AFNIC Car Insurance Review

Al Fujairah National Insurance Co (AFNIC), headquartered in Fujairah has been providing top-notch insurance products and services for more than 40 years. Founded in 1976, the company has subsequently expanded to rank among the top insurers in the UAE. AFNIC provides financial security to individuals, families, small businesses, major organizations and governmental institutions in the UAE. It offers a comprehensive selection of insurance services and products, including car insurance in the UAE.

AFNIC Car Insurance Review: An Outline

AFNIC car insurance offers two policies for complete protection to your car — Comprehensive Cover and Third-party Liability Cover. Motor Comprehensive cover addresses both third-party liability (in accordance with local road traffic laws of the country) and damages incurred to the insured vehicle from an accident. It is further categorised into two types — agency and non-agency repair. Agency repair allows for services in the agency's or dealer's workshop. In contrast, non-agency repair does not provide services at the dealer’s or agency’s facilities but from any other garage.

The third-party liability insurance policy ensures the insured's legal liability by covering expenses for casualties to the third party. The losses covered include death, bodily injuries and property damage, following the road traffic law of the UAE.

Why opt for AFNIC Car Insurance?

AFNIC car insurance not only provides coverage for car damages but also focuses on the needs of its customers. Let's look at the benefits that come with the AFNIC car insurance:

• Comprehensive car insurance: AFNIC's comprehensive policy covers damage to your car from mishaps during transits, fire, overturning, collisions, external blasts, self-ignitions, break-ins or thefts, harm caused by third parties, etc. It also comprises other features like roadside assistance and coverage for personal belongings.
• Add-on protection and amenities: For better protection, AFNIC provides add-ons that you can choose to incorporate into your car insurance policy. These include:
  • Roadside assistance services in an emergency
  • Up to AED 200,000 coverage for drivers and passengers
  • Cover for natural disasters
  • Oman coverage with Orange Card
  • Other services
• Swift claim process: AFNIC's claim service facilities are located throughout the UAE, which assist with the claims process at reasonable pricing. In the case of unforeseen mishaps, you can get a quick claim settlement and a simplified claims procedure. Prompt and effective claim management can help lessen the sudden financial impact caused by accidents.
• Efficient customer support services: AFNIC has prompt customer care services and responds as quickly as possible to customer complaints. You can report any suggestions or grievances related to AFNIC car insurance by filling out the enquiry form on the website.

In a nutshell

AFNIC car insurance reviews show that the company provides convenient and competent customer services. Car insurance in the UAE from AFNIC is renowned for its comprehensive coverage created to cover losses and damages in the event of an accident. Their car insurance plans also offers additional facilities that effectively provide all-inclusive coverage to individuals in case of unexpected mishaps. With their approachable customer care services, you can request suggestions or complaints on their website, ensuring a smooth digital experience.