers or personal details, update the information with MoHRE.
Regulate Your Policy - Keep a regular check on your ILOE insurance status to ensure that you have an active and updated subscription.

Note – Income protection plan is not a stand-in for unpaid compensation. It compensates only if you lose your job.

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Frequently Asked Questions

You can call the ILOE call centre at 600599555 or send an email to claims@iloe.ae.

Employed UAE residents who lost their jobs involuntarily and contributed to the ILOE scheme are eligible.

How to Renew ILOE Insurance in UAE

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