Orient - D-Med (HSB)
Embrace peace of mind with Orient D-Med (HSB), an all-encompassing health insurance solution curated for you and your family. From diagnostics and tests, to maternity care and outpatient/inpatient services, this plan covers it all. Customise this Orient D-Med (HSB) according to your family's unique ...read more
4.6/5
35,368
Reviews
AED 1 million Health cover starting @4/Day
Self Only
Both Self and Family
Family without Self
Domestic Workers
Investor
Worldwide Coverage
Wide Choices
Expert Advice
Plan Summary
Plan NameD-Med (HSB)
Cover AmountAED 150,000
Pharmacy LimitUpto AED 2,500
TPANextcare
Orient - D-Med (HSB) Details
Maternity Cover
10% co-payment payable by the Policy Holder. 8 Check-ups + 3 ante-natal ultrasound scans are covered at the Primary Health Care Centre. (All Care provided by PHC obstetrician for low risk or specialist obstetrician for high risk referrals.)40 Days ( any pregnancy, which arises within 40 calendar days from policy inception will be at the discretion of the insurer)10% co-payment payable by the insured.
Waiting Period
Maternity Waiting Period
Maternity Waiting Period 40 days No waiting period for maternity coverage upon payment of an additional premium, as per underwriting guidelines – coverage begins from Day 1.
Chronic Condition Waiting Period
Chronic Conditions waiting period 6 month
Pre-existing diseases (PED)
Pre-existing diseases (PED) waiting period 6 months
Additional Information
No waiting period applies to the above cases upon payment of an additional premium, as per underwriting guidelines—coverage begins from Day 1. Also, for renewals, no waiting period is applicable.
Hearing and Vision Aids
Co-Payment
20% co-payment.
Coverage Type
GP Clinic
In-Patient Services
Room Type
In-patient services will be received in rooms of two or more beds.
Ambulance Service
Ground transportation services in the UAE provided by an authorized party for medical emergencies.
Companion Accomodation
Maximum AED 100 per night. (The cost of accomodating a person accompanying an insured child up to the age of 16 years.)Maximum AED 100 per night. (The cost of accommodation of a person accompanying an in-patient in the same room in case of medical necessity at the recommendation of the treating doctor and after the prior approval of the insurance company providing coverage.)
Pre-Existing and Chronic Conditions
-
Any new Chronic condition will have a waiting period of 6 months.All declared Pre-existing and Chronic conditions are covered with a sub limit of AED 150,000/-, Undeclared pre-existing and Chronic conditions will not be covered during the policy period
Network
Network - PCP/RN3
Other Services
Radiology diagnostic
20% Co-payment is applicable alongwith a prior approval from the insurance company
Physiotherapy Treatment
Prior approval of the insurance company is required.Maximum 6 sessions per year.
Test, diagnosis, treatments related to surgeries in hospitals
Covered
Emergency Treatment
Approval required from the insurance company within 24 hours of admission to the authorized hospital.
Healthcare services for emergency cases
Prior approval required from the insurance company (Prior approval required from the insurance company Where a pre-existing or chronic condition develops into an emergency within the 6-month exclusion preriod this must be covered up to the annual aggregate limit.)
Medication
Co-Payment
30% co-payment (co-payment by the insured in respect of each and every prescription.)
Limit
AED 2500 Annually
Description
No cover for drugs and medicines in excess of the annual limit. Restricted to a list of formulary products where available at the physician and the pharmacist.
Diagnostics (X-RAY, MRI, CT-SCAN)
Covered up to 20% co-payment only in case of emergencies
Psychiatry
Not Covered
Alternative medicine
Not Covered
Dental and gum treatment
30% copayment, coverage up to AED 500
Hearing and Vision Aid
In case of emergency only.
Physiotherapy Treatment
Maximum 6 sessions per year.
Region Coverage
UAE & Home Country
93 Orient - D-Med (HSB) Added Network Hospitals
Name
Address
Ahalia Hospital (RN3) (Hospitals)
Ahalia Hospital, Hamdan Street, P.O. Box - 2419 - 26262666
Al Ahli Hospital Company Llc-Branch 1 (RN3) (Hospitals)
Ahalia Hospital, Tariff Road , M-24, Mussafah, P.O. Box - 2419 - 28119119
Al Ain Hospital (Seha) - Aan (RN3) (Hospitals)
Eastern Region, Al Ain Hospital Street/Al Ain Hospital round about,Jimmy Area, AAN - 37022589
Al Dhannah Hospital (Ex: Al Ruwais Hospital - AUH) (RN3) (Hospitals)
Abu Dhabi, Ruwais, Near Ruwais Mall - 28007267
Al Mafraq Hospital (Seha) - Auh (RN3) (Hospitals)
Mafraq area in Baniyas , Abu Dhabi - 25823100
Al- Rahba Hospital (Seha) - Auh (RN3) (Hospitals)
Middle Region, Al Shahama Street, Al Rahba, AUH - 25065000
Al Salama One Day Surgery Center - Auh (RN3) (Hospitals)
Al Salama One Day Surgery Center Bldg, Opposite Al Roashid Mosque, Sector-7, Baniyas East, Abu Dhabi - 25047900
Al Wagan Hospital (Seha) - Aan (RN3) (Hospitals)
Al Ain - 37352222
Bareen International Hospital (RN3) (Hospitals)
Near Fatema Bent Mubark Mousque, Hamdan Street, Muroor Road, Mohammad Bin Zayed Area - 25545555
Behavioral Sciences Pavilion (Seha)- Auh (RN3) (Hospitals)
Al Karama Street, beside Sheikh Khalifa Medical City, AUH - 28192000
Health Insurance Popular Searches
Health Insurance Dubai | Dubai Health Insurance Cost | Health Insurance for Kids | Health Insurance Plans for Family | Dental Insurance | Individual Health Insurance | Health Insurance Abu Dhabi | Medical Insurance Sharjah | How to check Medical Insurance status with Emirates ID | Best Medical Insurance in UAE | Health Insurance for Parents | Maternity Insurance UAE
More From Health Insurance
- Recent Articles
- Popular Articles
Last Updated : 30 Mar 2026Health Insurance for Malaria – Coverage, Benefits & Best Plans (2026)Don't let medical bills drain your savings. Explore health insurance plans that cover malaria hospitalisation, medicines, diagnostic tests & more.- Last Updated : 30 Mar 2026Is Insurance for Skin Treatment Available in UAEIs Insurance for Skin Treatment Available in UAE ? Check term and condition of skin health insurance in uae.
Last Updated : 13 Mar 2026Understanding the Concept of Room Rent Limit under Health InsuranceRoom Rent Limit - Learn about health insurance room rent limits and how they could affect your budget- strategies for mitigating the impact of these limits..jpg)
Last Updated : 20 Feb 2026How To Update Emirates ID In Etisalat?Knowing how to update Emirates ID in Etisalat helps you keep your telecom services active and compliant with UAE regulations.
Last Updated : 16 Feb 2026Emirates ID Authority Sharjah- Services, Locations, and Working HoursThe Emirates ID Authority (Sharjah) Emirates ID Centre in Sharjah provides services such as biometrics registration and identification for UAE Nationals; it also serves as a home base for the majority of UAE residents.
Last Updated : 16 Feb 2026Best Health Insurance for Surgery in UAE 2026Health insurance pays for the medical expenses associated with a surgical procedure. This includes hospital admit, surgeon fees, diagnostic tests and post-surgery care.
Last Updated : 10 Feb 2026How to Check Medical Insurance Status with Emirates ID?Emiratis will now be able to use their Emirates ID cards not only to go through immigration gates at the airport but to avail of medical services in the UAE.
Last Updated : 28 Jan 2026Best Health Insurance Companies in Dubai, UAE 2026Find the Top 10+ Health Insurance Companies in Dubai, UAE Offering Comprehensive Health Insurance Coverage and Exceptional Services at Affordable Prices.
Last Updated : 27 Nov 2025How to Check the Status of Your Health Insurance Online?The easiest way to get familiar with your plan details or check the active status is to do it online. Let’s figure out how to check if your health insurance plan is active online.
Last Updated : 08 Jan 2026Dental Insurance UAE: Dental Insurance Types, Coverage & BenefitsDental Insurance UAE: Know All about Dental Insurance, Types, Coverage & Benefits. Dental Insurance Covering Most of the Dental Treatments, You can Drop off Your Worries About Costly Therapies.
Last Updated : 11 Feb 2026Can You Buy Health Insurance for New Born Baby in UAE?Don't know whether you can buy medical insurance for new born baby in UAE? In this article we’ll share everything you need to know about health insurance for newborn baby.
Last Updated : 27 Nov 2025Where Can I Get Medical Help Without Having Health Insurance in UAE?Not everyone in the UAE can afford to buy a health insurance policy to avail of quality medical care benefits. To help out such people, we have listed here a few places and ways of getting medical help.
