DIC - Dubai Care N1
With DIC Dubai Care N1, your family's health insurance needs are fully taken care of. This plan encompasses a broad spectrum of medical services, including psychiatry, alternative medicines, physiotherapy treatment, hearing and vision aids, doctor's consultations, and more.
Insurer Highlights
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Network hospitals
1799
Network Name
Dubai Care
Starting Premium
AED 4/day
Sum Insured
AED 1 Million
4.6/5
34,867
Reviews2 Million+
Trusted Customers
35+
Insurance Partners
1 Million+
Policies Sold
AED 1 million Health cover starting @4/Day
Self Only
Both Self and Family
Family without Self
Domestic Workers
Investor
Plan Summary
Plan NameDubai Care N1
Cover AmountAED 1,000,000
Pharmacy LimitUpto AED 1,000,000
TPADubai Care
DIC - Dubai Care N1 Details
Maternity Cover
Normal delivery and caesarean section expenses are covered up to AED 10,000
Maternity Cover
The following screening tests are covered as per DHA
Antenatal care protocol:
o FBC and Platelets
o Blood group, Rhesus status and antibodies
o VDRL
o MSU & urinalysis
o Rubella serology
o HIV
o Hepatitis C offered to high risk patients
o GTT, if high risk
o FBS, Random blood sugar OR HbA1C
o Ultrasonography: 3 scansNormal Delivery expenses are covered up to a sub limit of AED 10,000/- , Medically necessary Caesarean Section and complication expenses are covered up to a sub limit of AED 10,000/- , Any Medical Emergency expenses related to Maternity will be covered up to a sublimit of AED 150,000/- , Out Patient eligible Maternity expenses are covered up to Annual limit - 10% co-payment applicable on all Maternity treatments, including out- patient Maternity consultation (no Deductible applies)
Waiting Period
Maternity Waiting Period
Maternity Waiting Period - 40 days No waiting period for maternity coverage upon payment of an additional premium, as per underwriting guidelines – coverage begins from Day 1.
Chronic Condition Waiting Period
New chronic condition will be covered from Day One
Pre-existing diseases (PED)
Covered only if declared on additional payment
Additional Information
No waiting period applies to the above cases upon payment of an additional premium, as per underwriting guidelines—coverage begins from Day 1. Also, for renewals, no waiting period is applicable.
Hospital Access
Direct access to hospital
Coverage Type
Full Access
Out-Patient Services
New Born Cover
As per DHA benefit guidelines.
Laboratory Tests
Covered with 0% co-pay per invoiceCovered with 10% co-pay per invoiceCovered with 20% co-pay per invoice
Physiotherapy Treatment
Physiotherapy( Subject to Prior Approval) :-Covered up to 15 sessions/ Per member Per year - 20% Co-payment
Dental
Covered with pre-authorization only – Co payment 20% applicable 'Reimbursement* - Additional 20% co-payment applicable over free access *No reimbursement for Silk Road NW inside UAE.
Alternative Medicine
Covered up to AED 1,600/- PMPY
Vaccinations (Adults)
Covered both on Free Access & reimbursement basis
Physician Consultation
Covered with Co-pay of 20% max 50 per consultation
In-Patient Services
New Born Cover
Babies born inside and out-side UAE - New born expenses are covered from Date of Birth under the mother’s card for the first 30days from date of birth upto Annual Benefit Limit of mother.
New born babies will be added to the principle policy only if requested by the policy holder and is subject to Medical underwriting.
Coverage for new born are in line with DHA benefit guidelines.
Room Type
Private Room
Ambulance Service
Covered ((in Medical Emergency only
and if followed by admission)
Emergency Treatment
100% of Actual Covered Cost
Pre-existing conditions
All pre-existing medical conditions should be declared in the Medical Application Form and is subject to medical underwriting. All medical underwritten conditions will have no
waiting period. All declared Pre-existing and Chronic conditions are covered with a sub limit of AED 150,000/- Undeclared pre-existing conditions will not be covered during the policy period and will be underwritten at renewal. All adverse findings on health declarations would be priced on each case basis. In case of misrepresentation insurer reserves the right to cancel the policy.
Parent Accommodation for child under 18 years
For children upto 16 Years of Age - Covered maximum up to 100 AED per night
Repatriation costs for the transport of mortal remains to the country of origin
Covered up to AED 7,500/-
Pre-Existing and Chronic Conditions
All declared Pre-existing and Chronic conditions are covered with a sub limit of AED 150,000
Network
Dubai Care
Essential Vaccines & Preventive Services
Alternative Medicine
Diabetic Screening: Fasting Blood Sugar and HBA1C tests are covered once a policy year for eligible members
Diagnostics (X-RAY, MRI, CT-SCAN)
Covered with 10% co-pay per invoiceCovered with 0% co-pay per invoiceCovered with 20% co-pay per invoice
Psychiatry
Not Covered
Alternative medicine
Covered on reimbursement up to AED 1600
Dental and gum treatment
Covered with 20% co pay up to AED 3500
Hearing and Vision Aid
Covered only in cases of medical emergencies
Physiotherapy Treatment
Covered up to 15 sessions per member per year
Region Coverage
Worldwide
DIC - Dubai Care N1 Added Network Hospitals
Name
Address
No Network Hospital is available at this Location.
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